40 Cloverdale Ct N Palm Coast, FL 32137
3
Beds
2
Baths
2,384
Sq Ft
10,000
Sq Ft Lot
Highlights
- Water Views
- Boat Dock
- No HOA
- Old Kings Elementary School Rated A-
- Screened Pool
- Porch
About This Home
As of September 2017This property is located near the end of a quiet cul-de-sac. Enjoy extraordinary water views with THREE intersecting canals while lounging by your pool! Freshly painted inside. Bathrooms and kitchen have been updated in 2008 with granite countertops and wood cabinets. This delightful split plan home boasts tile throughout. Formal dining room, formal living room, large family room. Spacious bedrooms. Bring your pool table; there is a HUGE bonus room perfect for entertaining with a pass-through window from the kitchen. Some extra features are ceiling fans in every room and a central vacuum system. The home is wired for a whole-house generator and includes a sprinkler system and brand new dock with electric. And did we mention his and her walk-in closets, an inside laundry room and a new roof in 2008 & a BOAT LIFT?
Last Agent to Sell the Property
RE/MAX SELECT PROFESSIONALS License #3083158 Listed on: 11/14/2013
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,194
Year Built
- Built in 1982
Lot Details
- 10,000 Sq Ft Lot
- Property fronts a saltwater canal
- West Facing Home
- Fenced
- Irrigation Equipment
- Property is zoned SFR-2
Parking
- 2 Car Garage
Home Design
- Split Level Home
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,384 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Tile Flooring
- Water Views
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Pool
- Screened Pool
- In Ground Pool
- Fence Around Pool
Outdoor Features
- Screened Patio
- Rain Gutters
- Porch
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 07-11-31-7004-00070-0170
Community Details
Overview
- No Home Owners Association
- Palm Harbor Subdivision
Recreation
- Boat Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 19, 2020
Sold by
Poskus Dale and Poskus Cynthia
Bought by
Poskus Dale and Poskus Cynthia
Purchase Details
Closed on
Feb 5, 2018
Sold by
Poskus Dale
Bought by
Poskus Dale and Chiepa Cynthia
Purchase Details
Listed on
Aug 11, 2017
Closed on
Sep 18, 2017
Sold by
Smith Patricia S
Bought by
Poskus Dale
Seller's Agent
Colleen Hess
RE/MAX SELECT PROFESSIONALS
Buyer's Agent
Randall Doyle
FLAGLER REALTY PROFESSIONALS L
List Price
$393,000
Sold Price
$394,000
Premium/Discount to List
$1,000
0.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.86%
Original Mortgage
$300,000
Interest Rate
3.86%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 14, 2013
Closed on
May 30, 2014
Sold by
Smith James Enos and Mcmeins Janet E
Bought by
Smith Patricia S
Seller's Agent
Colleen Hess
RE/MAX SELECT PROFESSIONALS
Buyer's Agent
Kendall Caputo
BETTER HMS & GARDENS RE SYNERG
List Price
$357,600
Sold Price
$310,000
Premium/Discount to List
-$47,600
-13.31%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.47%
Original Mortgage
$125,000
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 14, 2013
Closed on
May 9, 2014
Sold by
Bryant Dorothy D
Bought by
Smith James Enos and Mcmeins Janet E
Seller's Agent
Colleen Hess
RE/MAX SELECT PROFESSIONALS
Buyer's Agent
Kendall Caputo
BETTER HMS & GARDENS RE SYNERG
List Price
$357,600
Sold Price
$310,000
Premium/Discount to List
-$47,600
-13.31%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 23, 2009
