NOT LISTED FOR SALE

400 E Cross St Baltimore, MD 21230

Federal Hill Neighborhood

Estimated Value: $462,000 - $556,912

4 Beds
3.5 Baths
3,428 Sq Ft
$149/Sq Ft Est. Value

Sale Details

Date Sold: June 28, 2021

Last sale price $535,000 $156 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $3,727 / mo

9 Days on Market

Highlights

  • Curved or Spiral Staircase
  • Deck
  • 2 Fireplaces
  • Federal Architecture
  • Wood Flooring
  • 3-minute walk to Henry Street Dog Park

About This Home

As of June 2021

HUGE!! A primary Residence AND a rental property for the price of one! Historic Federal Hill 3 Bedroom 2.5 Bath home in prime location w/ bonus separate 1 bed 1 bath full kitchen basement apartment!!!  The main floor of this home features soaring ceilings that give this space a truly grand feel, hardwood floors, wood burning fireplace,  crown molding, additional platform seating area perfect for home office, kitchen w/ new granite countertops, fresh paint, and built-in seating, dining area half bath and pantry area complete the main floor.  The upper level boasts 3 large bedrooms & 2 full baths, including the Primary suit w/fresh carpet, walk in closet, and new flooring in the en-suite bath.  The upper level landing area provides access to the roof top deck via spiral staircase, for truly magical views of the city, perfect for entertaining or just relaxing in the fresh air.  This home is close to everything, harbor, Cross St Market, restaurants, night life, stadiums, 95 & 695.  The basement apartment was previously rented for $1,300 per month.

Last Agent to Sell the Property

Annie Balcerzak

(443) 275-7188 Anniebmorere@gmail.com AB & Co Realtors, Inc. Listed on: 05/07/2021

Last Buyer's Agent

Tom Williams

(443) 275-7188 tomwilliams@balzre.com AB & Co Realtors, Inc. License #677723

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 1850

Lot Details

  • 1,307 Sq Ft Lot
  • Ground Rent of $72 per year
  • Property is in very good condition

Parking

  • On-Street Parking

Home Design

  • Federal Architecture
  • Brick Exterior Construction

Interior Spaces

  • Property has 3 Levels
  • Curved or Spiral Staircase
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • 2 Fireplaces
  • Fireplace Mantel
  • Brick Fireplace
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Gas Oven or Range
  • Cooktop with Range Hood
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Front Basement Entry
  • Laundry in Basement

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Federal Hill Historic District Subdivision

Listing and Financial Details

  • Tax Lot 027
  • Assessor Parcel Number 0324011915 027

Townhouse Details

Home Type

Townhome

Year Built

Built in 1850

Lot Details

1,307 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Federal
  • Ownership: Ground Rent
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1850
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Range Hood, Washer
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Built-Ins, Breakfast Area, Carpet, Ceiling Fan(s), Crown Moldings, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Stall Shower, Tub Shower, Upgraded Countertops, Wood Floors, Dining Area, Spiral Staircase
  • Fireplace Features: Brick, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Front Entrance
  • Laundry Type: Basement, Upper Floor
  • Total Sq Ft: 3752
  • Living Area Sq Ft: 3428
  • Price Per Sq Ft: 211.83
  • Above Grade Finished Sq Ft: 2528
  • Below Grade Finished Sq Ft: 900
  • Below Grade Sq Ft: 324
  • Total Below Grade Sq Ft: 1224
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 497000.00
  • Land Assessed Value: 80000.00
  • Lot Size Acres: 0.03
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1306.80
  • Outdoor Living Structures: Deck(s), Roof
  • Property Condition: Very Good
  • Zoning: R-8
  • In City Limits: Yes

Rental Info

  • Ground Rent Amt: 72.00
  • Ground Rent Pymnt Freq: Annually
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 13026474
  • Tax Annual Amount: 13411.00
  • Assessor Parcel Number: 0324011915 027
  • Tax Lot: 027
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021

MLS Schools

  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2021
Closed on
Jun 25, 2021
Sold by
Bought by
Seller's Agent
Annie Balcerzak
AB & Co Realtors, Inc.
Buyer's Agent
Tom Williams
AB & Co Realtors, Inc.
List Price
$535,500
Sold Price
$535,000
Premium/Discount to List
-$500
-0.09%
Current Estimated Value
$509,456

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$25,544
Avg. Annual Appreciation
-0.98%
Original Mortgage
$428,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 13, 2009
Sold by
Bought by

Purchase Details

Closed on
Sep 8, 2003
Sold by
Bought by

Purchase Details

Closed on
Nov 4, 1998
Sold by
Bought by

Purchase Details

Closed on
Aug 25, 1997
Sold by
Bought by

Purchase Details

Closed on
Jan 29, 1997
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$535,000 Lakeside Title Company
-- --
$498,000 --
$250,000 --
$248,000 --
$40,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $428,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/28/2021 06/28/21 Sold $535,000 -0.1% $156 / Sq Ft
05/16/2021 05/16/21 Pending -- -- --
05/07/2021 05/07/21 For Sale $535,500 -- $156 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,615 $494,500 $80,000 $414,500
2024 $11,615 $494,500 $80,000 $414,500
2023 $13,552 $577,000 $80,000 $497,000
2022 $13,549 $574,100 $0 $0
2021 $13,480 $571,200 $0 $0
2020 $13,412 $568,300 $80,000 $488,300
2019 $13,348 $568,300 $80,000 $488,300
2018 $11,952 $568,300 $80,000 $488,300
2017 $11,614 $579,200 $0 $0
2016 $10,140 $550,600 $0 $0
2015 $10,140 $522,000 $0 $0
2014 $10,140 $493,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Annie Balcerzak

    Seller's Agent in 2021

    Annie Balcerzak

    AB & Co Realtors, Inc.

    (410) 627-8998

    11 in this area

    481 Total Sales

    Annie Balcerzak
    Section Image

  • T

    Buyer's Agent in 2021

    Tom Williams

    AB & Co Realtors, Inc.

    (202) 302-6860

    2 in this area

    89 Total Sales

    Tom Williams
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDBA550098

Bright MLS

APN: 1915-027

Maryland Baltimore City County Baltimore 21230 Federal Hill

400 E Cross St, Baltimore, MD

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.