$403,575
SOLD JUL 17, 2025

4 Kennedy Cove Ruther Glen, VA 22546

4 Beds
3 Baths
1,800 Sq Ft
0.4 Acres

Recently Sold

$224 Per Sq Ft

1% Above List Price

14 Days on Market

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Public Beach
  • Beach
  • Canoe or Kayak Water Access
  • New Construction

About This Home

As of July 2025

UNDER CONSTRUCTION - available mid-late July. Casual open layout offering a spacious feel, The Belmont, by the award winning Foundation Homes. The upper level hosts an open concept kitchen/living/dining room, 3 bedrooms, 2 full baths, waterproof luxury vinyl plank throughout, and cozy carpet in the bedrooms. The family room boasts cathedral ceilings that open to the kitchen for ease of everyday living and entertaining. The kitchen has stainless appliances, quartz countertops, and a large island for gathering and prepping. The lower level offers a large flex space to be used as a recreation room or an additional master suite, (the 4th bedroom- NTC-septic ), complete with another full bath and walk in closet. The laundry room. a large storage closet, and the two car garage complete the lower level, which is built above ground-level to take full advantage of all the natural light.
Lake Caroline offers the best of both worlds and has something for everyone, a gated lake community with convenient access to both US Route 1 and I-95. Residents enjoy a variety of amenities, including 24-hour security, a Clubhouse, swimming pool, basketball courts, tennis and pickleball courts, two beaches, several children’s playgrounds, picnic areas, and boat ramps throughout the community. Don't miss out on your opportunity to live in a brand new Belmont, in a fantastic neighborhood. Make this home yours today.

Last Agent to Sell the Property

Emily Schroeder

(478) 714-8675 emilyschroeder2006@gmail.com MacDoc Property Mangement LLC License #0225249057 Listed on: 03/26/2025

Last Buyer's Agent

Julie Boucher

julie.boucher@longandfoster.com Long & Foster Real Estate, Inc. License #0225267323

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $273

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 0.4 Acre Lot
  • Home fronts navigable water
  • Public Beach
  • Property is in excellent condition
  • Property is zoned R1

HOA Fees

  • $134 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Basement Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Split Foyer
  • Split Level Home
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation
  • Stick Built Home

Interior Spaces

  • 1,800 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Family Room
  • Dining Room

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Washer and Dryer Hookup

Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior Basement Entry
  • Garage Access

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Powered Boats Permitted

Schools

  • Lewis And Clark Elementary School
  • Caroline Middle School
  • Caroline High School

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • Electric Water Heater
  • Septic Less Than The Number Of Bedrooms

Listing and Financial Details

  • Tax Lot 1725
  • Assessor Parcel Number 67A5-1-1725

Community Details

Overview

  • $1,200 Capital Contribution Fee
  • Association fees include common area maintenance, pool(s), security gate
  • Lake Caroline HOA
  • Built by Foundation Homes
  • Lake Caroline Subdivision, The Belmont Floorplan
  • Community Lake

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Fishing Allowed
  • Jogging Path

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$273

Year Built

Built in 2025 | New Construction

Lot Details

0

HOA Fees

$134 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level, Split Foyer, Split Level
  • Ownership: Fee Simple
  • New Construction: Yes
  • Story List: Lower 1, Main
  • Year Built: 2025
  • Automatically Close On Close Date: No
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Stainless Steel Appliances, Stove, Washer/Dryer Hookups Only, Water Heater, Dishwasher, Disposal, Refrigerator
  • Flooring Type: Carpet, Luxury Vinyl Plank
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Walk-In Closet(s), Upgraded Countertops
  • Fireplace: No
  • Wall Ceiling Types: Vaulted Ceilings, Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Family Room, Foyer, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Garage Access, Heated, Interior Access, Walkout Level
  • Laundry Type: Lower Floor, Hookup
  • Total Sq Ft: 1800
  • Living Area Sq Ft: 1800
  • Price Per Sq Ft: 227.78
  • Above Grade Finished Sq Ft: 1800
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stick Built, Vinyl Siding
  • Construction Completed: No
  • Roof: Architectural Shingle
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Public Access, Public Beach, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Caroline
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access, Basement Garage
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic < # Of Br
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1612.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Club House, Common Grounds, Gated Community, Jog/Walk Path, Lake, Pool - Outdoor, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pool(s), Security Gate
  • HOA Name: LAKE CAROLINE
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 1200.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: Listing Agent
  • School District Source: 3rd Party
  • Elementary School: LEWIS AND CLARK
  • High School: CAROLINE
  • Middle Or Junior School: CAROLINE

Lot Info

  • Lot Size Acres: 0.40
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17629.00
  • Property Condition: Excellent
  • Zoning: R1
  • In City Limits: No

Building Info

  • Builder Name: Foundation Homes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 273.00
  • Assessor Parcel Number: 67A5-1-1725
  • Tax Lot: 1725
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2025
Closed on
Jul 17, 2025
Sold by
Foundation Homes Inc
Bought by
Carter Marty and Carter Hope
Seller's Agent
Emily Schroeder
MacDoc Property Mangement LLC
Buyer's Agent
Julie Boucher
Long & Foster Real Estate, Inc.
List Price
$399,900
Sold Price
$403,575
Premium/Discount to List
$3,675
0.92%
Views
71
Current Estimated Value
$408,383

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,808
Avg. Annual Appreciation
3.44%
Original Mortgage
$407,801
Outstanding Balance
$407,110
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$1,273

Purchase Details

Closed on
Nov 27, 2023
Sold by
Castlewood Estates Llc
Bought by
Foundation Homes Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $403,575 Old Republic National Title
Deed $60,000 North American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $407,801 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/17/2025 07/17/25 Sold $403,575 -1.6% $224 / Sq Ft
04/11/2025 04/11/25 Price Changed $410,000 +2.5% $228 / Sq Ft
03/26/2025 03/26/25 For Sale $399,900 -- $222 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $26,950 $35,000 $35,000 $0
2024 $270 $35,000 $35,000 $0
2023 $270 $35,000 $35,000 $0
2022 $270 $35,000 $35,000 $0
2021 $270 $35,000 $35,000 $0
2020 $208 $25,000 $25,000 $0
2019 $208 $25,000 $25,000 $0
2018 $208 $25,000 $25,000 $0
2017 $208 $25,000 $25,000 $0
2016 $205 $25,000 $25,000 $0
2015 $252 $35,000 $35,000 $0
2014 $252 $35,000 $35,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACV2007882

Bright MLS

APN: 67A5-1-1725