Kimberly Zahand
Keller Williams North Shore West
(708) 859-7009
390 Total Sales
1 in Mill Creek
$475,000 Price
39W784 Terney Ln Geneva, IL 60134
Mill Creek NeighborhoodEstimated Value: $545,881
4
Beds
4
Baths
2,302
Sq Ft
$237/Sq Ft
Est. Value
Highlights
- Home Office
- Living Room
- Central Air
- 2 Car Attached Garage
- Laundry Room
- Dining Room
About This Home
As of March 2025GORGEOUS updated home in the center of the Mill Creek neighborhood! Completely redone and updated kitchen with gorgeous white cabinetry and so much storage space! The main level has hardwood flooring throughout, vaulted ceilings in the family room, and a mud room that is hard to find in Mill Creek! Downstairs you will find a walkout finished basement with a 1/2 bath and plenty of room for kids activities or a whole other living space. On the second level there is a loft which was turned into an amazing office space overlooking the family room. You will also find the large master suite with an updated bathroom and 3 other good sized bedrooms that all share a hall bathroom. Mill Creek has its own Elementary school right in the neighborhood and plenty of playgrounds (one being right across the street from this home)!
Last Agent to Sell the Property
eXp Realty - Geneva License #475181679 Listed on: 01/07/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,653
Year Built
- Built in 1996
Lot Details
- 7,710
Parking
- 2 Car Attached Garage
- Parking Space is Owned
Home Design
- Vinyl Siding
Interior Spaces
- 2,302 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Home Office
- Laundry Room
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Finished Basement Bathroom
Utilities
- Central Air
- Heating System Uses Natural Gas
- Private Water Source
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 7, 2025
Closed on
Mar 11, 2025
Sold by
Bought by
Seller's Agent
Stephanie Hawkinson
eXp Realty - Geneva
Buyer's Agent
Kathy Brothers
Keller Williams Innovate - Aurora
List Price
$524,900
Sold Price
$525,000
Premium/Discount to List
$100
0.02%
Views
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,881
Avg. Annual Appreciation
2.89%
Original Mortgage
$325,000
Interest Rate
6.88%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 30, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
4.91%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 24, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,825
Interest Rate
5%
Mortgage Type
Unknown
Purchase Details
Closed on
Jul 25, 2008
Sold by
Bought by
Purchase Details
Closed on
Aug 18, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,000
Interest Rate
5.82%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jul 11, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$296,875
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 24, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,000
Interest Rate
7.86%
Purchase Details
Closed on
Mar 15, 1996
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Mill Creek, IL
-
Kimberly Zahand
-
Cindy Schmalz
Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
109 Total Sales
11 in Mill Creek
$51K - $736K Price Range
-
Lisa Wolf
Lisa Wolf
Keller Williams North Shore West
(224) 332-2538
1,079 Total Sales
1 in Mill Creek
$475,000 Price
-
Marzena Castillo
Marzena Castillo
Baird & Warner Fox Valley - Geneva
(866) 527-7146
23 Total Sales
1 in Mill Creek
$555,000 Price
-
Atur Bitivan
Atur Bitivan
Sky High Real Estate Inc.
(877) 641-2409
50 Total Sales
1 in Mill Creek
$477,000 Price
-
Chris Bishop
Chris Bishop
eXp Realty - St. Charles
(708) 866-1632
70 Total Sales
1 in Mill Creek
$685,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $525,000 | First American Title | ||
| $290,000 | First Equity Title Inc | ||
| -- | None Available | ||
| $225,500 | None Available | ||
| $340,000 | Atg | ||
| $312,500 | Chicago Title Insurance Co | ||
| $285,000 | Chicago Title Insurance Co | ||
| $230,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $319,800 | ||
| Closed | $325,000 | ||
| Previous Owner | $252,000 | ||
| Previous Owner | $69,000 | ||
| Previous Owner | $215,000 | ||
| Previous Owner | $232,000 | ||
| Previous Owner | $168,825 | ||
| Previous Owner | $51,000 | ||
| Previous Owner | $272,000 | ||
| Previous Owner | $296,875 | ||
| Previous Owner | $101,000 | ||
| Previous Owner | $30,000 | ||
| Previous Owner | $200,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/20/2025 03/20/25 | Sold | $525,000 | 0.0% | $228 / Sq Ft |
| 01/10/2025 01/10/25 | Pending | -- | -- | -- |
| 01/07/2025 01/07/25 | For Sale | $524,900 | 0.0% | $228 / Sq Ft |
| 01/07/2025 01/07/25 | Price Changed | $524,900 | -- | $228 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,476 | $153,512 | $32,865 | $120,647 |
| 2024 | $11,476 | $140,979 | $30,182 | $110,797 |
| 2023 | $10,653 | $127,237 | $27,240 | $99,997 |
| 2022 | $10,275 | $118,853 | $25,000 | $93,853 |
| 2021 | $9,562 | $109,767 | $23,928 | $85,839 |
| 2020 | $9,289 | $107,194 | $23,367 | $83,827 |
| 2019 | $9,254 | $105,620 | $23,024 | $82,596 |
| 2018 | $9,248 | $105,793 | $23,024 | $82,769 |
| 2017 | $9,240 | $104,590 | $22,762 | $81,828 |
| 2016 | $9,245 | $103,882 | $22,161 | $81,721 |
| 2015 | -- | $98,495 | $21,296 | $77,199 |
| 2014 | -- | $96,896 | $23,697 | $73,199 |
| 2013 | -- | $96,896 | $23,697 | $73,199 |
Source: Public Records
Agents Affiliated with this Home
-
Stephanie Hawkinson
Seller's Agent in 2025
Stephanie Hawkinson
eXp Realty - Geneva
(630) 774-6888
51 in this area
129 Total Sales
-
Kathy Brothers
Buyer's Agent in 2025
Kathy Brothers
Keller Williams Innovate - Aurora
(630) 201-4664
1 in this area
415 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12262744
APN: 11-12-327-006
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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