NOT LISTED FOR SALE

Estimated Value: $396,888

4 Beds
3.5 Baths
2,540 Sq Ft
$156/Sq Ft Est. Value

Sale Details

Date Sold: August 15, 2025

Last sale price $410,000 $161 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $2,397 / mo

219 Days on Market

Highlights

  • 500 Feet of Waterfront
  • 5 Dock Slips
  • Bay View
  • Primary bedroom faces the bay
  • Fishing Allowed
  • Open Floorplan

About This Home

As of August 2025

Don't miss the opportunity to own a home in the Monroe Bay Community! **WATERVIEW / WATER ACCESS** This beautiful townhouse is in excellent condition and move-in ready. The home offers stunning water views from both the second and third floors, access to the bay, and a five-minute walk to the community dock and boat slips. *Newly paved roads throughout the community* The townhouse boasts upgraded Hardiplank siding and stone on the exterior. The bay is accessible for powered boats, canoes, kayaks, fishing, sailing, and swimming. A private dock and boat slip are available for purchase or rent. Inside, the townhouse includes four bedrooms, three and a half baths, and a full kitchen with an island and breakfast area. On the main level, the kitchen opens to the dining area, which flows into the living room, and the sunroom, which features a door leading to the deck. The spacious design includes numerous windows that offer stunning views of the water. The primary bedroom, complete with a full bath and walk-in closet, is located on the upper level, along with two additional bedrooms and another full bath. The lower level includes access to the garage, a closet, a laundry room (with washer and dryer included), and a large family room or second primary suite bedroom with windows and access to the ground level. There is plenty of space for various floor plan options. The community features nice walking paths and areas for pets, and window treatments are included throughout the townhouse.
Recent upgrades include a brand new HVAC system with a 10-year transferable warranty. The kitchen, bathrooms, and laundry room have all been updated with vinyl plank flooring, while the rest of the interior rooms are carpeted in a neutral color and are in good condition. Additionally, the deck has pre-wiring for outdoor speakers. The beach, restaurants, shops, and all other town amenities are accessible by golf cart. You'll enjoy the waterfront lifestyle and low-maintenance living. Fredericksburg is just 30 miles away, while Washington, D.C., and Richmond are approximately 90 minutes away.

Last Agent to Sell the Property

Kristi Massie

(855) 450-0442 dave.kolakowski@therealbrokerage.com Story House Real Estate License #0225243444 Listed on: 11/29/2024

Last Buyer's Agent

Kathy White-Thorne

(301) 843-5100 kathywt@remax.net RE/MAX Realty Group

RE/MAX Realty Group
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Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,090

Year Built

  • Built in 2006

Lot Details

  • 1,742 Sq Ft Lot
  • 500 Feet of Waterfront
  • Home fronts navigable water
  • Backs To Open Common Area
  • West Facing Home
  • Sprinkler System
  • Partially Wooded Lot
  • Back Yard

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • Front Facing Garage

Property Views

  • Bay
  • Panoramic
  • Woods

Home Design

  • Contemporary Architecture
  • Entry on the 1st floor
  • Slab Foundation
  • Architectural Shingle Roof
  • Stone Siding
  • Vinyl Siding
  • HardiePlank Type

Interior Spaces

  • 2,540 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Recessed Lighting
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Home Security System
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Oven
  • Stove
  • Range Hood
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Partially Carpeted
  • Vinyl

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Electric Dryer
  • Washer

Accessible Home Design

  • Low Bathroom Mirrors
  • Level Entry For Accessibility

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • 5 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Powered Boats Permitted
  • Patio
  • Exterior Lighting
  • Wrap Around Porch

Utilities

  • Central Heating and Cooling System
  • 120/240V
  • Electric Water Heater
  • Satellite Dish
  • Cable TV Available

Additional Features

  • Energy-Efficient Appliances
  • Bayside

Listing and Financial Details

  • Tax Lot 30
  • Assessor Parcel Number 3A8 1 D1 30

Community Details

Overview

  • Association fees include common area maintenance, management, pier/dock maintenance, lawn care front, road maintenance, snow removal, trash
  • Monroe Point Property Owners Asssociation, Inc. HOA
  • Monroe Point Subdivision
  • Property Manager

Recreation

  • Community Boat Dock
  • Pier or Dock
  • 1 Community Docks
  • Fishing Allowed
  • Jogging Path

Pet Policy

  • Pets Allowed

Additional Features

  • Common Area
  • Storm Doors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,090

