$875,000
$75K PRICE DROP

4 Cotton Ct Palm Coast, FL 32137

Estimated payment $5,105/month

Total Views 14,478
4 Beds
3 Baths
2,719 Sq Ft
$322 Price per Sq Ft

Highlights

  • Boathouse
  • 80 Feet of Salt Water Canal Waterfront
  • Sailboat Water Access
  • Old Kings Elementary School Rated A-
  • Dock has access to electricity and water
  • Boat Lift

About This Home

Welcome to your coastal paradise! Nestled in the highly sought-after Palm Coast saltwater canal community of Palm Harbor. This beautifully remodeled pool home offers the ultimate Florida lifestyle with direct boating access to the ICW only 3 minutes away with luxury finishes throughout. Step inside to discover a spacious open floorplan designed for both comfort and entertaining. The heart of the home features a modern chef’s kitchen with quartz countertops, custom cabinetry, stainless steel appliances, and a large island perfect for gathering. Soaring ceilings and abundant natural light flow through the main living areas, creating a seamless indoor-outdoor experience. The large primary suite is a serene retreat with a spa-like en-suite bathroom, massive walk-in-shower, garden tub area, generous dual walk-in California closets, dual separately located vanities for bathroom privacy and private access to the pool and patio. There's an in-law suite with private rear entry/exit with paved walkway to the front of house, full bath & private entry to the pool area. All 4 bedrooms have custom-California closets with real wood shelving. All bathrooms have been stylishly updated, and no detail was overlooked in this complete custom home renovation. Step outside to your private backyard oasis featuring a sparkling screened-in, heated salt water pool with spa, expansive covered lanai, custom enclosed outdoor shower, service bar with pass-thru window to kitchen. Outside you will find truly incredible mature lush landscaping & hardscaping literally everywhere. The attention to detail on the exterior has been planned using the absolute best Florida architectural landscape design. Custom paver walkways surround the property. The private boat dock with lift & fish cleaning station only 3 minutes from the Intracoastal Waterway—ideal for boating, fishing, and exploring the best of Florida’s coastal waterways. Located in a quiet, cul-da-sac street and an established neighborhood with no HOA, this turn-key home offers luxury salt-canal-front living just minutes from shopping, dining, golf, and the beaches. Don’t miss your chance to own this waterfront gem—schedule your private tour today!

Listing Agent

MICHAEL S. ANDREWS

COMPASS FLORIDA License #3082885 Listed on: 05/23/2025

COMPASS FLORIDA

Co-Listing Agent

Debby Meyer

COMPASS FLORIDA License #3032004

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,169

Year Built

  • Built in 1992

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 80x125
  • 80 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • Cul-De-Sac
  • Street terminates at a dead end
  • North Facing Home
  • Mature Landscaping
  • Landscaped with Trees
  • Garden
  • Property is zoned SRF-2

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Circular Driveway

Property Views

  • River
  • Canal
  • Garden
  • Pool

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,719 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Free Standing Fireplace
  • Window Treatments
  • Sliding Doors
  • Family Room with Fireplace
  • Great Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Den
  • Bonus Room
  • Inside Utility

Kitchen

  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Saltwater Pool
  • Fence Around Pool
  • Outdoor Shower

Outdoor Features

  • Sailboat Water Access
  • No Fixed Bridges
  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Covered Boat Lift
  • Boathouse
  • Dock has access to electricity and water
  • Covered Dock
  • Deck
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • 270 SF Accessory Dwelling Unit
  • Property is near a golf course

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Palm Coast Sec 14 Subdivision

Recreation

  • Fish Cleaning Station

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,169

Year Built

Built in 1992

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Brick, Stucco
  • Fireplace: Yes
  • Living Area: 2719
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1992
  • Building Area Total: 3567
  • Lot Size Sq Ft: 10019
  • Directions to Property: Palm Harbor Pkwy to Right on Cottonwood Ct. Right on Cotton Ct
  • Status: Active
  • Co List Office Mls Id: MFR256500804
  • Co List Office Phone: 904-413-0119
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Flagler Beach
  • Escrow Postal Code: 32136
  • Escrow State: FL
  • Escrow Street Name: 2561 Moody Blvd Suite 102
  • List Office Head Office Key Nume: 169647934
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 321.81
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 1
  • MFR_DockDescription: Dock - Covered,Dock w/Electric,Dock w/Water Supply,Fish Cleaning Station,Lift
  • MFR_DockYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,Private Entrance
  • MFR_InLawSuiteUnderAirSqFt: 270.00
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Free Standing, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Street Number Modifier: 4
  • Additional Rooms: Bonus Room,Den/Library/Office,Formal Dining Room Separate,Formal Living Room Separate,Great Room,Inside Utility,Interior In-Law Suite w/Private Entry
  • Living Area Meters: 252.60
  • Room Count: 3

Exterior Features

  • Direction Faces: North
  • Other Structures: Boat House
  • Pool Features: Heated, In Ground, Salt Water, Screen Enclosure
  • Exterior Features: Garden, Lighting, Outdoor Shower, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Garden, Pool, Water
  • Water Body Name: SALT WATER CANAL TO ICW
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Front Porch, Patio, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Canal - Saltwater
  • Water Extras: Boathouse,Bridges - No Fixed Bridges,Lift - Covered,Sailboat Water,Seawall - Concrete
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 80
  • Water View: Canal,River
  • Water View YN: 1
  • Waterfront Feet Total: 80
  • Additional Water Information: Only 3000' boat ride from house to Intracoastal Waterway (ICW)

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Garage Door Opener, Guest

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Development: Palm Harbor

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: SRF-2
  • Parcel Number: 07-11-31-7014-00020-0040
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac, City Limits, Landscaped, Near Golf Course, Sidewalk, Street Dead-End
  • Lot Dimensions: 80x125
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 931

Green Features

  • Green Verification Count: 0

Rental Info

  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: .

Tax Info

  • Tax Annual Amount: 4168.95
  • Tax Block: 2
  • Tax Book Number: 1
  • Tax Lot: 4

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,069 $270,221 -- --
2023 $4,069 $262,350 $0 $0
2022 $4,034 $254,708 $0 $0
2021 $3,987 $247,289 $0 $0
2020 $3,986 $243,874 $0 $0
2019 $3,924 $238,391 $0 $0
2018 $3,908 $233,946 $0 $0
2017 $3,627 $224,756 $0 $0
2016 $3,541 $220,133 $0 $0
2015 $3,542 $218,603 $0 $0
2014 $3,557 $216,868 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Price Changed $875,000 -5.4% $322 / Sq Ft
06/17/2025 06/17/25 Price Changed $925,000 -4.1% $340 / Sq Ft
05/23/2025 05/23/25 Price Changed $965,000 +1.6% $355 / Sq Ft
05/23/2025 05/23/25 For Sale $950,000 +111.1% $349 / Sq Ft
01/31/2017 01/31/17 Sold $450,000 -4.2% $166 / Sq Ft
01/12/2017 01/12/17 Pending -- -- --
11/21/2016 11/21/16 For Sale $469,900 -- $173 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed $100 None Listed On Document
Interfamily Deed Transfer -- Accommodation
Warranty Deed $450,000 Americans Choice Title Compa
Warranty Deed $325,000 Suncoast Title Insurance Age
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $75,000 Credit Line Revolving
Previous Owner $234,000 New Conventional
Previous Owner $260,000 New Conventional
Closed $0 No Value Available
Source: Public Records

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Source: Stellar MLS

MLS Number: FC309713

Stellar MLS

APN: 07-11-31-7014-00020-0040