400 E Cross St Baltimore, MD 21230
Riverside NeighborhoodEstimated payment $3,898/month
Highlights
- Very Popular Property
- Wood Flooring
- No HOA
- Traditional Architecture
- 1 Fireplace
- 3-minute walk to Henry Street Dog Park
About This Home
**Offer deadline 11/14 at 3pm**. Live & Earn Income! This awesome Federal Hill corner lot home offers 3 bedrooms, 2.5 baths PLUS a separate basement apartment with 1 bedroom, 1 bath, large living area and full kitchen/dining - ideal for rental income- long term tenant or Airbnb! Situated in a coveted location a couple blocks off of the water and Federal Hill park, the main level welcomes you with impressive high ceilings that create an expansive space on the first floor. There's an oversized living room with wood floors and wood burning fireplace and a versatile elevated seating nook that would be great as an office space, library, or gaming area. There's a separate dining room with the classic Baltimore brick walls and a pass through to the kitchen. The kitchen has white cabinets, granite countertops and a built in breakfast nook with bench. Tucked off the kitchen is a walk in pantry and half bathroom- a treat in a city rowhome! Upstairs, you'll find an additional flex space with built in desk and shelving- perfect for another work space. The primary bedroom suite features a spacious walk-in closet and an en-suite bathroom with lots of natural light. There are two more light-filled bedrooms on this floor with hardwood floors, a decorative fireplace and large windows. From the upper hallway, ascend the spiral staircase to your private rooftop deck with awesome water and city views. Perfect views for fireworks! Location couldn't be better - walking distance to the Inner Harbor, Cross Street Market, diverse dining options, vibrant nightlife, both stadiums, plus easy highway access to I-95 and I-695. 3 ways to own!
-buy as an investment, rent out both and cash flow monthly
- live upstairs and rent out the basement (long term for Airbnb) for extra income
- live downstairs and rent out upstairs which would cover much of the mortgage
Listing Agent
(518) 496-5674 molly.reed@penfedrealty.com Compass License #0679817 Listed on: 10/30/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $11,670
Year Built
- Built in 1850
Lot Details
- 1,307 Sq Ft Lot
- Ground Rent of $72 semi-annually
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Brick Foundation
Interior Spaces
- Property has 3 Levels
- 1 Fireplace
- Window Treatments
- Wood Flooring
- Laundry on upper level
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
Bedrooms and Bathrooms
Finished Basement
- Walk-Out Basement
- Exterior Basement Entry
- Natural lighting in basement
Utilities
- Central Heating and Cooling System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Federal Hill Historic District Subdivision
Listing and Financial Details
- Tax Lot 027
- Assessor Parcel Number 0324011915 027
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,615 | $494,500 | $80,000 | $414,500 |
| 2024 | $11,615 | $494,500 | $80,000 | $414,500 |
| 2023 | $13,552 | $577,000 | $80,000 | $497,000 |
| 2022 | $13,549 | $574,100 | $0 | $0 |
| 2021 | $13,480 | $571,200 | $0 | $0 |
| 2020 | $13,412 | $568,300 | $80,000 | $488,300 |
| 2019 | $13,348 | $568,300 | $80,000 | $488,300 |
| 2018 | $11,952 | $568,300 | $80,000 | $488,300 |
| 2017 | $11,614 | $579,200 | $0 | $0 |
| 2016 | $10,140 | $550,600 | $0 | $0 |
| 2015 | $10,140 | $522,000 | $0 | $0 |
| 2014 | $10,140 | $493,400 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/30/2025 10/30/25 | For Sale | $555,000 | +3.7% | $162 / Sq Ft | |
| 06/28/2021 06/28/21 | Sold | $535,000 | -0.1% | $156 / Sq Ft | View Prior Sale |
| 05/16/2021 05/16/21 | Pending | -- | -- | -- | |
| 05/07/2021 05/07/21 | For Sale | $535,500 | -- | $156 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Assignment Deed | $535,000 | Lakeside Title Company | |
| Deed | -- | -- | |
| Deed | $498,000 | -- | |
| Deed | $250,000 | -- | |
| Deed | $248,000 | -- | |
| Deed | $40,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $428,000 | New Conventional |
Source: Bright MLS
MLS Number: MDBA2189172
APN: 1915-027
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