Sold by
Pruitt Louise N
Bought by
Pruitt Louise N and Louise N Pruitt Declaration Of Trust
Purchase Details
Closed on
Nov 7, 2007
Sold by
Pruitt Louise N
Bought by
Smith James Enos and Mc Meins Janet E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.94%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Feb 20, 2007
Sold by
Pruitt Louise N
Bought by
Pruitt Louise N
Purchase Details
Closed on
Nov 21, 2005
Sold by
Pruitt Louise N
Bought by
Pruitt Louise N and Bush James Kenneth
Purchase Details
Closed on
Jul 8, 2004
Sold by
Pruitt Louise N
Bought by
Pruitt Louise N and Louise N Pruitt Declaration Of Trust
Purchase Details
Closed on
Feb 12, 1999
Sold by
Pruitt L Darrell and Pruitt Louise N
Bought by
Pruitt L Darrell
Similar Homes in Palm Coast, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $100 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $394,000 | Flagler County Abst Co | |
| Warranty Deed | $310,000 | Covenant Closing & Title Ser | |
| Quit Claim Deed | -- | Covenant Closing & Title Ser | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $311,000 | Professional Title Agency In | |
| Interfamily Deed Transfer | -- | Professional Title Agency In | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $300,000 | New Conventional | |
| Previous Owner | $125,000 | New Conventional | |
| Previous Owner | $300,000 | Credit Line Revolving | |
| Previous Owner | $250,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/24/2025 07/24/25 | Pending | -- | -- | -- |
| 07/09/2025 07/09/25 | Price Changed | $699,000 | -1.4% | $293 / Sq Ft |
| 07/09/2025 07/09/25 | Price Changed | $709,000 | -2.1% | $297 / Sq Ft |
| 06/13/2025 06/13/25 | For Sale | $724,000 | 0.0% | $304 / Sq Ft |
| 05/31/2025 05/31/25 | Pending | -- | -- | -- |
| 05/31/2025 05/31/25 | For Sale | $724,000 | 0.0% | $304 / Sq Ft |
| 05/28/2025 05/28/25 | For Sale | $724,000 | +83.8% | $304 / Sq Ft |
| 09/25/2017 09/25/17 | Sold | $394,000 | +0.3% | $165 / Sq Ft |
| 08/14/2017 08/14/17 | Pending | -- | -- | -- |
| 08/10/2017 08/10/17 | For Sale | $393,000 | +26.8% | $165 / Sq Ft |
| 05/30/2014 05/30/14 | Sold | $310,000 | -13.3% | $130 / Sq Ft |
| 04/18/2014 04/18/14 | Pending | -- | -- | -- |
| 11/12/2013 11/12/13 | For Sale | $357,600 | -- | $150 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,228 | $334,659 | -- | -- |
| 2023 | $5,228 | $324,911 | $0 | $0 |
| 2022 | $5,176 | $314,700 | $0 | $0 |
| 2021 | $5,121 | $305,534 | $0 | $0 |
| 2020 | $5,122 | $301,316 | $80,000 | $221,316 |
| 2019 | $5,137 | $299,024 | $80,000 | $219,024 |
| 2018 | $5,812 | $285,295 | $76,000 | $209,295 |
| 2017 | $4,080 | $242,476 | $76,000 | $166,476 |
| 2016 | $4,179 | $246,920 | $0 | $0 |
| 2015 | $4,882 | $237,675 | $0 | $0 |
| 2014 | $4,159 | $199,717 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Colleen Hess
RE/MAX
(386) 569-6790
86 in this area
112 Total Sales
-
Seller Co-Listing Agent in 2025
Douglas Colpoys
RE/MAX
(386) 931-1252
129 in this area
260 Total Sales
-
S
Buyer's Agent in 2025
Stellar Non-Member Agent
FL_MFRMLS
-
Buyer's Agent in 2017
Randall Doyle
FLAGLER REALTY PROFESSIONALS L
(386) 547-8619
72 in this area
92 Total Sales
-
Buyer's Agent in 2014
Kendall Caputo
BETTER HMS & GARDENS RE SYNERG
(386) 986-7091
80 in this area
122 Total Sales
Map
Source: Stellar MLS
MLS Number: FC200304
APN: 07-11-31-7004-00070-0170
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