$219,000
SOLD APR 21, 2025

40 Memorial Ave Cumberland, MD 21502

3 Beds
2 Baths
1,786 Sq Ft
0.27 Acres

Recently Sold

$123 Per Sq Ft

93 Days on Market

Highlights

  • City View
  • Rambler Architecture
  • Main Floor Bedroom
  • Traditional Floor Plan
  • Wood Flooring
  • Attic

About This Home

As of April 2025

MOVE-IN READY RANCHER WITH LARGE, FENCED-IN BACKYARD! Welcome to 40 Memorial Avenue. This 3 bedroom, 2 bathroom brick rancher is located in the heart of South Cumberland and has many recent updates! The main floor features a spacious living room with recently re-finished hardwood floors and brick fireplace, an eat-in kitchen, three bedrooms and a full bathroom. Downstairs, the basement is partially finished with a laundry/storage area, a second full bathroom and a large room suitable to be a rec room, gym, etc. What makes this home unique? The yard space! This backyard is level, completely fenced-in, features a storage shed and provides ample space to enjoy the outdoors. There is off-street, asphalt parking that has recently been resurfaced. BRAND NEW metal roof put on in Fall 2024, hot water tank installed in October 2023, a new gas furnace installed two years ago as well as many lighting upgrades, fresh paint, etc. The majority of the windows have been replaced as well. Convenient to Downtown Cumberland, local schools and UPMC Western Maryland. DO NOT WAIT! Call today for more information.

Last Agent to Sell the Property

Ally Litten

Mountainside Home Realty Listed on: 12/14/2024

Last Buyer's Agent

datacorrect BrightMLS

Non Subscribing Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,563

Year Built

  • Built in 1957

Lot Details

  • 0.27 Acre Lot
  • Chain Link Fence
  • Cleared Lot
  • Back Yard
  • Property is in excellent condition

Parking

  • Driveway

Property Views

  • City
  • Mountain

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Permanent Foundation
  • Metal Roof

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • 1 Fireplace
  • Family Room Off Kitchen
  • Wood Flooring
  • Partially Finished Basement
  • Laundry in Basement
  • Eat-In Kitchen
  • Attic

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathtub with Shower

Outdoor Features

  • Shed
  • Porch

Schools

  • Washington Middle School
  • Fort Hill High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0104010493

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,563

Year Built

Built in 1957

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1957
  • Automatically Close On Close Date: No
  • Remarks Public: MOVE-IN READY RANCHER WITH LARGE, FENCED-IN BACKYARD! Welcome to 40 Memorial Avenue. This 3 bedroom, 2 bathroom brick rancher is located in the heart of South Cumberland and has many recent updates! The main floor features a spacious living room with recently re-finished hardwood floors and brick fireplace, an eat-in kitchen, three bedrooms and a full bathroom. Downstairs, the basement is partially finished with a laundry/storage area, a second full bathroom and a large room suitable to be a rec room, gym, etc. What makes this home unique? The yard space! This backyard is level, completely fenced-in, features a storage shed and provides ample space to enjoy the outdoors. There is off-street, asphalt parking that has recently been resurfaced. BRAND NEW metal roof put on in Fall 2024, hot water tank installed in October 2023, a new gas furnace installed two years ago as well as many lighting upgrades, fresh paint, etc. The majority of the windows have been replaced as well. Convenient to Downtown Cumberland, local schools and UPMC Western Maryland. DO NOT WAIT! Call today for more information.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood
  • Interior Amenities: Attic, Bathroom - Tub Shower, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Table Space, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room Count: 9
  • Basement: Yes
  • Basement Type: Partially Finished
  • Laundry Type: Basement
  • Total Sq Ft: 2172
  • Living Area Sq Ft: 1786
  • Price Per Sq Ft: 202.49
  • Above Grade Finished Sq Ft: 1086
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 386
  • Total Below Grade Sq Ft: 1086
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 40

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick
  • Roof: Metal
  • View: Mountain, City
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: WASHINGTON
  • High School: FORT HILL
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: FORT HILL
  • Middle Or Junior School: WASHINGTON

Lot Info

  • Fencing: Chain Link
  • Land Use Code: R
  • Lot Features: Cleared, Rear Yard
  • Lot Size Acres: 0.27
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11931.00
  • Outdoor Living Structures: Porch(es), Roof
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2563.00
  • Assessor Parcel Number: 0104010493
  • Tax Total Finished Sq Ft: 1786
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 04/21/2025

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 14, 2024
Closed on
Apr 18, 2025
Sold by
Crossley Timothy D and Foris Lisa Anna
Bought by
Costello Vaughn and Costello Michelle
Seller's Agent
Ally Litten
Mountainside Home Realty
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$219,900
Sold Price
$219,000
Premium/Discount to List
-$900
-0.41%
Views
231
Current Estimated Value
$215,101

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,899
Avg. Annual Appreciation
3.99%
Original Mortgage
$215,033
Outstanding Balance
$214,462
Interest Rate
6.64%
Mortgage Type
FHA
Estimated Equity
$7,995

Purchase Details

Listed on
Jun 30, 2021
Closed on
Aug 20, 2021
Sold by
Brown Paul R and Brown Anne M
Bought by
Lisa Timothy D and Foris Lisa Anna
Seller's Agent
Sherry Rase
Charis Realty Group
Buyer's Agent
Ally Litten
Mountainside Home Realty
List Price
$152,000
Sold Price
$152,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.46%
Original Mortgage
$144,400
Interest Rate
2.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 30, 2009
Sold by
Rice Mary E and Rice Larry J
Bought by
Brown Paul R and Brown Anne M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,645
Interest Rate
5.47%

Purchase Details

Closed on
Nov 21, 2008
Sold by
Rice Mary E
Bought by
Rice Mary

Purchase Details

Closed on
Nov 17, 2008
Sold by
Rice Mary E
Bought by
Rice Mary

Purchase Details

Closed on
Aug 1, 2000
Sold by
Rivers Mary Ellen
Bought by
Rice Mary E

Purchase Details

Closed on
Sep 4, 1998
Sold by
Chastain Louis P
Bought by
Rivers Mary Ellen
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $219,000 Rock Title Llc
Deed $219,000 Rock Title Llc
Deed $152,000 None Available
Deed $130,000 --
Deed -- --
Deed -- --
Deed $88,000 --
Deed $82,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $215,033 FHA
Closed $215,033 FHA
Previous Owner $144,400 New Conventional
Previous Owner $127,645 No Value Available
Previous Owner $127,645 FHA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/21/2025 04/21/25 Sold $219,000 -0.4% $123 / Sq Ft
12/14/2024 12/14/24 For Sale $219,900 +44.7% $123 / Sq Ft
08/20/2021 08/20/21 Sold $152,000 0.0% $73 / Sq Ft
07/07/2021 07/07/21 Pending -- -- --
06/30/2021 06/30/21 For Sale $152,000 -- $73 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,159 $138,400 $0 $0
2024 $1,159 $128,400 $0 $0
2023 $1,101 $118,400 $13,400 $105,000
2022 $1,042 $112,233 $0 $0
2021 $992 $106,067 $0 $0
2020 $928 $99,900 $11,900 $88,000
2019 $933 $99,900 $11,900 $88,000
2018 $950 $99,900 $11,900 $88,000
2017 $968 $102,000 $0 $0
2016 $488 $102,000 $0 $0
2015 $1,004 $102,000 $0 $0
2014 $1,004 $104,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2010644

Bright MLS

APN: 04-010493