Year Built

Built in 2006

Lot Details

1,742 Sq Ft Lot

HOA Fees

$100 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Contemporary
  • Accessibility Features: Level Entry - Main, Low Bathroom Mirrors
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 11/29/2024 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2006
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Oven - Single, Range Hood, Stove, Water Heater, Washer, Energy Efficient Appliances, Dryer - Electric
  • Entry Floor: 1
  • Flooring Type: Partially Carpeted, Vinyl
  • Interior Amenities: Attic, Breakfast Area, Carpet, Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Walk-In Closet(s), Window Treatments, Bathroom - Soaking Tub
  • Window Features: Screens
  • Fireplace: No
  • Door Features: Sliding Glass, Storm
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Sun/Florida Room, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Basement: No
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2540
  • Living Area Sq Ft: 2540
  • Price Per Sq Ft: 159.45
  • Above Grade Finished Sq Ft: 2540
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Vinyl Siding, Hardiplank Type, Stone
  • Exterior Features: Exterior Lighting, Satellite Dish, Underground Lawn Sprinkler
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Spa: No
  • View: Water, Bay, Trees/Woods, Panoramic
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Monroe Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 500

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 120/240V
  • Heating Fuel: Electric, Central
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 100.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Common Grounds, Jog/Walk Path, Pier/Dock
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Lawn Care Front, Road Maintenance, Snow Removal, Trash
  • HOA Name: MONROE POINT PROPERTY OWNERS ASSSOCIATION, INC.
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Rear Yard, Partly Wooded, Fishing Available, Backs - Open Common Area
  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1742.40
  • Outdoor Living Structures: Wrap Around, Porch(es), Patio(s)
  • Zoning: PUD
  • In City Limits: Yes

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 3090.00
  • Assessor Parcel Number: 3A8 1 D1 30
  • Tax Lot: 30
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 29, 2024
Closed on
Aug 4, 2025
Sold by
Bought by
Seller's Agent
Kristi Massie
Story House Real Estate
Buyer's Agent
Kathy White-Thorne
RE/MAX Realty Group
List Price
$410,000
Sold Price
$410,000
Views
245
Current Estimated Value
$396,888

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,112
Avg. Annual Appreciation
-3.20%
Original Mortgage
$402,573
Interest Rate
6.67%
Mortgage Type
FHA

Purchase Details

Listed on
Jan 9, 2023
Closed on
Feb 24, 2023
Sold by
Bought by
Seller's Agent
Christine Beran
Long & Foster Real Estate, Inc.
Buyer's Agent
Kristi Massie
Story House Real Estate
List Price
$372,500
Sold Price
$372,500
Views
45

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.96%

Purchase Details

Closed on
Mar 30, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,400
Interest Rate
6.33%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$410,000 Old Republic National Title
$372,500 Stewart Title Guaranty Company
$360,504 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $404,788
Closed $402,573
Previous Owner $288,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/15/2025 08/15/25 Sold $410,000 +1.2% $161 / Sq Ft
06/03/2025 06/03/25 Price Changed $405,000 -1.2% $159 / Sq Ft
11/29/2024 11/29/24 For Sale $410,000 +10.1% $161 / Sq Ft
02/24/2023 02/24/23 Sold $372,500 0.0% $147 / Sq Ft View Prior Sale
02/06/2023 02/06/23 Pending -- -- --
01/09/2023 01/09/23 For Sale $372,500 0.0% $147 / Sq Ft
01/10/2020 01/10/20 Rented $1,450 0.0% --
07/19/2019 07/19/19 For Rent $1,450 +1.8% --
07/13/2018 07/13/18 Rented $1,425 0.0% --
07/09/2018 07/09/18 Under Contract -- -- --
01/22/2018 01/22/18 For Rent $1,425 0.0% --
08/01/2015 08/01/15 Rented $1,425 0.0% --
07/29/2015 07/29/15 Under Contract -- -- --
05/23/2015 05/23/15 For Rent $1,425 -- --
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,376 $327,500 $53,900 $273,600
2024 $1,376 $327,500 $53,900 $273,600
2023 $1,310 $327,500 $53,900 $273,600
2022 $1,310 $327,500 $53,900 $273,600
2021 $1,284 $234,100 $53,900 $180,200
2020 $1,100 $234,100 $53,900 $180,200
2018 $936 $234,100 $53,900 $180,200
2017 -- $234,100 $53,900 $180,200
2016 $913 $234,100 $53,900 $180,200
2015 -- $309,700 $68,300 $241,400
2014 -- $0 $0 $0
2013 -- $309,700 $68,300 $241,400
Source: Public Records

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Map

Source: Bright MLS

MLS Number: VAWE2007856

Bright MLS

APN: 3A8-1-D1-30

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