$1,400,000
SOLD JUN 17, 2025

4 Sweetwater Oaks Dr Fernandina Beach, FL 32034

3 Beds
3 Baths
3,275 Sq Ft
1989 Built

Recently Sold

$427 Per Sq Ft

22% Below List Price

30 Days on Market

Highlights

  • In Ground Pool
  • Gated Community
  • Fireplace
  • Emma Love Hardee Elementary School Rated A-
  • Vaulted Ceiling
  • Rear Porch

About This Home

As of June 2025

RARE FIND! Come see this excellent value in the Amelia Island Plantation. Situated on a large corner homesite with gracious Governor's driveway, you are sure to appreciate the patina of time in the yard exhibiting lush landscape & offering wonderful privacy. Entertain with the epitome of Florida living in the fully fenced back yard with inviting swimming pool, paver stone surround & ideal space for dining al fresco. A cabana bath adds a nice touch. Set on a quiet cul-de-sac street, the aura of this property is soothing & would be ideal as a primary or secondary residence. Inside, you're greeted with wonderful ambient light & imported wide plank white oak floors, plus the convenience of single-story living. The kitchen boasts 2022 white cabinetry & appliances with gas range, handsome quartzite counters & attractive backsplash. The open & bright family room has a beautiful stacked stone gas fireplace and flows to the Florida room overlooking the pool terrace. The only carpeted rooms are the secondary bedrooms which share a hall bath. The study is set up as a pub...could be used as an office, den or study. Who won't appreciate a 3-bay garage, and it has three 2024 aluminum doors. 2025 Roof & guttering. 2023 Pella windows & skylights. 2020 & 2021 HVAC's. Owner has a full golf membership to the Amelia Island Club, which can aid buyer in by-passing the AIC waiting list (speak with LA). Renovations to kitchen, baths, lighting, floors, shiplap trim all create a neutral & coastal palette. Owner has brought new life to this fantastic home...its chock full of appeal inside & out, and with little supply of houses in this desirable gated community, you may want to call today to schedule your personal tour.

Last Agent to Sell the Property

Claudia Watts

ONE SOTHEBYS INTERNATIONAL REALTY License #0619439 Listed on: 04/09/2025

ONE SOTHEBYS INTERNATIONAL REALTY

Last Buyer's Agent

Jenny Schaffer

SUMMER HOUSE REALTY License #3347104

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,782

Year Built

  • Built in 1989

Lot Details

  • Property fronts a private road
  • Fenced
  • Sprinkler System
  • Property is zoned PUD

HOA Fees

  • $153 Monthly HOA Fees

Parking

  • 3 Car Garage

Home Design

  • Shingle Roof
  • Stucco

Interior Spaces

  • 3,275 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Patio
  • Rear Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Water Softener is Owned
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 01-6N-29-2000-0006-0000

Community Details

Overview

  • Sweetwater Oaks Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,782

Year Built

Built in 1989

Lot Details

0

HOA Fees

$153 per month

Parking

3

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Road Frontage Type: Other, See Remarks
  • Lot Size: Odd shape
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Sweetwater Oaks
  • Directions: AIP. From Northernmost round about, go through west gate. At stop, turn right onto Sea Marsh Road. Right onto Harrison Creek Road. Right onto Sweetwater Oaks Drive. 1st house on left with circular drive.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1989
  • Property Sub Type Additional: Residential
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Fireplace, Split Bedrooms, Cable TV, Vaulted Ceiling(s)
  • Living Area: 3275.0
  • Window Features: Aluminum Frames

Exterior Features

  • Pool Features: In Ground, Private
  • Pool Private: Yes
  • Disclosures: Deed Restriction
  • Construction Type: Block, Stucco
  • Exterior Features: Fence, Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Brick, Open, Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Three Car Garage, Three or more Spaces, Garage Door Opener

