NOT LISTED FOR SALE

400 Ridge St Wilmington, IL 60481

Estimated Value: $263,000 - $345,000

5 Beds
2 Baths
-- Sq Ft
10,019 Sq Ft Lot

Last Sold September 03, 2020

Last sale price $225,000

Est. 39% increase in value since last sale

Current estimated payment $2,202/month

2 Days on Market

Highlights

  • Main Floor Bedroom
  • Bonus Room
  • Attached Garage
  • L.J. Stevens Intermediate School Rated A-
  • Stainless Steel Appliances
  • Bathroom on Main Level

About This Home

As of September 2020

Enjoy this beautiful 5 bedroom 2 bathroom Cape Cod beauty! Full rehabbed & ready to move in! Featuring new carpet, fresh paint, SS appliances, updated counter tops, butcher block kitchen island, laundry room, fenced in back yard, storage shed, attached 2 car garage, living room and family room with fireplace... the list goes on and on! Close proximity to the school, restaurants, shopping...Quick closing possible! Make an appointment to view today!

Last Agent to Sell the Property

Robert Findlay

Findlay Real Estate Group Inc License #471019089 Listed on: 07/27/2020

Co-Listed By

Daniel O'Leary

Keller Williams Infinity License #475182678

Last Buyer's Agent

Ivana Longest

@properties Christie's International Real Estate License #475154124

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,206

Year Renovated

  • 2019

Lot Details

  • 10,019

Parking

  • Attached Garage
  • Garage Is Owned

Home Design

  • Frame Construction

Interior Spaces

  • Wood Burning Fireplace
  • Bonus Room
  • Crawl Space
  • Laundry on main level

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Bathroom on Main Level

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,206

Year Renovated

2019

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Recent Rehab: Yes
  • Age: Unknown
  • Full Bathrooms: 2
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Rehab Year: 2019
  • Total Full or Half Bathrooms: 2
  • Type Detached: 1.5 Story
  • Estimated Year Built: U
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2019

Interior Features

  • Interior Property Features: 1st Floor Bedroom, 1st Floor Laundry, 1st Floor Full Bath
  • Number Of Rooms: 9
  • Living Room: Dimensions: 15X13, On Level: Main Level, Windows: Curtains/Drapes
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, All Stainless Steel Kitchen Appliances
  • Fireplace Details: Wood Burning
  • Fireplace Location: Family Room
  • Basement: Crawl
  • Bedrooms All Levels: 5
  • Above Grade Bedrooms: 5
  • Laundry: Dimensions: 5X7, On Level: Main Level, Windows: None
  • Kitchen Type: Dimensions: 11X13, On Level: Main Level, Windows: Curtains/Drapes
  • Additional Rooms: Bonus, 5th Bedroom
  • Master Bedroom: Dimensions: 14X20, On Level: 2nd Level, Windows: All
  • Additional Room 1 Name: 5th Bdrm, Dimensions: 12X10, On Level: Main Level, Windows: Curtains/Drapes
  • Additional Room 2 Name: Bonus, Dimensions: 20X23, On Level: 2nd Level
  • Bedroom 2: Dimensions: 9X12, On Level: 2nd Level, Windows: None
  • Bedroom 3: Dimensions: 11X11, On Level: 2nd Level, Windows: None
  • Bedroom 4: Dimensions: 14X12, On Level: Main Level, Windows: All
  • Family Room: Dimensions: 11X19, On Level: Main Level, Windows: None

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Frame
  • Acreage: 0.23

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Special Assessments: U

Schools

  • School District: 209U
  • Junior High Dist: 209U

Lot Info

  • Lot Dimensions: 10200
  • Parcel Identification Number: 3173621300400000

Tax Info

  • Taxes: 4960.08

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 27, 2020
Closed on
Sep 1, 2020
Sold by
Favero Blake Douglas and Michaels Zachary Ryan
Bought by
Morales Salvador Sanchez and Sanchez Brooke L
Seller's Agent
Robert Findlay
Findlay Real Estate Group Inc
Buyer's Agent
Ivana Longest
@properties Christie's International Real Estate
List Price
$229,900
Sold Price
$225,000
Premium/Discount to List
-$4,900
-2.13%
Current Estimated Value
$311,700

