40 Pirates Dr Key Largo, FL 33037
Estimated payment $2,986/month
Highlights
- Boat Ramp
- Beach
- Canal View
- Coral Shores High School Rated A
- Spa
- 1-minute walk to Schwingggg
About This Home
Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle. This is like living on the water without paying the premium price.Bonus: 2 kayaks and bicycles are included. Imagine waking up and using your own two kayaks to explore the Bay or easily launching your boat from the neighborhood ramp right across the street. Boating enthusiasts will love the easy access to the ocean via Adams Cut or Tavernier Creek. Evenings are for unwinding in the outdoor hot tub or hosting memorable gatherings on the paved patio under garden lighting, surrounded by lush tropical landscaping. The current owner has taken care of the big-ticket items, so you do not have to worry including a new roof, new A/C split systems throughout, fresh paint inside and out and impact windows/doors, making this charming gem completely move-in ready. There is room for a couple of cars and a 24' boat on trailer on the property. The community clubhouse and swimming beach offer even more opportunities for sun-soaked fun. The location is unbeatable--just minutes from Key Largo's dining, shopping, and outdoor attractions, with an easy commute to Miami. Whether you are seeking a refined vacation retreat or a full-time island residence, this home delivers a perfect balance of tropical comfort and coastal style. This is an amazing opportunity to embrace the best of the Florida Keys: boating, snorkeling, world-class fishing, scuba diving, or simply soaking up the sun.Do not let this slice of paradise slip away--schedule your private tour today!
Open House Schedule
-
Sunday, February 22, 202610:30 am to 1:30 pm2/22/2026 10:30:00 AM +00:002/22/2026 1:30:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,812
Year Built
- Built in 1958
Lot Details
- 2,500 Sq Ft Lot
- Fenced
- Property is zoned ISM - Improved Sub Masonry
HOA Fees
- $21 Monthly HOA Fees
Parking
- 3 Parking Spaces
Interior Spaces
- 561 Sq Ft Home
- Canal Views
- Impact Glass
Kitchen
- Oven
- Range
- Microwave
- Stainless Steel Appliances
- Quartz Countertops
- Built-In or Custom Kitchen Cabinets
Flooring
- Concrete
- Tile
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Spa
- Outdoor Shower
Outdoor Features
- Patio
- Exterior Lighting
Location
- Ground Level
Utilities
- Central Heating and Cooling System
- Ductless Heating Or Cooling System
- Public Hookup Available For Sewer
Listing and Financial Details
- Assessor Parcel Number 00493460-000000
Community Details
Overview
- Association fees include common area mnt
- Pirates Cove Subdivision
- Rental Restrictions
Amenities
- Clubhouse
Recreation
- Boat Ramp
- Beach
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,812 | $418,109 | $240,000 | $178,109 |
| 2024 | $2,797 | $375,904 | $206,250 | $169,654 |
| 2023 | $2,797 | $304,015 | $178,250 | $125,765 |
| 2022 | $2,529 | $268,230 | $136,563 | $131,667 |
| 2021 | $2,332 | $208,028 | $94,875 | $113,153 |
| 2020 | $2,143 | $171,838 | $57,500 | $114,338 |
| 2019 | $2,158 | $173,022 | $57,500 | $115,522 |
| 2018 | $1,791 | $149,664 | $48,875 | $100,789 |
| 2017 | $1,570 | $99,858 | $0 | $0 |
| 2016 | $1,560 | $94,286 | $0 | $0 |
| 2015 | $1,560 | $90,075 | $0 | $0 |
| 2014 | $1,591 | $94,703 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/16/2026 01/16/26 | Price Changed | $509,900 | -1.9% | $909 / Sq Ft | |
| 11/29/2025 11/29/25 | For Sale | $519,900 | 0.0% | $927 / Sq Ft | |
| 08/07/2024 08/07/24 | Rented | $2,950 | -1.7% | -- | |
| 07/07/2024 07/07/24 | For Rent | $3,000 | 0.0% | -- | |
| 12/28/2023 12/28/23 | Sold | $530,000 | -10.8% | $945 / Sq Ft | View Prior Sale |
| 08/30/2023 08/30/23 | For Sale | $594,000 | +112.1% | $1,059 / Sq Ft | |
| 02/16/2018 02/16/18 | Sold | $280,000 | -17.4% | $499 / Sq Ft | View Prior Sale |
| 01/22/2018 01/22/18 | Pending | -- | -- | -- | |
| 10/23/2017 10/23/17 | For Sale | $339,000 | +69.5% | $604 / Sq Ft | |
| 01/14/2016 01/14/16 | Sold | $200,000 | -2.4% | $560 / Sq Ft | View Prior Sale |
| 12/31/2015 12/31/15 | Pending | -- | -- | -- | |
| 12/18/2015 12/18/15 | For Sale | $205,000 | -- | $574 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $530,000 | None Listed On Document | |
| Warranty Deed | $280,000 | Abolute First Title Llc | |
| Warranty Deed | $200,000 | Coral Reef Title Company | |
| Warranty Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $424,000 | New Conventional | |
| Previous Owner | $274,928 | FHA | |
| Previous Owner | $180,000 | Seller Take Back |
Source: Florida Keys Board of REALTORS®
MLS Number: 617504
APN: 00493460-000000
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Ask me questions while you tour the home.