Seller's Agent in 2021
Joanne Spagnola
Baird Warner
(630) 661-1222
2 in this area
58 Total Sales
39W659 Denker Ct Saint Charles, IL 60175
Estimated Value: $766,000 - $1,027,000
4
Beds
4
Baths
4,779
Sq Ft
$186/Sq Ft
Est. Value
Highlights
- Fireplace in Kitchen
- Whirlpool Bathtub
- Skylights
- Ferson Creek Elementary School Rated A
- Formal Dining Room
- Attached Garage
About This Home
As of November 2021Magnificence abounds in this custom, original owner, brick and cedar home with approximately 4800 sf (4 bedrooms and 3.1 bathrooms) located on a cul-de-sac 1.12 acre lot in Splitrail Farm Subdivision. Impeccable quality, design and amenities throughout. If you are looking for sprawling entertaining spaces or relaxing comfortably, this home is for you! Extensive millwork, tray ceilings, hardwood flooring and much more. Lovely living room with bay window and brick fireplace to cozy up on wintery nights. French doors lead to executive home office with coffered ceiling and built-ins. Elegant dining room with bay window is accented with picture frame and crown molding. Top of the line chef's kitchen is clad with premium finishes and fixtures, beautiful cabinetry, granite counters, large breakfast island, stainless steel appliances (double oven), breakfast bay area, butler's pantry with warming drawer, plus four skylights for an abundance of natural light. The focal point is a brick two-sided fireplace that links the kitchen and family rooms adding warmth and atmosphere. Watch TV (surround sound), enjoy a fire or a cocktail from bar makes this family room perfect for everyday living or visiting with guests. Charming guest bathroom with pedastal sink. Spacious first floor laundry/mudroom with cabinetry plus access to basement. Front and back stairways lead to spacious bedrooms 2 and 3 with a Jack 'n' Jill bathroom with two skylights and dual vanity plus a delightful ensuite bedroom 4. All bedrooms with tray ceilings, large closets, ceiling fans and carpet. Double doors lead to the grand, vaulted master bedroom suite with sitting area, two ceiling fans and a large walk-in closet. Master bathroom is accented with a dual vanity plus jacuzzi bath and shower. Large loft is the perfect place to relax and enjoy a book. Wait to you see the huge bonus room (prewired cables for sound and video) and so perfect for theatre, game room, playroom or so much more. Expansive English, full basement (2267 sf) provides all of your storage needs or for your finishing touches. What great backyard space to enjoy or just relax on your large deck or in spacious three season room. Side load three car garage. Security system, lawn sprinkler irrigation system, new roof and gutters (2020), two water heaters (2019), one furnace and one AC (2016), sump pump (2015), well pump and wiring (2015) and six skylights (2020). Highly acclaimed St. Charles Schools! Minutes to the Randall Rd. corridor for shopping, restaurants, expressway and more! What a beautiful place to call home! **SELLER IS APPROVED TO MOVE FORWARD WITH A SHORT SALE - NEED AN OFFER - Using Experienced Short Sale Attorney**
Last Agent to Sell the Property
Baird & Warner Fox Valley - Geneva License #475125433 Listed on: 03/26/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $18,796
Year Built
- 2001
Lot Details
- 1.12
HOA Fees
- $42 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Interior Spaces
- 4,779 Sq Ft Home
- 2-Story Property
- Skylights
- Family Room with Fireplace
- Living Room with Fireplace
- Formal Dining Room
- Unfinished Basement
- Basement Lookout
- Fireplace in Kitchen
Bedrooms and Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Community Details
- Carl True Association, Phone Number (331) 425-0961
- Property managed by Splitrail Farm Property Owners Association
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 15, 2025
Sold by
Ruder Todd A
Bought by
Ruder Todd A and Ruder Kathy W
Current Estimated Value
Purchase Details
Listed on
Mar 26, 2021
Closed on
Nov 9, 2021
Sold by
Podd Michael and Podd Tamara
Bought by
Ruder Todd A
Seller's Agent
Joanne Spagnola
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Christine Salisbury
Baird & Warner Fox Valley - Geneva
List Price
$639,900
Sold Price
$570,000
Premium/Discount to List
-$69,900
-10.92%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.30%
Original Mortgage
$541,500
Interest Rate
3.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 28, 2006
Sold by
Podd Katherine
Bought by
Podd Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
6.59%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 27, 2001
Sold by
B & K Enterprises Llc
Bought by
Podd Michael J and Podd Katherine R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
5.75%
Purchase Details
Closed on
Oct 20, 2000
Sold by
Criscuolo Andrew and Criscuolo Bernice A
Bought by
B & K Enterprises Llc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ruder Todd A | -- | None Listed On Document | |
| Ruder Todd A | $570,000 | Fidelity National Title Ins | |
| Podd Michael | -- | Lawyers | |
| Podd Michael J | $598,000 | Chicago Title Insurance Co | |
| B & K Enterprises Llc | $95,000 | Fox Title Company |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Ruder Todd A | $541,500 | |
| Previous Owner | Podd Michael | $650,000 | |
| Previous Owner | Podd Michael J | $400,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/30/2021 11/30/21 | Sold | $570,000 | -8.8% | $119 / Sq Ft |
| 07/30/2021 07/30/21 | Pending | -- | -- | -- |
| 04/22/2021 04/22/21 | Price Changed | $625,000 | -2.3% | $131 / Sq Ft |
| 03/26/2021 03/26/21 | For Sale | $639,900 | -- | $134 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $18,796 | $292,368 | $26,847 | $265,521 |
| 2023 | $18,409 | $261,393 | $24,003 | $237,390 |
| 2022 | $17,414 | $238,172 | $21,871 | $216,301 |
| 2021 | $16,378 | $224,882 | $20,651 | $204,231 |
| 2020 | $16,357 | $221,646 | $20,354 | $201,292 |
| 2019 | $16,156 | $218,392 | $20,055 | $198,337 |
| 2018 | $16,133 | $218,392 | $20,055 | $198,337 |
| 2017 | $15,994 | $215,186 | $19,761 | $195,425 |
| 2016 | $17,012 | $209,753 | $19,262 | $190,491 |
| 2015 | -- | $203,960 | $18,730 | $185,230 |
| 2014 | -- | $202,851 | $19,017 | $183,834 |
| 2013 | -- | $206,254 | $19,336 | $186,918 |
Source: Public Records
Agents Affiliated with this Home
-
Joanne Spagnola
-
Christine Salisbury
Buyer's Agent in 2021
Christine Salisbury
Baird Warner
(630) 567-7680
7 in this area
40 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 10995323
APN: 08-12-127-007
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