$599,900
SOLD DEC 2, 2025
Last list price
4 Beds
4.5 Baths
4,133 Sq Ft
0.33 Acres

Recently Sold

$145 Per Sq Ft

25 Days on Market

Highlights

  • Built-In Refrigerator
  • Deck
  • Recreation Room
  • Open Floorplan
  • Hearth Room
  • Traditional Architecture

About This Home

As of December 2025

Stunning Upgraded Home in the Heart of St. Charles County. Nestled in a quiet neighborhood, this beautifully updated single-family home blends luxury, comfort, and thoughtful design. The main level showcases wood floors, elegant crown and base molding, two home offices, and a gourmet kitchen with Granite countertops, Monogram stainless steel appliances, dual refrigerators, 6-burner gas cooktop with pot filler, microwave drawer, beverage fridge, and custom cabinetry with pull-outs and lighting.The inviting great room features a stone accent wall and opens to a large deck overlooking a private, fenced backyard with mature trees—perfect for entertaining. Upstairs, enjoy hardwood floors in the hall and loft, updated Jack & Jill baths with granite and tile, spacious bedrooms, and a guest ensuite with double sinks. The luxurious primary suite offers a tray ceiling, sitting area, spa-inspired bath with dual shower heads and soaking tub, and a custom walk-in closet. Additional highlights include a formal dining room, upper-level laundry, mudroom with built-in dog wash, and an optional double-unit fridge. The finished walkout basement features 9-ft ceilings, granite wet bar and kitchenette, full bath, fitness/bonus room, and ample storage. Dual HVAC systems (1 & 2 years old), humidifier, two water heaters, and newer picture windows in front rooms. Rare opportunity—homes with this level of craftsmanship and upgrades seldom come available!

Last Agent to Sell the Property

Peter Lu

EXP Realty, LLC License #2006036727 Listed on: 10/16/2025

EXP Realty, LLC

Last Buyer's Agent

Marcinda Dearriba

Coldwell Banker Premier Group License #2014010060

Coldwell Banker Premier Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,513

Year Built

  • Built in 2001

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 80x182
  • Wood Fence
  • Level Lot
  • Few Trees
  • Back Yard Fenced

HOA Fees

  • $24 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Bar Fridge
  • Bar
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Gas Fireplace
  • Pocket Doors
  • French Doors
  • Panel Doors
  • Mud Room
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Sitting Room
  • Combination Dining and Living Room
  • Breakfast Room
  • Home Office
  • Recreation Room
  • Workshop
  • Storage
  • Home Gym

Kitchen

  • Hearth Room
  • Eat-In Kitchen
  • Built-In Double Oven
  • Built-In Gas Range
  • Range Hood
  • Microwave
  • Built-In Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Soaking Tub
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • 9 Foot Basement Ceiling Height
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio
  • Rear Porch

Schools

  • Harris Elem. Elementary School
  • Jefferson / Hardin Middle School
  • St. Charles West High School

Utilities

  • Forced Air Heating and Cooling System
  • Water Heater

Listing and Financial Details

  • Assessor Parcel Number 6-0015-8046-00-0201.0000000

Community Details

Overview

  • Association fees include common area maintenance, snow removal
  • Covington Association

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,513

Year Built

Built in 2001

Lot Details

0

HOA Fees

$24 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2001
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Upper Level
  • ResoLotFeatures: Back Yard, Few Trees, Level
  • Lot Size Acres: 0.33
  • Reso Association Amenities: Association Management, Common Ground
  • Co List Office Phone: 866-224-1761
  • MLS Status: Closed
  • Subdivision Name: Covington #1
  • Above Grade Finished Sq Ft: 2133
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Gas, Great Room
  • Unit Levels: Two
  • New Construction: No
  • Reso Structure Type: House
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Carpeting
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2133.00
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 2000.00
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: 9 ft + Pour, Bathroom, Exterior Entry, Finished, Full, Walk-Out Access
  • Interior Amenities: Bar, Ceiling Fan(s), Chandelier, Crown Molding, Custom Cabinetry, Dining/Living Room Combo, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, Open Floorplan, Recessed Lighting, Shower, Soaking Tub, Storage, Walk-In Closet(s), Workshop/Hobby Area
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Microwave, Double Oven, Range Hood, Built-In Gas Range, Built-In Refrigerator, Wall Oven, Washer, Water Heater, Bar Fridge
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 2000
  • Door Features: French Door(s), Panel Door(s), Pocket Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 3
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Fencing: Back Yard, Other, Wood
  • Roof: Shingle
  • Disclosures: Lead Paint, Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard
  • Patio And Porch Features: Deck, Patio, Rear Porch

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 285
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Covington Association

Fee Information

  • Association Fee Includes: Common Area Maintenance, Other, Snow Removal

Schools

  • Elementary School: Harris Elem.
  • Junior High Dist: St. Charles R-VI
  • High School: St. Charles West High
  • Middle Or Junior School: Jefferson / Hardin

Lot Info

  • Lot Dimensions: 80x182
  • Lot Size Sq Ft: 14374.8
  • Parcel Number: 6-0015-8046-00-0201.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5513

3D Interior and Exterior Tours

Floorplans

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 28, 2001
Sold by
Taylor Morley Inc
Bought by
Oneal Edward V and Oneal Betty

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Outstanding Balance
$107,330
Interest Rate
6.85%
Estimated Equity
$491,158
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $362,808 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $275,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/02/2025 12/02/25 Sold -- -- --
11/10/2025 11/10/25 Pending -- -- --
11/05/2025 11/05/25 For Sale $599,900 0.0% $145 / Sq Ft
10/19/2025 10/19/25 Pending -- -- --
10/16/2025 10/16/25 For Sale $599,900 -- $145 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,513 $90,581 -- --
2023 $5,504 $86,229 $0 $0
2022 $4,982 $72,788 $0 $0
2021 $4,988 $72,788 $0 $0
2020 $4,789 $67,162 $0 $0
2019 $4,747 $67,162 $0 $0
2018 $4,418 $59,419 $0 $0
2017 $4,358 $59,419 $0 $0
2016 $4,490 $59,008 $0 $0
2015 $4,481 $59,008 $0 $0
2014 $4,328 $56,218 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25067233

MARIS MLS

APN: 6-0015-8046-00-0201.0000000