NOT LISTED FOR SALE

4 Jefferson Cove Ruther Glen, VA 22546

Estimated Value: $495,000 - $616,000

3 Beds
2 Baths
1,080 Sq Ft
$507/Sq Ft Est. Value

Last Sold October 19, 2020

Last sale price $440,000 $407 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $3,540/month

9 Days on Market

Highlights

  • Lake Front
  • Beach
  • Spa
  • Boat Dock
  • Water Access
  • Gated Community

About This Home

As of October 2020

** RUSTIC WEEKEND GETAWAY ** MAKE YOUR MEMORIES HERE! This Lovely Rustic Ranch over a Walk Out basement nestled in a Quiet Cove is waiting for New Owners! Nice Open Floor Plan with Vaulted Ceilings & Skylights on main floor living area overlooking your waterfront. Updated Kitchen SS Apps with Granite Counters. Rear Sliders on both floors leading out to Large rear deck & basement Patio with a Hot Tub Too ! Nice Boat Dock with Rip Rap along the shoreline. Jefferson Cove is great for Swimming & Kayaking and is the best Fishing Cove too. Lake Caroline is Full Service Lake offering: Water Ski, Wakeboard, weekly Fishing Tournament, Jet Ski. Active Rec Committee with Movies at the Beach, Summer dances, Holiday events throughout the year including a Boat Parade Too ! Lake Caroling is located between Richmond & Fredericksburg, perfect for Commuters, Close to Shopping, Wineries, Golf, YMCA, Library, Kings Dominion Amusement Park, Meadow Event Park. Come check this are & Check out this Cute Lake House!

Last Agent to Sell the Property

Pam Lawrence

Hometown Realty License #0225085398 Listed on: 09/18/2020

Hometown Realty

Co-Listed By

Mandy Lawrence

River Fox Realty License #0225240159

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,400

Year Built

  • Built in 1990

Lot Details

  • 0.62 Acre Lot
  • Lake Front
  • Cul-De-Sac
  • Zoning described as R1

HOA Fees

  • $123 Monthly HOA Fees

Home Design

  • Composition Roof
  • Wood Siding
  • Cedar

Interior Spaces

  • 1,080 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Decorative Fireplace
  • Gas Fireplace
  • Sliding Doors
  • Dining Area

Kitchen

  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • Driveway
  • Unpaved Parking

Pool

  • Spa
  • Outdoor Pool

Outdoor Features

  • Water Access
  • Walking Distance to Water
  • Docks
  • Deck
  • Patio
  • Front Porch

Schools

  • Lewis & Clark Elementary School
  • Caroline Middle School
  • Caroline High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 328
  • Assessor Parcel Number 67A3-1-328

Community Details

Overview

  • Lake Caroline Subdivision
  • Community Lake
  • Pond in Community

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Park

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,400

Year Built

Built in 1990

Lot Details

0

HOA Fees

$123 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1990
  • Property Attached Yn: No
  • Lot Size Acres: 0.616
  • Water Body Name: LAKE CAROLINE
  • Co List Office Mls Id: HORI05
  • Co List Office Phone: 804-752-7585
  • Ownership: Individuals
  • Subdivision Name: Lake Caroline
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted, Wood
  • Basement: Full, Walk-Out Access
  • Spa Features: Hot Tub
  • Private Spa: Yes
  • Appliances: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Oven, Refrigerator, Stove, Washer
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 864.0
  • Door Features: Sliding Doors
  • Fireplace Features: Decorative, Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Granite Counters, Skylights
  • Living Area: 1080.0
  • Stories: 2
  • Window Features: Skylight(s)
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Cul-De-Sac, Waterfront
  • Pool Features: Pool, Community
  • Waterfront Features: Lake, Lake Front, Water Access, Walk to Water, Waterfront
  • Waterfront: Yes
  • Construction Type: Block, Cedar, Drywall, Wood Siding
  • Exterior Features: Deck, Dock, Hot Tub/Spa, Porch, Unpaved Driveway
  • Patio And Porch Features: Front Porch, Patio, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Sewer: Septic Tank
  • Water Source: Public
  • Security: Gated Community, Security Guard
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Community Pool, Dock, Gated, Home Owners Association, Lake, Playground, Park, Pond, Pool, Tennis Court(s)
  • Amenities: Management
  • Association Fee: 1472.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Common Areas, Pool(s), Recreation Facilities, Road Maintenance, Snow Removal, Security, Water Access

Schools

  • Middle Or Junior School: Caroline

Lot Info

  • Parcel Number: 67A3-1-328
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 2400.0
  • Tax Lot: 328

MLS Schools

  • Elementary School: Lewis & Clark
  • High School: Caroline

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2020
Closed on
Oct 19, 2020
Sold by
George Keith E and George Julie S
Bought by
Anderson Sarah M
Seller's Agent
Pam Lawrence
Hometown Realty
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$425,000
Sold Price
$440,000
Premium/Discount to List
$15,000
3.53%
Current Estimated Value
$547,159

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$107,159
Avg. Annual Appreciation
4.42%
Original Mortgage
$352,088
Outstanding Balance
$312,593
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$234,566

Purchase Details

Closed on
Mar 23, 2004
Sold by
Greene Allan
Bought by
George Keith

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
5.65%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Anderson Sarah M $440,000 Universal Title
George Keith $290,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Anderson Sarah M $352,088
Previous Owner George Keith $148,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/19/2020 10/19/20 Sold $440,000 +3.5% $407 / Sq Ft
09/27/2020 09/27/20 Pending -- -- --
09/18/2020 09/18/20 For Sale $425,000 -- $394 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $322,661 $419,040 $117,000 $302,040
2024 $2,332 $302,800 $117,000 $185,800
2023 $2,332 $302,800 $117,000 $185,800
2022 $2,332 $302,800 $117,000 $185,800
2021 $2,332 $302,800 $117,000 $185,800
2020 $2,400 $289,200 $101,000 $188,200
2019 $2,400 $289,200 $101,000 $188,200
2018 $2,400 $289,200 $101,000 $188,200
2017 $2,400 $289,200 $101,000 $188,200
2016 $2,371 $289,200 $101,000 $188,200
2015 $2,061 $286,200 $101,000 $185,200
2014 $2,061 $286,200 $101,000 $185,200
Source: Public Records

Agents Affiliated with this Home

  • Pam Lawrence

    Seller's Agent in 2020

    Pam Lawrence

    Hometown Realty

    (804) 774-5683

    143 Total Sales

    Pam Lawrence
    Section Image
  • Mandy Lawrence

    Seller Co-Listing Agent in 2020

    Mandy Lawrence

    River Fox Realty

    (804) 298-4216

    72 Total Sales

    Mandy Lawrence
    Section Image

  • N

    Buyer's Agent in 2020

    NON MLS USER MLS

    NON MLS OFFICE

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Map

Source: Central Virginia Regional MLS

MLS Number: 2028377

Central Virginia Regional MLS

APN: 67A3-1-328

Virginia Caroline County Ruther Glen 22546

4 Jefferson Cove, Ruther Glen, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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