NOT LISTED FOR SALE

4 Ridgeway St Watsonville, CA 95076

Estimated Value: $1,114,000 - $1,175,369

4 Beds
2 Baths
2,828 Sq Ft
$405/Sq Ft Est. Value

About This Home

This home is located at 4 Ridgeway St, Watsonville, CA 95076 and is currently estimated at $1,145,092, approximately $404 per square foot. 4 Ridgeway St is a home located in Santa Cruz County with nearby schools including San Lorenzo Valley Elementary School, San Lorenzo Valley Middle School, and San Lorenzo Valley High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 29, 2016
Sold by
Koflanovich Steven and Koflanovich Linda
Bought by
Hernandez Juan and Hernandez Shelly
Current Estimated Value
$1,116,968

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$515,000
Outstanding Balance
$411,919
Interest Rate
3.64%
Mortgage Type
New Conventional
Estimated Equity
$733,173

Purchase Details

Closed on
Feb 2, 2010
Sold by
The Bank Of New York Mellon
Bought by
Koflanovich Steven and Koflanovich Linda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$435,958
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 18, 2009
Sold by
Cruz Stephen B
Bought by
The Bank Of New York Mellon and The Bank Of New York

Purchase Details

Closed on
Oct 14, 2006
Sold by
Cruz Stephen
Bought by
Cruz Stephen and Cruz Sonia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,100
Interest Rate
13.32%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 13, 2006
Sold by
Montalbo Cruz Stephen B and Montalbo Cruz Ernie
Bought by
Cruz Stephen B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$546,000
Interest Rate
1.5%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
May 24, 2005
Sold by
Cruz Ernie Montalbo and Cruz Adela Bella
Bought by
Montalbo Cruz Stephen B and Montalbo Cruz Ernie

Purchase Details

Closed on
Mar 2, 2005
Sold by
Montalbo Cruz Stephen B and Montalbo Cruz Ernie
Bought by
Cruz Ernie Montalbo and Cruz Adela Bella

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$445,000
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 23, 2001
Sold by
Cruz Ernie M and Cruz Adela B
Bought by
Cruz Ernie Montalbo and Cruz Adela Bella

Purchase Details

Closed on
Oct 24, 2001
Sold by
Cruz Stephen B
Bought by
Cruz Stephen B and Cruz Ernie M

Purchase Details

Closed on
Jun 7, 2001
Sold by
Cruz Stephen B and Cruz Ernie M
Bought by
Cruz Stephen B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$371,000
Interest Rate
6.75%

Purchase Details

Closed on
Oct 18, 2000
Sold by
Cruz Stephen B
Bought by
Cruz Stephen B and Cruz Ernie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$358,000
Interest Rate
8.46%

Purchase Details

Closed on
Oct 4, 2000
Sold by
Cruz Sonia Maria
Bought by
Cruz Stephen B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$358,000
Interest Rate
8.46%

Purchase Details

Closed on
Oct 3, 2000
Sold by
Trustee Griffith Peter Hoyt & Mary Lemke and Griffith Community Property Tr
Bought by
Cruz Stephen B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$358,000
Interest Rate
8.46%

Purchase Details

Closed on
Aug 26, 1996
Sold by
Bateman Wesley S and Bateman Family Trust
Bought by
Lemke Griffith Peter Hoyt and Lemke Griffith Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
8.23%

Purchase Details

Closed on
Oct 18, 1995
Sold by
Bateman Wesley S and Bateman Alice M
Bought by
Bateman Wesley S
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hernandez Juan $700,000 Old Republic Title Company
Koflanovich Steven $444,000 Landsafe Title
The Bank Of New York Mellon $571,625 None Available
Cruz Stephen -- Fidelity National Title
Cruz Stephen B -- Alliance Title Company
Montalbo Cruz Stephen B -- --
Cruz Ernie Montalbo $422,000 First American Title Co
Cruz Ernie Montalbo -- --
Cruz Stephen B -- --
Cruz Stephen B -- First American Title Co
Cruz Stephen B -- Santa Cruz Title Company
Cruz Stephen B -- Santa Cruz Title Company
Cruz Stephen B $448,000 Santa Cruz Title Company
Lemke Griffith Peter Hoyt $270,000 Santa Cruz Title Company
Bateman Wesley S -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hernandez Juan $515,000
Previous Owner Koflanovich Steven $435,958
Previous Owner Cruz Stephen $74,100
Previous Owner Cruz Stephen B $546,000
Previous Owner Cruz Ernie Montalbo $445,000
Previous Owner Cruz Stephen B $371,000
Previous Owner Cruz Stephen B $358,000
Previous Owner Lemke Griffith Peter Hoyt $128,000
Closed Lemke Griffith Peter Hoyt $120,000
Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,466 $812,410 $406,205 $406,205
2023 $9,473 $780,864 $390,432 $390,432
2022 $9,251 $765,552 $382,776 $382,776
2021 $9,049 $750,542 $375,271 $375,271
2020 $8,697 $742,846 $371,423 $371,423
2019 $8,241 $728,280 $364,140 $364,140
2018 $8,083 $714,000 $357,000 $357,000
2017 $7,955 $700,000 $350,000 $350,000
2016 $5,551 $484,142 $218,083 $266,059
2015 $5,443 $476,870 $214,807 $262,063
2014 $5,351 $467,529 $210,599 $256,930
Source: Public Records

Map

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