NOT LISTED FOR SALE

40 White Cloud Dr Murphy, NC 28906

Murphy Area

Estimated Value: $332,602 - $382,000

2 Beds
2 Baths
1,224 Sq Ft
$288/Sq Ft Est. Value

Sale Details

Date Sold: January 29, 2026

Last sale price $340,000 $278 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,064 / mo

196 Days on Market

Highlights

  • Gated Community
  • Lake Privileges
  • Wood Flooring
  • Lake View
  • Vaulted Ceiling
  • Attic

About This Home

As of January 2026

Imagine waking up each morning to breathtaking lake and mountain views. This private FULLY FURNISHED lakeview home offers an open floor plan, soaring vaulted ceilings that create a sense of space ad tranquility. The cozy fireplace in the great room is ideal for those cool mountain evenings and a perfect spot to gather with loved ones. The spacious kitchen with island seamlessly flows into the great room—perfect for hosting unforgettable gatherings with family and friends. As the sun sets, transition to the cozy dining area, an enchanting space designed for intimate dinners and cherished memories. Retreat to the large master suite where you can unwind and enjoy the views. The guest room provides the perfect space for family and friends. The Bear Paw community offers an unparalleled lifestyle with access to a private marina, sparkling pool, tennis courts, and a welcoming clubhouse—all secured by a 24-hour guarded gate for your peace of mind. Whether you're seeking adventure on the water or relaxation under the stars, this haven has it all. Every detail of this home has been crafted for a lifestyle of comfort and joy. Whether your sipping your morning coffee on the deck, taking in the picturesque scenery, or curling up by the fire with a good book, this residence is more than just a home, it's a sanctuary. Let your dream home become your reality!

Last Agent to Sell the Property

The Dupree Real Estate Group

REMAX Town & Country - Murphy Listed on: 06/17/2025

Last Buyer's Agent

Sharon Snyder

Mountain View Lane Realty License #276982

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,604

Year Built

  • Built in 2002

Lot Details

  • 10,890 Sq Ft Lot
  • Property is zoned PD Planned Development

Parking

  • No Garage

Home Design

  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,224 Sq Ft Home
  • 1.5-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Dining Area
  • Lake Views
  • Crawl Space
  • Attic

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Lake Privileges

Schools

  • Hiwassee Dam Middle School
  • Hiwassee Dam High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Fiber Optics Available

Listing and Financial Details

  • Assessor Parcel Number 455408983063000

Community Details

Overview

  • Property has a Home Owners Association
  • Bear Paw Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,604

Year Built

Built in 2002

Lot Details

0.25 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 2002
  • View: Lake
  • Appliances: Built-In Microwave, Washer, Refrigerator, Range, Dryer, Dishwasher
  • Original List Price: 379000.00
  • Unit Levels: One and One Half
  • Living Area: 1224.00
  • List Price Per Sqft: 309.64
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Walk-in Closet(s), Vaulted Ceiling(s), Ceiling Fan(s), Furnished, Walk-In Closet(s)
  • Furnished: Furnished
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Total Bedrooms: 6
  • Room Types: Laundry, Dining Area
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 2.00
  • Attic Features: Access Only

Exterior Features

  • Exterior Finish: Wood Siding
  • Fencing: None
  • Roof: Composition
  • Road Frontage Type: Paved
  • Road Surface Type: Paved
  • Foundation Details: Crawl Space

Garage/Parking

  • Has Attached Garage?: No
  • Has Attached Garage?: No
  • Parking Features: Asphalt, No Garage

Utilities

  • Utilities: Fiber Optic
  • Water Heater: Electric
  • Heating System Fuel Source: Electric
  • Water Source: Community Water
  • Cooling: Central Air
  • Has Cooling?: Yes
  • Heating: Fireplace(s), Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer Provider: Septic Tank

Condo/Co-op/Association

  • Association Amenities: Gated, Maintenance Roads, Water
  • Has H O A?: Yes

Schools

  • High School: Hiwassee Dam
  • Middle Or Junior School: Hiwassee Dam

Lot Info

  • Deed Book: 1752
  • Zoning: PD Planned Development
  • Lot Features: Lake Privileges
  • Lot Size Acres: 0.25
  • Lot Size Sq Ft: 10890.00
  • Parcel#: 455408983063000
  • Permitted Use: Public

Rental Info

  • Lease Term: Short Term Lease

Tax Info

  • Tax Year: 2025
  • Tax Amount: 1603.92

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2025
Closed on
Jan 28, 2026
Sold by
Bought by
Seller's Agent
The Dupree Real Estate Group
REMAX Town & Country - Murphy
Buyer's Agent
Sharon Snyder
Mountain View Lane Realty
List Price
$379,000
Sold Price
$340,000
Premium/Discount to List
-$39,000
-10.29%
Current Estimated Value
$351,901

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,901
Avg. Annual Appreciation
6.98%

Purchase Details

Closed on
Mar 5, 2024
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,820
Interest Rate
6.69%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,100
Interest Rate
3.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 18, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,000
Interest Rate
6.14%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$340,000 None Listed On Document
$320,000 None Listed On Document
$159,000 None Available
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $287,820
Previous Owner $139,100
Previous Owner $86,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/29/2026 01/29/26 Sold $340,000 -10.3% $278 / Sq Ft
12/30/2025 12/30/25 Pending -- -- --
06/17/2025 06/17/25 For Sale $379,000 -- $310 / Sq Ft
Source: Hive MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,514 $129,300 $0 $0
2024 $16 $127,490 $0 $0
2023 $1,709 $127,490 $0 $0
2022 $1,709 $127,490 $0 $0
2021 $1,452 $127,490 $12,000 $115,490
2020 $1,378 $127,490 $0 $0
2019 $1,654 $147,730 $0 $0
2018 $1,661 $147,730 $0 $0
2017 $1,676 $147,730 $0 $0
2016 $1,684 $147,730 $0 $0
2015 $1,436 $147,730 $75,000 $72,730
2012 -- $147,730 $75,000 $72,730
Source: Public Records

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Map

Source: Hive MLS

MLS Number: 98524511

Hive MLS

APN: 4554-08-98-3063-000

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