Charlotte Savoy
The KW Collective
(667) 771-4326
695 Total Sales
1 in Federal Hill
$380,000 Price
40 E Montgomery St Baltimore, MD 21230
Federal Hill NeighborhoodEstimated Value: $517,105
3
Beds
2
Baths
1,788
Sq Ft
$289/Sq Ft
Est. Value
Highlights
- Deck
- Wood Flooring
- No HOA
- Traditional Architecture
- 2 Fireplaces
- Upgraded Countertops
About This Home
As of September 2025This gorgeous home, set in the heart of Federal Hill’s Historic District, combines historic character with modern elegance. Inside, the open and sun-filled floor plan is enhanced by wide-plank wood floors and thoughtful design details throughout.
The main level offers an inviting eat-in kitchen with stainless steel appliances and granite countertops, a separate dining room, and a dramatic sunken living room with a wood-burning fireplace. Floor-to-ceiling windows overlook a beautifully landscaped garden and patio, creating a seamless flow between indoor and outdoor living.
Upstairs, the spacious primary suite features abundant natural light, while the large second bedroom includes its own wood-burning fireplace and a new queen size Murphy bed. A renovated bathroom and convenient laundry area complete this level. The third floor hosts a spacious third bedroom, full bathroom, and a flexible office/sitting area, along with direct access to a stunning rooftop deck. From here, enjoy sweeping city skyline views—perfect for entertaining, summer evenings, or watching fireworks.
Recent updates include new flooring in the office and family room, a Murphy bed in the second bedroom, along with fresh paint throughout most of the home and trim.
Situated in a prime location, this home places you just steps away from Federal Hill’s vibrant restaurant scene, charming cafes, boutique shops, parks, and lively nightlife. The Inner Harbor, sports stadiums, the Maryland Science Center and waterfront attractions are within easy reach, making this home an ideal blend of comfort, convenience, and city living.
Paid parking is available in the lot just behind the property.
Last Agent to Rent the Property
(410) 533-5486 jamesahomes@gmail.com Jason Mitchell Group License #658654 Listed on: 08/19/2025
Last Renter's Agent
Unrepresented
datacorrect@brightmls.com Unrepresented
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Townhouse Details
Home Type
- Townhome
Year Built
- Built in 1900
Lot Details
- Property is in excellent condition
Home Design
- Traditional Architecture
- Brick Exterior Construction
Interior Spaces
- 1,788 Sq Ft Home
- Property has 4 Levels
- Built-In Features
- Recessed Lighting
- 2 Fireplaces
- Dining Area
- Wood Flooring
- Stacked Washer and Dryer
- Unfinished Basement
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Gas Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Parking
- 2 Open Parking Spaces
- 2 Parking Spaces
- Parking Lot
- Parking Fee
- Rented or Permit Required
Outdoor Features
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Listing and Financial Details
- Residential Lease
- Security Deposit $3,300
- Tenant pays for electricity, gas, heat, insurance, water, all utilities, trash removal
- No Smoking Allowed
- 12-Month Lease Term
- Available 10/1/25
- $40 Application Fee
- Assessor Parcel Number 0322100896 024
Community Details
Overview
- No Home Owners Association
- Federal Hill Historic District Subdivision
Pet Policy
- Pets allowed on a case-by-case basis
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 4, 2020
Closed on
Oct 16, 2020
Sold by
Bought by
Seller's Agent
Cynthia (Cindy) Conklin