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$86,700
Avg. Annual Appreciation
6.56%
Original Mortgage
$220,924
Outstanding Balance
$197,762
Interest Rate
2.75%
Mortgage Type
FHA
Estimated Equity
$111,790

Purchase Details

Closed on
Jul 22, 2019
Sold by
Pennymac Laon Services Llc
Bought by
Michaels Zachary Ryan and Favero Blake Douglas

Purchase Details

Closed on
May 24, 2019
Sold by
Haga David W
Bought by
Pennymac Loan Services Llc

Purchase Details

Listed on
Oct 7, 2016
Closed on
Jan 17, 2017
Sold by
Allred Russell A and Allred Leslie J
Bought by
Haga David W
Seller's Agent
Dawn Fox
Pro Real Estate
Buyer's Agent
Aaron Tidmore
RE/MAX Ultimate Professionals
List Price
$199,900
Sold Price
$178,000
Premium/Discount to List
-$21,900
-10.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.61%
Original Mortgage
$174,775
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 22, 2013
Closed on
Nov 20, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Allred Russell A
Seller's Agent
Donald Benkendorf
RE/MAX 10
Buyer's Agent
Dawn Fox
Pro Real Estate
List Price
$164,900
Sold Price
$157,100
Premium/Discount to List
-$7,800
-4.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.12%
Original Mortgage
$154,254
Interest Rate
4.23%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 25, 2013
Sold by
Crescenti Kevin J
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Feb 6, 2013
Sold by
Crescenti Kevin J
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Mar 18, 2005
Sold by
Girot Steven and Girot Tisha
Bought by
Crescenti Kevin J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,600
Interest Rate
5.61%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 29, 1998
Sold by
Va
Bought by
Girot Steven and Girot Tisha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,200
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 20, 1998
Sold by
Ward Brendan D
Bought by
Va
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Morales Salvador Sanchez $225,000 Chicago Title
Michaels Zachary Ryan $136,000 None Available
Pennymac Loan Services Llc -- Attorney
Haga David W $178,000 Fidelity National Title Ins
Allred Russell A $157,100 Attorneys Title Guaranty Fun
Federal Home Loan Mortgage Corporation -- None Available
Wells Fargo Bank Na $163,000 None Available
Crescenti Kevin J $187,000 First American Title
Girot Steven -- --
Va -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Morales Salvador Sanchez $220,924
Previous Owner Fagero Blake Douglas $140,000
Previous Owner Haga David W $174,775
Previous Owner Allred Russell A $154,254
Previous Owner Crescenti Kevin J $149,600
Previous Owner Girot Steven E $27,000
Previous Owner Girot Steven E $100,600
Previous Owner Girot Steven E $15,120
Previous Owner Girot Steven $100,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/03/2020 09/03/20 Sold $225,000 -2.1% --
07/29/2020 07/29/20 Pending -- -- --
07/27/2020 07/27/20 For Sale $229,900 +29.2% --
01/18/2017 01/18/17 Sold $178,000 -6.3% $77 / Sq Ft
11/28/2016 11/28/16 Pending -- -- --
11/02/2016 11/02/16 Price Changed $189,900 -5.0% $82 / Sq Ft
10/07/2016 10/07/16 For Sale $199,900 +27.2% $86 / Sq Ft
12/16/2013 12/16/13 Sold $157,100 +0.1% $68 / Sq Ft
11/12/2013 11/12/13 Pending -- -- --
10/25/2013 10/25/13 Price Changed $157,000 -4.8% $68 / Sq Ft
08/22/2013 08/22/13 For Sale $164,900 -- $71 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,206 $85,229 $14,112 $71,117
2022 $5,499 $77,179 $12,779 $64,400
2021 $5,205 $72,029 $11,926 $60,103
2020 $5,123 $70,135 $11,612 $58,523
2019 $5,059 $68,753 $11,383 $57,370
2018 $4,960 $67,188 $11,124 $56,064
2017 $4,645 $62,763 $10,391 $52,372
2016 $4,453 $60,660 $9,546 $51,114
2015 $4,529 $59,210 $9,318 $49,892
2014 $4,529 $59,808 $9,412 $50,396
2013 $4,529 $63,734 $10,030 $53,704
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10796031

Midwest Real Estate Data (MRED)

APN: 03-17-36-213-004