Seller's Agent in 2022
Brenda Mayette
Miranda Real Estate Group, Inc
(518) 527-0800
55 in this area
236 Total Sales
4 Ruby Blvd Schenectady, NY 12302
Estimated Value: $242,870 - $297,000
2
Beds
1
Bath
872
Sq Ft
$302/Sq Ft
Est. Value
Highlights
- Cape Cod Architecture
- Wood Flooring
- No HOA
- Deck
- Full Attic
- 1 Car Attached Garage
About This Home
As of June 2022** FINAL OFFERS DUE BY WEDNESDAY, April 13, 10:00 am.** Here's a great opportunity for YOU to become a HOMEOWNER! This charming Cape Cod offers 2 bedrooms, 1 full bath AND a chance for you to easily expand your living space as life evolves at this address. This home offers fresh paint, some new flooring, a fenced yard and a great deck with nice flow from the interior. You'll be delighted to find finished basement space which is a great spot to relax after a long day or become the most popular host for game day. The 2nd floor awaits your vision of added bedrooms, an en suite, and/or more! No village tax here!!
Last Agent to Sell the Property
Miranda Real Estate Group, Inc License #10301222576 Listed on: 04/08/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,291
Year Built
- Built in 1952
Lot Details
- 7,405 Sq Ft Lot
- Lot Dimensions are 62x126
- Fenced
- Landscaped
- Level Lot
Parking
- 1 Car Attached Garage
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Block Foundation
- Vinyl Siding
- Asphalt
Interior Spaces
- Sliding Doors
- Full Attic
- Radon Detector
- Washer and Dryer
Kitchen
- Eat-In Kitchen
- Gas Oven
- Range
- Dishwasher
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Basement
- Heated Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Eco-Friendly Details
- Heating system powered by solar connected to the grid
- Solar Heating System
Outdoor Features
- Deck
- Shed
Schools
- Scotia-Glenville High School
Utilities
- No Cooling
- Heating System Uses Natural Gas
- Baseboard Heating
- Hot Water Heating System
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 41 / 4
- Assessor Parcel Number 422289 29.11-4-41
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 8, 2022
Closed on
Jun 15, 2022
Sold by
Perez Gabino A and Brum Felipe J
Bought by
Ratigan Joshua
Seller's Agent
Brenda Mayette
Miranda Real Estate Group, Inc
Buyer's Agent
Regina Madsen
Vera Cohen Realty, LLC
List Price
$185,000
Sold Price
$190,000
Premium/Discount to List
$5,000
2.7%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$86,217
Avg. Annual Appreciation
9.70%
Original Mortgage
$171,000
Outstanding Balance
$160,420
Interest Rate
4.13%
Mortgage Type
New Conventional
Estimated Equity
$102,798
Purchase Details
Listed on
Aug 22, 2020
Closed on
Nov 12, 2020
Sold by
Cooper Nicole and Cooper Jeffrey
Bought by
Perez Gabino A
Seller's Agent
Brenda Mayette
Miranda Real Estate Group, Inc
Buyer's Agent
Joseph Policastri
Howard Hanna
List Price
$165,000
Sold Price
$160,000
Premium/Discount to List
-$5,000
-3.03%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.41%
Original Mortgage
$157,102
Interest Rate
2.7%
Mortgage Type
FHA
Purchase Details
Listed on
Jun 29, 2012
Closed on
Dec 19, 2012
Sold by
Bates Michael and Bates Susan
Bought by
Cooper Nicole and Cooper Jeffrey
Seller's Agent
Brenda Mayette
Miranda Real Estate Group, Inc
Buyer's Agent
Brenda Mayette
Miranda Real Estate Group, Inc
List Price
$134,900
Sold Price
$127,200
Premium/Discount to List
-$7,700
-5.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.91%
Original Mortgage
$124,896
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 15, 1997
Sold by
Heins Michael J
Bought by
Bates Michael J and Bates Susan
Purchase Details
Closed on
May 25, 1995
Sold by
Heins Michael J and Heins Tamie T
Bought by
Heins Michael J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ratigan Joshua | $190,000 | Smpr Title | |
| Ratigan Joshua | $190,000 | Smpr Title | |
| Perez Gabino A | $160,000 | Westcor Land Title | |
| Cooper Nicole | $127,500 | None Available | |
| Bates Michael J | $83,000 | -- | |
| Heins Michael J | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ratigan Joshua | $171,000 | |
| Closed | Ratigan Joshua | $171,000 | |
| Previous Owner | Perez Gabino A | $157,102 | |
| Previous Owner | Cooper Nicole | $124,896 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/15/2022 06/15/22 | Sold | $190,000 | +2.7% | $218 / Sq Ft | |
| 04/14/2022 04/14/22 | Pending | -- | -- | -- | |
| 04/08/2022 04/08/22 | For Sale | $185,000 | +15.6% | $212 / Sq Ft | |
| 11/12/2020 11/12/20 | Sold | $160,000 | -3.0% | $183 / Sq Ft | View Prior Sale |
| 08/29/2020 08/29/20 | Pending | -- | -- | -- | |
| 08/21/2020 08/21/20 | For Sale | $165,000 | +29.7% | $189 / Sq Ft | |
| 11/19/2012 11/19/12 | Sold | $127,200 | -5.7% | $99 / Sq Ft | View Prior Sale |
| 09/26/2012 09/26/12 | Pending | -- | -- | -- | |
| 06/29/2012 06/29/12 | For Sale | $134,900 | -- | $105 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,466 | $113,700 | $15,200 | $98,500 |
| 2023 | $4,436 | $113,700 | $15,200 | $98,500 |
| 2022 | $4,340 | $113,700 | $15,200 | $98,500 |
| 2021 | $4,291 | $113,700 | $15,200 | $98,500 |
| 2020 | $3,506 | $106,600 | $15,200 | $91,400 |
| 2019 | $1,510 | $106,600 | $15,200 | $91,400 |
| 2018 | $3,336 | $106,600 | $15,200 | $91,400 |
| 2017 | $3,207 | $106,600 | $15,200 | $91,400 |
| 2016 | $3,200 | $106,600 | $15,200 | $91,400 |
| 2015 | -- | $106,600 | $15,200 | $91,400 |
| 2014 | -- | $106,600 | $15,200 | $91,400 |
Source: Public Records
Agents Affiliated with this Home
-
Brenda Mayette
-
Regina Madsen
R
Buyer's Agent in 2022
Regina Madsen
Vera Cohen Realty, LLC
(518) 462-7491
2 in this area
22 Total Sales
-
J
Buyer's Agent in 2020
Joseph Policastri
Howard Hanna
-
J
Buyer's Agent in 2020
John DiBlasi
Exit Realty Empire Associates
Map
Source: Global MLS
MLS Number: 202215187
APN: 029-011-0004-041-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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