$419,500
SOLD MAR 2, 2026

40 S Colonial Ave Westminster, MD 21157

4 Beds
3 Baths
2,078 Sq Ft
7,425 Sq Ft Lot Lot

Sale Details

Date Sold: March 2, 2026

$202 Per Sq Ft

5% Above List Price

3 Days on Market

Highlights

  • Second Kitchen
  • Wood Burning Stove
  • Rambler Architecture
  • Westminster East Middle School Rated A-
  • Traditional Floor Plan
  • Wood Flooring

About This Home

As of March 2026

From the curb, 40 S. Colonial Ave. looks like a charming, well-kept home tucked quietly at the end of a cul-de-sac in Westminster. The kind of street where kids can ride bikes, neighbors wave, and life feels just a little slower in the best possible way. But step inside... and you quickly realize this home is playing chess while others are playing checkers. Because this one is so much bigger than it looks. The main level welcomes you with a large, comfortable living area that immediately feels like home. Then you discover the real surprise: an impressive primary suite right on the main level. Not just a bedroom, but a true retreat — oversized, light-filled, and anchored by a Roman-style bath that feels more spa than suburban. This is the kind of layout buyers dream about: main-level living without giving up space. And just when you think you’ve seen it all... the house opens up even more. The fully finished lower level is practically a home within a home. A spacious living area, a kitchenette, two additional bedrooms, and a full bath create a completely self-sufficient second living space. Perfect for multi-generational living, long-term guests, a returning college grad, or simply spreading out and enjoying the flexibility of separate zones for work, play, and privacy. It’s rare to find a home that offers this kind of versatility without feeling chopped up. Here, every space flows, every level has purpose, and every square foot works hard for you. All of this, quietly positioned at the end of a cul-de-sac, yet minutes from everything Westminster has to offer — shopping, dining, schools, and commuter routes — makes the setting as practical as it is peaceful. And then there’s the number that makes buyers do a double take. Priced aggressively at $399,997, this home delivers size, layout, and lifestyle that often live in a much higher price bracket. It’s the kind of opportunity where the smartest buyers recognize value not just in price... but in potential, flexibility, and long-term livability. 40 S. Colonial Ave. isn’t just a house.
It’s a surprise.
It’s a smart move.
And it’s ready for its next chapter.

Last Agent to Sell the Property

Anthony Verdi

(240) 815-0890 ericverdi.impact@gmail.com IMPACT Maryland Real Estate Brokerage Phone: 2408150890 Listed on: 01/22/2026

Last Buyer's Agent

Nick Keller

(571) 386-1075 nkeller@nickkellerhomes.com Pearson Smith Realty, LLC

Pearson Smith Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,329

Year Built

  • Built in 1957 | Remodeled in 2011

Lot Details

  • 7,425 Sq Ft Lot
  • Landscaped
  • No Through Street
  • Property is in very good condition
  • Property is zoned R-100

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Stove
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Double Pane Windows
  • Casement Windows
  • Window Screens
  • Family Room
  • Dining Room

Kitchen

  • Second Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Basement Windows

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Off-Street Parking

Outdoor Features

  • Patio
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Oil Water Heater

Community Details

  • No Home Owners Association
  • Friendship Heights Subdivision

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 0707001118

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,329

Year Built

Built in 1957 | Remodeled in 2011

Lot Details

7,425 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1957
  • Year Renovated: 2011
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Dining Area, 2nd Kitchen, Built-Ins, Chair Railings, Upgraded Countertops, Crown Moldings, Entry Level Bedroom, Wood Floors, Recessed Lighting, Floor Plan - Traditional
  • Window Features: Casement, Double Pane, Screens
  • Fireplace Features: Screen, Fireplace - Glass Doors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Bathroom 2, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Rear Entrance, Sump Pump, Daylight, Full, Fully Finished, Heated, Improved, Walkout Stairs, Windows
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2424
  • Living Area Sq Ft: 2078
  • Price Per Sq Ft: 330.03
  • Above Grade Finished Sq Ft: 1212
  • Below Grade Finished Sq Ft: 866
  • Below Grade Sq Ft: 346
  • Total Below Grade Sq Ft: 1212
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Oil, Electric, Wood
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric, Oil
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: No Thru Street, Landscaping
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7425.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: R-100
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3329.00
  • Assessor Parcel Number: 0707001118
  • Tax Lot: 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2026
Closed on
Mar 2, 2026
Sold by
Kakel Anna and Anna Rose
Bought by
Stultz Adam
Seller's Agent
Anthony Verdi
IMPACT Maryland Real Estate
Buyer's Agent
Nick Keller
Pearson Smith Realty, LLC
List Price
$399,997
Sold Price
$419,500
Premium/Discount to List
$19,503
4.88%
Views
136

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-31.95%
Original Mortgage
$398,525
Outstanding Balance
$398,525
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
-$5,599

Purchase Details

Listed on
Oct 13, 2014
Closed on
Dec 18, 2014
Sold by
Groves Stanley E
Bought by
Kakel Anna S
Seller's Agent
Stanley Groves
RE/MAX Advantage Realty
Buyer's Agent
John Murrow
Corner House Realty
List Price
$239,500
Sold Price
$239,400
Premium/Discount to List
-$100
-0.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.13%
Original Mortgage
$235,063
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 9, 2007
Sold by
Bair Karolyn G
Bought by
Groves Stanley E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,250
Interest Rate
6.51%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 4, 2007
Sold by
Bair Karolyn G
Bought by
Groves Stanley E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,250
Interest Rate
6.51%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $419,500 Westcor Land Title Insurance C
Deed $239,400 Fidelity National Title
Deed $181,250 --
Deed $181,250 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $398,525 New Conventional
Previous Owner $235,063 FHA
Previous Owner $181,250 Purchase Money Mortgage
Previous Owner $181,250 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/02/2026 03/02/26 Sold $419,500 +4.9% $202 / Sq Ft
01/22/2026 01/22/26 For Sale $399,997 +67.1% $192 / Sq Ft
12/18/2014 12/18/14 Sold $239,400 0.0% $198 / Sq Ft View Prior Sale
12/18/2014 12/18/14 Sold $239,400 0.0% $198 / Sq Ft View Prior Sale
10/16/2014 10/16/14 Pending -- -- --
10/16/2014 10/16/14 Pending -- -- --
10/13/2014 10/13/14 For Sale $239,500 0.0% $198 / Sq Ft
08/28/2014 08/28/14 Price Changed $239,500 -4.0% $198 / Sq Ft
08/08/2014 08/08/14 Price Changed $249,500 -2.2% $206 / Sq Ft
07/23/2014 07/23/14 Price Changed $255,000 -3.8% $210 / Sq Ft
07/05/2014 07/05/14 For Sale $265,000 -- $219 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,947 $289,267 $0 $0
2024 $2,793 $262,833 $0 $0
2023 $2,647 $236,400 $71,600 $164,800
2022 $2,612 $233,233 $0 $0
2021 $5,200 $230,067 $0 $0
2020 $2,564 $226,900 $71,600 $155,300
2019 $2,466 $218,233 $0 $0
2018 $2,347 $209,567 $0 $0
2017 $2,250 $200,900 $0 $0
2016 -- $193,033 $0 $0
2015 -- $185,167 $0 $0
2014 -- $177,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCR2032190

Bright MLS

APN: 07-001118

Your Personal Tour Guide

Ask me questions while you tour the home.