NOT LISTED FOR SALE

40 Susan Ln Kinsale, VA 22488

Estimated Value: $318,322 - $417,000

2 Beds
2 Baths
1,079 Sq Ft
$348/Sq Ft Est. Value

Last Sold July 21, 2020

Last sale price $275,000 $255 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $2,099/month

476 Days on Market

Highlights

  • 140 Feet of Waterfront
  • Primary bedroom faces the bay
  • Access to Tidal Water
  • Montross Middle School Rated 9+
  • 1 Dock Slip
  • Private Beach

About This Home

As of July 2020

Offered at $274,500 ! SUMMER Sale!!! WATERFRONT! Buy it while it is still available! Summer is here and what better way then to spend it by the river at this incredible property? Renovated and beautiful ONE LEVEL LIVING . WATERFRONT Rambler and BOAT-HOUSE with frontage on White Point Creek, Yeocomico River and access to the Potomac River at Pretty Point. Low-maintenance exterior with attached screened porch and storage rooms. Two bedrooms, eat-in kitchen, living room, and office/den area. Affordable and easy to maintain! New: roof(2018), siding(2016), windows, upgraded kitchen with gas stove and Corian counter tops, central vacuum. Artesian well. Electricity -Dominion, telephone - Atlantic Broadband, Internet - Atlantic Broadband, DirectTV, Propane- Revere Gas, 30 gallons water heater, Gas (propane) furnace for back up heat Insulation: fiberglass/cellulose/foam. Membership - Voluntary. Six additional lots are available for $19,500.

Last Agent to Sell the Property

Svetlana Moran

(540) 538-5486 msvetlana@gmail.com Keller Williams Capital Properties License #0225086784 Listed on: 03/06/2019

Keller Williams Capital Properties

Last Buyer's Agent

Mollie Cramer

(540) 841-4612 molliejcramer@gmail.com Samson Properties License #0225191028

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $998

Year Built

  • Built in 1970

Lot Details

  • 0.3 Acre Lot
  • 140 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Southeast Facing Home
  • Six additional lots are available for $19,500.

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Entry on the 1st floor
  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,079 Sq Ft Home
  • Property has 1 Level
  • Central Vacuum
  • Double Pane Windows
  • Window Treatments
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Screened Porch
  • Water Views
  • Crawl Space
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer Hookup

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Screened Patio
  • Outbuilding

Schools

  • Washington & Lee High School

Utilities

  • Central Air
  • Cooling System Utilizes Bottled Gas
  • Heat Pump System
  • Back Up Gas Heat Pump System
  • Heating System Powered By Leased Propane
  • Well
  • Tankless Water Heater
  • Private Sewer
  • Phone Available
  • Satellite Dish

Listing and Financial Details

  • Tax Lot 94 & 93A
  • Assessor Parcel Number 49C 1 94 & 93A

Community Details

Overview

  • No Home Owners Association
  • Pretty Point Subdivision

Recreation

  • 1 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$998

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1970
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Gas, Refrigerator, Washer/Dryer Hookups Only, Water Heater, Water Heater - Tankless
  • Entry Floor: 1
  • Flooring Type: Hardwood, Laminated, Carpet
  • Interior Amenities: Kitchen - Eat-In, Central Vacuum, Combination Kitchen/Dining, Kitchen - Island, Primary Bath(s), Walk-In Closet(s), Window Treatments, Upgraded Countertops, Primary Bedroom - Bay Front, Entry Level Bedroom
  • Window Features: Double Pane
  • Fireplace: No
  • Door Features: Storm
  • Foundation Details: Crawl Space, Slab
  • Levels Count: 1
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Study, Laundry, Bathroom 2, Primary Bathroom, Screened Porch
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 1079
  • Living Area Sq Ft: 1079
  • Price Per Sq Ft: 254.40
  • Above Grade Finished Sq Ft: 1079
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s), Satellite Dish, Private Beach
  • Roof: Composite
  • View: Water
  • Water Access Features: Private Access, Fishing Allowed, Boat - Powered, Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: White Point Creek,Yeocomico River to Potomac River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 140

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Bottled Gas
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Heat Pump(s), Heat Pump - Gas Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Sewer
  • Utilities: Electric Available, Phone
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: WASHINGTON & LEE
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Additional Parcels: Yes
  • Additional Parcels Description: Six additional lots are available for $19,500.
  • Improvement Assessed Value: 80100.00
  • Land Assessed Value: 81000.00
  • Lot Size Acres: 0.30
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13068.00
  • Outdoor Living Structures: Porch(es), Screened
  • Zoning: RESIDENTIAL
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Multi Family

  • Waterfront Features: Private Dock Site

Tax Info

  • Assessor Parcel Number: 19764507
  • Tax Annual Amount: 998.00
  • Assessor Parcel Number: 49C 1 94 & 93A
  • Tax Lot: 94 & 93A
  • Tax Year: 2017

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2019
Closed on
Jul 10, 2020
Sold by
Harvey Kim F and Harvey Nataliya V
Bought by
Cook Wilson
Seller's Agent
Svetlana Moran
Keller Williams Capital Properties
Buyer's Agent
Mollie Cramer
Samson Properties
List Price
$298,500
Sold Price
$275,000
Premium/Discount to List
-$23,500
-7.87%
Current Estimated Value
$375,331

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,331
Avg. Annual Appreciation
5.96%
Original Mortgage
$247,500
Outstanding Balance
$219,874
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$155,457
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cook Wilson $275,000 Title Professionals Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cook Wilson $247,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/21/2020 07/21/20 Sold $275,000 0.0% $255 / Sq Ft
06/26/2020 06/26/20 Off Market $275,000 -- --
04/03/2020 04/03/20 Price Changed $274,500 -8.0% $254 / Sq Ft
01/22/2020 01/22/20 For Sale $298,500 +8.5% $277 / Sq Ft
12/19/2019 12/19/19 Off Market $275,000 -- --
09/08/2019 09/08/19 Price Changed $298,500 -0.2% $277 / Sq Ft
03/06/2019 03/06/19 For Sale $299,000 -- $277 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,472 $216,400 $81,000 $135,400
2023 $1,342 $216,400 $81,000 $135,400
2022 $1,342 $216,400 $81,000 $135,400
2021 $1,224 $161,100 $81,000 $80,100
2020 $1,224 $161,100 $81,000 $80,100
2019 $1,047 $161,100 $81,000 $80,100
2018 $983 $161,100 $81,000 $80,100
2017 -- $161,100 $81,000 $80,100
2016 $967 $161,100 $81,000 $80,100
2015 -- $168,700 $81,000 $87,700
2014 -- $0 $0 $0
2013 -- $168,700 $81,000 $87,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE111938

Bright MLS

APN: 49C-1-94