NOT LISTED FOR SALE

Estimated Value: $539,000 - $582,000

4 Beds
3 Baths
2,680 Sq Ft
$210/Sq Ft Est. Value

Last Sold April 30, 2019

Last sale price $345,000 $129 Per Sq Ft

Est. 63% increase in value since last sale

Current estimated payment $3,932/month

165 Days on Market

Highlights

  • Landscaped Professionally
  • Deck
  • Wood Flooring
  • Ferson Creek Elementary School Rated A
  • Ranch Style House
  • Skylights

About This Home

As of April 2019

Beautiful custom built ranch on a mature landscaped 1+ acre lot in Deer Run of St. Charles! This 4 bed/2.1 bath home has been meticulously maintained. Wainscoting & crown moldings throughout! Welcoming foyer opens to huge great room drenched in natural light. Large dining room w/ chair rail & tray ceiling. Kitchen boasts wood floors, solid surface countertops, crown molding & skylight. Cozy eat-in area with bay window. Family room w/ floor to ceiling brick fireplace & SGD to deck overlooking spacious yard. Large master bedroom, master ba. w/ sep tub & shower. Bedrooms 2-4 are very generous in size too! Skylights throughout provide so much natural light. Interior freshly painted, new carpet throughout & new flooring in laundry room. Downstairs, you'll find a huge basement just waiting to be finished. 3 car garage too! Quiet location, minutes to bike trails, shopping & commuting. Just a terrific location! Truly a must see!!

Last Agent to Sell the Property

Matt Kombrink

One Source Realty License #471007391 Listed on: 08/30/2018

Last Buyer's Agent

Kathy Koca

Keller Williams Inspire License #475127449

Keller Williams Inspire

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,418

Year Built

  • 1987

Lot Details

  • 1.06

HOA Fees

  • $12 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Cedar

Interior Spaces

  • Skylights
  • Gas Log Fireplace
  • Wood Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Dual Sinks
  • Separate Shower

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Well
  • Private or Community Septic Tank

Additional Features

  • North or South Exposure
  • Deck
  • Landscaped Professionally

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • $3,748 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,418

Year Built

1987

Lot Details

0

HOA Fees

$12 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 31-40 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Ranch
  • Type Detached: 1 Story
  • Estimated Year Built: 1987
  • Tax Exemptions: Homeowner, Senior
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1987

Interior Features

  • Interior Property Features: Skylight(s), Hardwood Floors, 1st Floor Bedroom, 1st Floor Full Bath
  • Number Of Rooms: 8
  • Living Room: Dimensions: 19X14, On Level: Main Level, Flooring: Carpet, Windows: All
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Disposal
  • Equipment: TV Antenna, CO Detectors, Ceiling Fan, Sump Pump
  • Fireplace Details: Gas Logs, Gas Starter
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Dining Room: Dimensions: 14X14, On Level: Main Level, Flooring: Carpet, Windows: All
  • Kitchen Type: Dimensions: 24X11, On Level: Main Level, Flooring: Hardwood, Windows: All
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 22X14, On Level: Main Level, Flooring: Carpet, Windows: All
  • Bedroom 2: Dimensions: 16X11, On Level: Main Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 15X15, On Level: Main Level, Flooring: Carpet, Windows: All
  • Bedroom 4: Dimensions: 14X13, On Level: Main Level, Flooring: Carpet, Windows: All
  • Estimated Sq Ft: 2680
  • Dining Room Type: Separate
  • Family Room: Dimensions: 22X13, On Level: Main Level, Flooring: Carpet, Windows: All

Exterior Features

  • Foundation: Concrete
  • Lot Size: 1.0-1.99 Acres
  • Exterior Building Type: Brick, Cedar
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Storms/Screens
  • Exposure: N (North)
  • Acreage: 1.06

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Well-Private
  • Sewer: Septic-Private
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 140

Schools

  • School District: 303
  • Elementary School: Ferson Creek Elementary School
  • Middle School: Thompson Middle School
  • High School: St Charles North High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 120X334X167X313
  • Lot Description: Landscaped Professionally
  • Parcel Identification Number: 0813152002

Tax Info

  • Taxes: 8385

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2018
Closed on
Apr 30, 2019
Sold by
Stephens Gary D and Stephens Judith E
Bought by
Dusell Jon J
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Kathy Koca
Keller Williams Inspire
List Price
$359,900
Sold Price
$345,000
Premium/Discount to List
-$14,900
-4.14%
Current Estimated Value
$562,904

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$217,904
Avg. Annual Appreciation
8.11%
Original Mortgage
$276,000
Outstanding Balance
$244,672
Interest Rate
4.1%
Mortgage Type
New Conventional
Estimated Equity
$312,048

Purchase Details

Closed on
Jun 15, 2011
Sold by
Stephens Gary D and Stephens Judith E
Bought by
Stephens Gary D and Stephens Judith E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,838
Interest Rate
4.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 23, 2011
Sold by
Stephens Gary D and Stephens Judith E
Bought by
Stephens Gary D and Stephens Judith E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,838
Interest Rate
4.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 15, 2002
Sold by
Stephens Gary D and Stephens Judith E
Bought by
Stephens Gary D and Stephens Judith E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
6.25%

Purchase Details

Closed on
Nov 8, 2002
Sold by
Stephens Gary D and Stephens Judith E
Bought by
Stephens Gary D and Stephens Judith E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
6.25%

Purchase Details

Closed on
Feb 1, 2002
Sold by
Stephens Gary D and Stephens Judith E
Bought by
Stephens Gary D and Stephens Judith E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,000
Interest Rate
7.23%

Purchase Details

Closed on
Jan 25, 2002
Sold by
Stephens Gary D and Stephens Judith E
Bought by
Stephens Gary D and Stephens Judith E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,000
Interest Rate
7.23%

Purchase Details

Closed on
Oct 24, 2001
Sold by
Stephens Gary D and Stephens Judith E
Bought by
Stephens Gary D and Stephens Judith E

Purchase Details

Closed on
Sep 7, 1995
Sold by
Spink Paul E and Spink Vicki M
Bought by
Stephens Gary D and Stephens Judith E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
7.81%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dusell Jon J $345,000 First American Title
Stephens Gary D -- None Available
Stephens Gary D -- None Available
Stephens Gary D -- Multiple
Stephens Gary D -- Multiple
Stephens Gary D -- --
Stephens Gary D -- Law Title Insurance Co
Stephens Gary D -- --
Stephens Gary D $263,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dusell Jon J $276,000
Previous Owner Stephens Gary D $127,838
Previous Owner Stephens Gary D $235,000
Previous Owner Stephens Gary D $236,000
Previous Owner Stephens Gary D $160,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2019 04/30/19 Sold $345,000 -2.1% $129 / Sq Ft
02/11/2019 02/11/19 Pending -- -- --
10/30/2018 10/30/18 Price Changed $352,500 -2.1% $132 / Sq Ft
08/30/2018 08/30/18 For Sale $359,900 -- $134 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,418 $150,547 $24,001 $126,546
2022 $8,956 $137,173 $21,869 $115,304
2021 $8,988 $126,115 $20,649 $105,466
2020 $8,973 $124,300 $20,352 $103,948
2019 $8,480 $122,475 $20,053 $102,422
2018 $8,477 $122,475 $20,053 $102,422
2017 $8,386 $120,677 $19,759 $100,918
2016 $8,903 $117,630 $19,260 $98,370
2015 -- $114,381 $18,728 $95,653
2014 -- $108,756 $19,015 $89,741
2013 -- $110,581 $19,334 $91,247
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10066960

Midwest Real Estate Data (MRED)

APN: 08-13-152-002