Monument Sotheby's International Realty
Buyer's Agent
James Allen
Jason Mitchell Group
List Price
$479,000
Sold Price
$460,000
Premium/Discount to List
-$19,000
-3.97%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,105
Avg. Annual Appreciation
2.04%
Original Mortgage
$414,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Federal Hill, MD
-
Charlotte Savoy
-
Jeff Washo
Jeff Washo
Compass
(667) 771-3741
244 Total Sales
17 in Federal Hill
$155K - $1.1M Price Range
-
Elizabeth Atwood
Elizabeth Atwood
Krauss Real Property Brokerage
(667) 444-2141
54 Total Sales
1 in Federal Hill
$999,375 Price
-
Jody Buck
Jody Buck
Cummings & Co. Realtors
(443) 963-3742
135 Total Sales
3 in Federal Hill
$427K - $725K Price Range
-
Catherine Stottlemyer
Catherine Stottlemyer
CENTURY 21 New Millennium
(240) 523-4612
97 Total Sales
1 in Federal Hill
$725,000 Price
-
Bruce Fink
Bruce Fink
Douglas Realty, LLC
(443) 979-8255
103 Total Sales
1 in Federal Hill
$220,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $460,000 | In Title Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $414,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/01/2025 09/01/25 | Rented | $3,300 | 0.0% | -- | |
| 08/19/2025 08/19/25 | For Rent | $3,300 | 0.0% | -- | |
| 10/16/2020 10/16/20 | Sold | $460,000 | -4.0% | $257 / Sq Ft | View Prior Sale |
| 08/31/2020 08/31/20 | Pending | -- | -- | -- | |
| 08/04/2020 08/04/20 | For Sale | $479,000 | +26.1% | $268 / Sq Ft | |
| 05/20/2015 05/20/15 | Sold | $379,900 | 0.0% | $175 / Sq Ft | View Prior Sale |
| 04/18/2015 04/18/15 | Pending | -- | -- | -- | |
| 04/03/2015 04/03/15 | Price Changed | $379,900 | -2.6% | $175 / Sq Ft | |
| 02/06/2015 02/06/15 | Price Changed | $389,900 | -2.5% | $180 / Sq Ft | |
| 11/08/2014 11/08/14 | Price Changed | $399,900 | -2.4% | $184 / Sq Ft | |
| 10/16/2014 10/16/14 | Price Changed | $409,900 | -2.4% | $189 / Sq Ft | |
| 09/17/2014 09/17/14 | Price Changed | $419,900 | -2.3% | $193 / Sq Ft | |
| 09/05/2014 09/05/14 | Price Changed | $429,900 | -2.3% | $198 / Sq Ft | |
| 08/08/2014 08/08/14 | Price Changed | $439,900 | -1.1% | $203 / Sq Ft | |
| 07/15/2014 07/15/14 | For Sale | $444,900 | -- | $205 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,039 | $397,600 | ||
| 2024 | $8,039 | $376,100 | ||
| 2023 | $7,850 | $354,600 | $175,000 | $179,600 |
| 2022 | $7,871 | $354,600 | $175,000 | $179,600 |
| 2021 | $8,369 | $354,600 | $175,000 | $179,600 |
| 2020 | $8,020 | $362,300 | $175,000 | $187,300 |
| 2019 | $7,980 | $362,300 | $175,000 | $187,300 |
| 2018 | $8,082 | $362,300 | $175,000 | $187,300 |
| 2017 | $8,935 | $399,300 | $0 | $0 |
| 2016 | $6,971 | $387,433 | $0 | $0 |
| 2015 | $6,971 | $378,567 | $0 | $0 |
| 2014 | $6,971 | $363,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
James Allen
Landlord's Agent in 2025
James Allen
Jason Mitchell Group
(443) 850-1630
138 Total Sales
-
U
Tenant's Agent in 2025
Unrepresented
Unrepresented
-
Cynthia (Cindy) Conklin
Seller's Agent in 2020
Cynthia (Cindy) Conklin
Monument Sotheby's International Realty
(443) 629-0152
32 in this area
70 Total Sales
-
Sally Pfaeffle
Seller Co-Listing Agent in 2020
Sally Pfaeffle
Monument Sotheby's International Realty
(410) 404-2491
21 in this area
69 Total Sales
-
Brett Miller
B
Seller's Agent in 2015
Brett Miller
Long & Foster
(410) 299-7653
30 Total Sales
-
Shawn Strauss
S
Buyer's Agent in 2015
Shawn Strauss
Cummings & Co Realtors
(410) 627-2006
49 Total Sales
Map
Source: Bright MLS
MLS Number: MDBA2180036
APN: 0896-024
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