Utilities

  • Security: Gated Community
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated
  • Association Fee: 1838.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 01-6N-29-2000-0006-0000
  • Zoning: PUD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 9, 2025
Closed on
Jun 17, 2025
Sold by
Cochran William D and Cochran Heidi A
Bought by
Finkelstein Laura Jacobson and Finkelstein Darin Seth
Seller's Agent
Claudia Watts
ONE SOTHEBYS INTERNATIONAL REALTY
Buyer's Agent
Jenny Schaffer
SUMMER HOUSE REALTY
List Price
$1,790,000
Sold Price
$1,400,000
Premium/Discount to List
-$390,000
-21.79%
Views
31
Current Estimated Value
$1,432,925

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,925
Avg. Annual Appreciation
9.74%

Purchase Details

Listed on
Nov 19, 2021
Closed on
Jan 31, 2022
Sold by
Philip And Elaine Dolan Family Trust
Bought by
Cochran William D and Cochran Heidi A
Seller's Agent
Nick Burke
ONE SOTHEBYS INTERNATIONAL REALTY
Buyer's Agent
Claudia Watts
ONE SOTHEBYS INTERNATIONAL REALTY
List Price
$1,200,000
Sold Price
$1,000,000
Premium/Discount to List
-$200,000
-16.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.47%
Original Mortgage
$647,200
Interest Rate
3.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 12, 2006
Sold by
Dolan Philip B and Dolan Elaine M
Bought by
Dolan Philip B and Dolan Elaine M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,400,000 None Listed On Document
Warranty Deed $1,400,000 None Listed On Document
Warranty Deed $7,000 Law Office Of Ronald J Conte P
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $647,200 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2025 06/17/25 Sold $1,400,000 -12.2% $427 / Sq Ft
05/08/2025 05/08/25 Pending -- -- --
04/28/2025 04/28/25 Price Changed $1,595,000 -4.4% $487 / Sq Ft
04/14/2025 04/14/25 Price Changed $1,669,000 -6.8% $510 / Sq Ft
04/08/2025 04/08/25 For Sale $1,790,000 +79.0% $547 / Sq Ft
01/31/2022 01/31/22 Sold $1,000,000 -16.7% $305 / Sq Ft
01/01/2022 01/01/22 Pending -- -- --
11/19/2021 11/19/21 For Sale $1,200,000 -- $366 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,782 $965,664 $450,000 $515,664
2023 $14,782 $944,687 $450,000 $494,687
2022 $11,431 $800,105 $420,000 $380,105
2021 $10,829 $630,462 $300,000 $330,462
2020 $6,319 $427,960 $0 $0
2019 $6,264 $418,338 $0 $0
2018 $6,274 $410,538 $0 $0
2017 $5,786 $402,094 $0 $0
2016 $5,689 $393,824 $0 $0
2015 $6,122 $391,086 $0 $0
2014 $6,113 $387,982 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Claudia Watts

    Seller's Agent in 2025

    Claudia Watts

    ONE SOTHEBYS INTERNATIONAL REALTY

    (904) 556-4000

    145 in this area

    160 Total Sales

    Claudia Watts
    Section Image
  • Jenny Schaffer

    Buyer's Agent in 2025

    Jenny Schaffer

    SUMMER HOUSE REALTY

    (904) 557-4739

    329 in this area

    358 Total Sales

    Jenny Schaffer
    Section Image
  • Nick Burke

    Seller's Agent in 2022

    Nick Burke

    ONE SOTHEBYS INTERNATIONAL REALTY

    (904) 557-1440

    76 in this area

    83 Total Sales

    Nick Burke
    Section Image
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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 111873

APN: 01-6N-29-2000-0006-0000

Florida Nassau County Fernandina Beach 32034

4 Sweetwater Oaks Dr, Fernandina Beach, FL

This home is located at 4 Sweetwater Oaks Dr, Fernandina Beach, FL 32034 and is currently priced at $1,400,000, approximately $427 per square foot. This property was built in 1989. 4 Sweetwater Oaks Dr is a home located in Nassau County with nearby schools including Southside Elementary School, Emma Love Hardee Elementary School, and Fernandina Beach Middle School.

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