$525,000
SOLD MAY 28, 2025

4 White St Westerly, RI 02891

3 Beds
3 Baths
1,853 Sq Ft
0.48 Acres

Recently Sold

$283 Per Sq Ft

26 Days on Market

Highlights

  • Golf Course Community
  • Deck
  • Game Room
  • Cape Cod Architecture
  • Wood Flooring
  • Tennis Courts

About This Home

As of May 2025

Charming Cape Cod with Endless Potential in Westerly!

Welcome to 4 White Street, a classic Cape Cod-style home ideally situated just south of Route 1 in beautiful Westerly, Rhode Island. Nestled atop a gently elevated lot, this property offers great curb appeal and a prime location close to local amenities, beaches, and all that southern Rhode Island has to offer.

This cozy home features a traditional Cape layout and waiting for your personal touch. While the home is in need of some minor upgrades and a little TLC, it presents a fantastic opportunity for homeowners or investors looking to build equity and make it their own.

Outside, the elevated lot provides a nice sense of privacy and potential for landscaping or outdoor entertaining areas. Whether you're dreaming of a peaceful year-round residence, a coastal getaway, or a smart renovation project, this property has the bones and location to make it happen.

Last Agent to Sell the Property

Ben Faubert

Onshore Realtors License #REC.0017150 Listed on: 04/21/2025

Last Buyer's Agent

Meredith Goncalves

Malek Real Estate, Inc. License #REB.0019647

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,726

Year Built

  • Built in 1981

Parking

  • No Garage

Home Design

  • Cape Cod Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Fireplace Features Masonry
  • Living Room
  • Game Room
  • Storage Room
  • Laundry Room
  • Utility Room
  • Home Gym

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms
  • Bathtub with Shower

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Baseboard Heating
  • Oil Water Heater
  • Septic Tank

Additional Features

  • Deck
  • 0.48 Acre Lot

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 4WHITESTWEST

Community Details

Amenities

  • Shops
  • Restaurant

Recreation

  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,726

Year Built

Built in 1981

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.48
  • Above Grade Finished Sq Ft: 1445.0
  • Architectural Style: Cape Cod
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1981
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Oil Water Heater
  • Has Basement: Exterior Entry, Full, Interior Entry, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 408.0
  • Fireplace Features: Masonry
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Hardwood, Other
  • Interior Amenities: Tub Shower
  • Living Area: 1853.0
  • Dining Room Type: Bathroom, Game Room, Gym, Laundry, Living Room, Storage Room, Utility Room
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Drywall, Vinyl Siding
  • Exterior Features: Deck
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard, Oil, Other
  • Heating Yn: Yes
  • Electric: 150 Amp Service, Circuit Breakers
  • Sewer: Septic Tank
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Community Features: Golf, Near Schools, Recreation Area, Restaurant, Shopping, Tennis Court(s)
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 20909.0
  • Parcel #: 4WHITESTWEST
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Annual Amount: 3726.0
  • Tax Lot: 26
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
May 28, 2025
Sold by
Martin Evelyn M
Bought by
Whalen Charles W
Seller's Agent
Ben Faubert
Onshore Realtors
Buyer's Agent
Meredith Goncalves
Malek Real Estate, Inc.
List Price
$525,000
Sold Price
$525,000
Views
49
Current Estimated Value
$566,868

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,868
Avg. Annual Appreciation
13.40%
Original Mortgage
$265,000
Outstanding Balance
$263,864
Interest Rate
6.83%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$304,429
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $525,000 None Available
Warranty Deed $525,000 None Available
Warranty Deed $525,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $265,000 Purchase Money Mortgage
Closed $265,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/28/2025 05/28/25 Sold $525,000 0.0% $283 / Sq Ft
05/17/2025 05/17/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $525,000 -- $283 / Sq Ft
Source: State-Wide MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,293 $463,100 $214,600 $248,500
2024 $3,726 $379,800 $153,400 $226,400
2023 $3,654 $379,800 $153,400 $226,400
2022 $3,631 $379,800 $153,400 $226,400
2021 $3,474 $301,600 $133,300 $168,300
2020 $3,411 $301,600 $133,300 $168,300
2019 $3,378 $301,600 $133,300 $168,300
2018 $3,170 $266,800 $133,300 $133,500
2017 $3,092 $266,800 $133,300 $133,500
2016 $3,116 $266,800 $133,300 $133,500
2015 $3,001 $277,400 $142,300 $135,100
2014 $2,952 $277,400 $142,300 $135,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: State-Wide MLS

MLS Number: 1383004

State-Wide MLS

APN: WEST-000122-000026