$110,800
SOLD MAR 18, 2026

40 Hill St Mount Vernon, KY 40456

4 Beds
1.5 Baths
1,800 Sq Ft
0.39 Acres Lot

Sale Details

Date Sold: March 18, 2026

$62 Per Sq Ft

103% Above List Price

16 Days on Market

Highlights

  • Mountain View
  • Main Floor Primary Bedroom
  • 2 Car Detached Garage
  • Deck
  • No HOA
  • Eat-In Kitchen

About This Home

As of March 2026

Attractive split level home with 2 car garage awaits new owners! Main floor features two bedrooms with one bath, kitchen and living room. Lower level has great room, 2 additional bedrooms and half bath. Home is in need of repairs and is priced accordingly! Call today before it gets away! Multiple Offers are in! Be sure to have final highest and best offers by Tuesday 1/20/26 1pm cst. No electric so be certain to schedule before 5pm if viewing.

Last Agent to Sell the Property

Joann Baker

Joann Baker & Associates License #202699 Listed on: 01/13/2026

Last Buyer's Agent

Denny Patterson

RE/MAX Elite Realty License #278311

RE/MAX Elite Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1982

Lot Details

  • 16,988 Sq Ft Lot
  • Chain Link Fence
  • Few Trees

Parking

  • 2 Car Detached Garage

Property Views

  • Mountain
  • Neighborhood

Home Design

  • Split Level Home
  • Block Foundation
  • Composition Roof
  • Vinyl Siding
  • Masonry

Interior Spaces

  • Multi-Level Property
  • Family Room Downstairs
  • Living Room
  • Pull Down Stairs to Attic
  • Eat-In Kitchen
  • Laundry on lower level

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Exterior Basement Entry

Outdoor Features

  • Deck

Schools

  • Rockcastle Co Elementary And Middle School
  • Rockcastle Co High School

Utilities

  • Central Air
  • Heating Available

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 034E-18-006

Home Details

Home Type

Single Family

Year Built

Built in 1982

Lot Details

0.39 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Split Level
  • Structure Type: House
  • Year Built: 1982
  • Above Grade Finished Sq Ft: 900.0
  • Levels: Multi/Split
  • New Construction: No
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Eat-in Kitchen
  • Flooring: Laminate, Vinyl
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Exterior Entry, Finished, Full, Walk-Out Access, Walk-Up Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 900.0
  • Fireplace: No
  • LivingArea: 1800.0
  • Lot Size Area: 0.39

Exterior Features

  • Roof: Composition
  • Construction Materials: Vinyl Siding, Solid Masonry
  • Fencing: Chain Link
  • Foundation Details: Block
  • Horse: No
  • List Price: 54500.0
  • Lot Features: Few Trees
  • Pool Private: No
  • View: Mountain(s), Neighborhood
  • View YN: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached Garage

Utilities

  • Sewer: Public Sewer
  • Heating: Electric
  • Cooling: Central Air, Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Lower Level
  • Utilities: Electricity Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Rockcastle Co
  • High School: Rockcastle Co
  • Middle or Junior School: Rockcastle Co

Lot Info

  • Lot Size Acres: 0.39
  • Lot Size Sq Ft: 16988.4
  • Parcel Number: 034E-18-006

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2026
Closed on
Mar 12, 2026
Sold by
Secretary Of Veterans Affairs
Bought by
Phillips Incorporated
Seller's Agent
Joann Baker
Joann Baker & Associates
Buyer's Agent
Denny Patterson
RE/MAX Elite Realty
List Price
$54,500
Sold Price
$110,800
Premium/Discount to List
$56,300
103.3%
Views
163

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
457.61%
Original Mortgage
$160,000
Outstanding Balance
$160,000
Interest Rate
6.11%
Mortgage Type
Construction
Estimated Equity
-$30,667

Purchase Details

Closed on
Nov 25, 2025
Sold by
Rocket Mortgage Llc
Bought by
Secretary Of Veterans Affairs Loan Guaranty S

Purchase Details

Closed on
Nov 7, 2025
Sold by
Quicken Loans Llc and Quicken Loans Inc
Bought by
Rocket Mortgage Llc

Purchase Details

Listed on
Aug 16, 2017
Closed on
Jun 4, 2018
Sold by
Eversole Donnie L and Eversole Ethle S
Bought by
Tibbets Aaron
Seller's Agent
Bradley Warford
Century 21 Pinnacle
Buyer's Agent
Lesley Griffith
Berkshire Hathaway HomeServices Foster Realtors
List Price
$130,000
Sold Price
$130,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.07%
Original Mortgage
$130,000
Interest Rate
4.4%
Mortgage Type
VA

Purchase Details

Listed on
Aug 19, 2013
Closed on
Oct 3, 2013
Sold by
Mclemore Billy and Mclemore Teresa
Bought by
Eversole Ethle S and Eversole Donnie L
Seller's Agent
Sam Ford
Guide Realty, Inc.
Buyer's Agent
MCBR MCBR
Guide Realty, Inc.
List Price
$118,500
Sold Price
$118,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.00%
Original Mortgage
$120,918
Interest Rate
4.53%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $110,800 None Listed On Document
Special Warranty Deed -- None Listed On Document
Commissioners Deed $93,400 None Listed On Document
Warranty Deed $130,000 None Available
Deed $118,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $160,000 Construction
Previous Owner $130,000 VA
Previous Owner $120,918 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/18/2026 03/18/26 Sold $110,800 +103.3% $62 / Sq Ft
01/29/2026 01/29/26 Pending -- -- --
01/13/2026 01/13/26 For Sale $54,500 -58.1% $30 / Sq Ft
06/04/2018 06/04/18 Sold $130,000 0.0% $72 / Sq Ft View Prior Sale
04/28/2018 04/28/18 Pending -- -- --
08/16/2017 08/16/17 For Sale $130,000 +9.7% $72 / Sq Ft
10/03/2013 10/03/13 Sold $118,500 0.0% $66 / Sq Ft View Prior Sale
09/03/2013 09/03/13 Pending -- -- --
08/19/2013 08/19/13 For Sale $118,500 -- $66 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,058 $130,000 $0 $0
2024 $1,064 $130,000 $0 $0
2023 $1,076 $130,000 $0 $0
2022 $1,067 $130,000 $0 $0
2021 $1,075 $130,000 $0 $0
2020 $1,075 $130,000 $0 $0
2019 $1,067 $130,000 $0 $0
2018 $662 $118,500 $0 $0
2017 $659 $118,500 $0 $0
2016 $650 $118,500 $0 $0
2015 -- $118,500 $0 $0
2010 -- $45,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26000842

ImagineMLS (Bluegrass REALTORS®)

APN: 034E-18-006

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