NOT LISTED FOR SALE

Estimated Value: $665,000 - $703,000

4 Beds
3.5 Baths
2,965 Sq Ft
$232/Sq Ft Est. Value

Last Sold August 02, 2024

Last sale price $650,000 $219 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $4,777/month

27 Days on Market

Highlights

  • Landscaped Professionally
  • Mature Trees
  • Formal Dining Room
  • Bell-Graham Elementary School Rated A
  • Wood Flooring
  • Stainless Steel Appliances

About This Home

As of August 2024

Nestled in the picturesque Arbor Creek neighborhood of St. Charles, Illinois, this stunning 4BR/3.5BA two-story home combines rustic charm with modern elegance. Featuring a striking brick and cedar exterior, mature landscaping, invisible pet fence, and a welcoming front porch, this property promises curb appeal and comfort. The home includes a spacious 3-car garage and a new 16x10 shed, perfect for extra storage. Outdoor living is a breeze with a cozy firepit and an enclosed patio, ideal for entertaining. Inside, the home shines with new interior paint and gleaming hardwood floors. The gourmet kitchen is a chef's dream, equipped with stainless steel appliances, granite countertops, and ample space for culinary adventures. Relax in the family room by the gas log fireplace or enjoy the privacy of a large master bedroom with an en-suite bathroom. Additional luxuries include a fully finished basement and an ecobee smart thermostat for ultimate climate control. This home is a remarkable blend of style and functionality, making it a must-see in your home search.

Last Agent to Sell the Property

Matt Kombrink

One Source Realty License #471007391 Listed on: 06/04/2024

Last Buyer's Agent

Cynthia Stolfe

Redfin Corporation License #475174420

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,251

Year Built

  • Built in 1992

Lot Details

  • 0.97 Acre Lot
  • Property has an invisible fence for dogs
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof

Interior Spaces

  • 2,965 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Formal Dining Room
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Enclosed Patio or Porch
  • Fire Pit
  • Shed

Schools

  • Bell-Graham Elementary School
  • Thompson Middle School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Well
  • Water Softener is Owned
  • Private or Community Septic Tank

Community Details

  • Arbor Creek HOA
  • Arbor Creek Subdivision
  • Property managed by Arbor Creek HOA

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,251

Year Built

Built in 1992

Lot Details

0

HOA Fees

$40 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Arbor Creek
  • Year Built: 1992
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • MonthToMonthYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors
  • LivingArea: 2965
  • Other Equipment: Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Enclosed Porch
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Storms/Screens, Fire Pit, Invisible Fence
  • List Price: 625000
  • Lot Features: Landscaped, Mature Trees, Fence-Invisible Pet
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 475
  • Association Fee Frequency: Annually
  • Community Features: Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Arbor Creek HOA
  • Management Contact Name: Arbor Creek HOA
  • Management Phone: 000-000-0000
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Bell-Graham Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 0.97
  • Lot Dimensions: 42159
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 12251
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2024
Closed on
Jul 30, 2024
Sold by
Brinkmann Eric L and Brinkmann Amanda M
Bought by
Olson Christopher and Olson Erica
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Cynthia Stolfe
Redfin Corporation
List Price
$625,000
Sold Price
$650,000
Premium/Discount to List
$25,000
4%
Views
18
Current Estimated Value
$688,589

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$38,589
Avg. Annual Appreciation
5.63%
Original Mortgage
$617,500
Outstanding Balance
$611,383
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$80,526

Purchase Details

Closed on
Mar 20, 2017
Sold by
Babcock Jason and Babcock Jill
Bought by
Brinkmann Eric L and Brinkmann Amanda M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$343,000
Interest Rate
4.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 6, 2015
Sold by
Babcock Jason and Babcock Jill
Bought by
Babcock Jason and Babcock Jill

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$414,936
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 4, 2013
Closed on
Oct 31, 2013
Sold by
Hueneke Richard P and Hueneke Cynthia V
Bought by
Babcock Jason
Seller's Agent
Gina Rizza
Coldwell Banker Realty
Buyer's Agent
Selena Stloukal
RE/MAX All Pro - St Charles
List Price
$488,000
Sold Price
$449,000
Premium/Discount to List
-$39,000
-7.99%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.70%
Original Mortgage
$417,175
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 25, 1995
Sold by
Gipson Robert L and Gipson Therese J
Bought by
Hueneke Richard P and Hueneke Cynthia V

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,000
Interest Rate
6.87%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Olson Christopher $650,000 Fox Title
Brinkmann Eric L $453,000 Fidelity National Title
Babcock Jason -- None Available
Babcock Jason $449,000 Chicago Title Insruance Comp
Hueneke Richard P $311,500 Advanced Title Services Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Olson Christopher $617,500
Previous Owner Brinkmann Eric L $313,800
Previous Owner Brinkmann Eric L $343,000
Previous Owner Babrock Jason R $414,936
Previous Owner Babcock Jason $417,175
Previous Owner Flueneke Richard P $403,338
Previous Owner Hueneke Richard P $416,500
Previous Owner Hueneke Cynthia $415,125
Previous Owner Hueneke Richard P $276,350
Previous Owner Hueneke Richard P $275,000
Previous Owner Hueneke Richard P $100,000
Previous Owner Hueneke Richard P $249,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/02/2024 08/02/24 Sold $650,000 +4.0% $219 / Sq Ft
06/07/2024 06/07/24 Pending -- -- --
05/10/2024 05/10/24 For Sale $625,000 +39.2% $211 / Sq Ft
10/31/2013 10/31/13 Sold $449,000 -4.4% $150 / Sq Ft
10/03/2013 10/03/13 Pending -- -- --
10/01/2013 10/01/13 Price Changed $469,900 -1.1% $157 / Sq Ft
09/21/2013 09/21/13 Price Changed $474,900 -2.7% $158 / Sq Ft
09/04/2013 09/04/13 For Sale $488,000 -- $163 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,211 $207,879 $30,977 $176,902
2023 $12,921 $185,855 $27,695 $158,160
2022 $12,251 $169,344 $25,235 $144,109
2021 $11,515 $159,894 $23,827 $136,067
2020 $11,498 $157,593 $23,484 $134,109
2019 $11,355 $155,279 $23,139 $132,140
2018 $11,339 $155,279 $23,139 $132,140
2017 $9,328 $152,999 $22,799 $130,200
2016 $9,888 $149,136 $22,223 $126,913
2015 -- $145,017 $21,609 $123,408
2014 -- $134,578 $21,940 $112,638
2013 -- $112,035 $22,308 $89,727
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12053085

Midwest Real Estate Data (MRED)

APN: 08-25-228-003