NOT LISTED FOR SALE

400 W 7th St Mount Vernon, IN 47620

Estimated Value: $107,000 - $142,000

2 Beds
1 Bath
1,225 Sq Ft
$103/Sq Ft Est. Value

Last Sold April 17, 2024

Last sale price $127,000 $104 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $710/month

2 Days on Market

Highlights

  • Primary Bedroom Suite
  • 1.5 Car Attached Garage
  • Covered Deck
  • Ranch Style House
  • Eat-In Kitchen
  • Tile Flooring

About This Home

As of April 2024

Hurry! this 2 bedroom home with 1 full bath and many updates in the heart of Mt.Vernon that's move in ready won't last long! Enjoy the spacious living room which leads into the eat-in kitchen. The bedrooms offer plenty of space and closet storage. You'll notice the generously sized breeze way with a fireplace that could be used as a recreational room. The breeze way is connected to the attached garage. You'll also notice the wide carport in the driveway next to the garage. The fenced in backyard offers plenty of space with a deck and also a 16x10 storage shed which already has electricity connected to it. Updates per the seller: New AC Unit and Chain Link Fence 2023, Refrigerator and Stove 2021, Water Heater, Yard Barn, and Carport 2018, Furnace 2017, Roof 2016. Seller is also offering a 2 year home warranty. Washer & Dryer are included. Be sure and don't miss out on this one!

Last Agent to Sell the Property

Deanne Naas

F.C. TUCKER EMGE Brokerage Phone: 812-479-0801 Listed on: 03/12/2024

F.C. TUCKER EMGE

Last Buyer's Agent

Carolyn Ellis

ERA FIRST ADVANTAGE REALTY, INC

ERA FIRST ADVANTAGE REALTY, INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $606

Year Built

  • Built in 1960

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 70x100
  • Chain Link Fence
  • Landscaped
  • Level Lot

Parking

  • 1.5 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Shingle Roof
  • Rolled or Hot Mop Roof
  • Vinyl Construction Material

Interior Spaces

  • Ceiling Fan
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Screen For Fireplace
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Laminate Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Suite
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Covered Deck

Schools

  • West Elementary School
  • Mount Vernon Middle School
  • Mount Vernon High School

Utilities

  • Forced Air Heating and Cooling System
  • Window Unit Cooling System
  • Heating System Uses Gas

Community Details

  • James & Hovey Subdivision

Listing and Financial Details

  • Assessor Parcel Number 65-27-08-211-075.000-018

Home Details

Home Type

Single Family

Est. Annual Taxes

$606

Year Built

Built in 1960

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1960
  • Age: 64
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 6
  • Bedrooms: 2
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: JAMES & HOVEY PT LOT 89
  • Parcel Number ID: 65-27-08-211-075.000-018
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Countertops-Laminate, Deck Covered, Detector-Smoke, Dryer Hook Up Electric, Dryer Hook Up Gas/Elec, Eat-In Kitchen, Landscaped, Range/Oven Hook Up Elec, Main Level Bedroom Suite, Main Floor Laundry, Washer Hook-Up
  • Sp Lp Percent: 101.68
  • Year Taxes Payable: 2024
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1225
  • Total Finished Sq Ft: 1225
  • Above Grade Finished Sq Ft: 1225
  • Price Per Sq Ft: 103.67
  • Basement Foundation: Crawl
  • Number Of Fireplaces: 1
  • Fireplace: Den, Fireplace Screen/Door, Wood Burning, One, Fireplace Insert
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Living Great Room: Dimensions: 15x14, On Level: Main
  • Kitchen: Dimensions: 14x11, On Level: Main
  • Bedroom 1: Dimensions: 12x11, On Level: Main
  • Bedroom 2: Dimensions: 12x11, On Level: Main
  • Other Room1: Breeze Way, Dimensions: 20x14, On Level: Main
  • Main Level Sq Ft: 1225
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Rolled, Shingle
  • Outbuilding1: Shed, Dimensions: 16x10
  • Fence: Chain Link

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 1.5
  • Garage Size: Dimensions: 12x20
  • Garage Sq Ft: 240
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air, Window
  • Heating Fuel: Gas, Forced Air
  • Sewer: Public
  • Water Utilities: Public
  • Laundry: Dimensions: Mainx6, On Level: 10

Schools

  • School District: MSD of Mount Vernon
  • Elementary School: West
  • Middle School: Mount Vernon
  • High School: Mount Vernon
  • Elementary School: West

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 70x100
  • Estimated Lot Sq Ft: 6970
  • Estimated Lot Size Acres: 0.16

Tax Info

  • Annual Taxes: 606.16
  • Exemptions: Homestead

MLS Schools

  • High School: Mount Vernon
  • Middle School: Mount Vernon
  • School District: MSD of Mount Vernon

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2024
Closed on
Apr 17, 2024
Sold by
Bell James P
Bought by
Kelley Madelynne M
Seller's Agent
Deanne Naas
F.C. TUCKER EMGE
Buyer's Agent
Carolyn Ellis
ERA FIRST ADVANTAGE REALTY, INC
List Price
$124,900
Sold Price
$127,000
Premium/Discount to List
$2,100
1.68%
Views
70
Current Estimated Value
$126,052

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$948
Avg. Annual Appreciation
-0.49%
Original Mortgage
$120,650
Outstanding Balance
$118,847
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$7,205

Purchase Details

Closed on
Aug 26, 2022
Sold by
Bell James P
Bought by
Bell James P and Austin Chelsea R

Purchase Details

Listed on
Nov 16, 2016
Closed on
Jan 26, 2017
Sold by
Clayton James W and Clayton Carol S
Bought by
Bell James P
Seller's Agent
Rick Mileham
ERA FIRST ADVANTAGE REALTY, INC
Buyer's Agent
Larry Davis
POSEY COUNTY REALTY
List Price
$59,900
Sold Price
$58,200
Premium/Discount to List
-$1,700
-2.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.26%
Original Mortgage
$52,380
Interest Rate
4.32%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 7, 2012
Closed on
Dec 31, 2012
Sold by
Rudibaugh Kenneth Dean and Rudibaugh Courtney Lynn
Bought by
Clayton James W and Clayton Carol S
Seller's Agent
Linda Dickens
F.C. TUCKER/SHRODE
Buyer's Agent
Ron Ellison
Berry & Associates Realty
List Price
$66,900
Sold Price
$57,000
Premium/Discount to List
-$9,900
-14.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.51%
Original Mortgage
$55,967
Interest Rate
3.37%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 24, 2012
Sold by
Barnes Lorelei L and Estate Of Roger D Barnes
Bought by
Rudibaugh Kenneth Dean and Rudibaugh Courtney Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,820
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 5, 2010
Sold by
Barnes Lorelei L
Bought by
Rudibaugh Kenneth D
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kelley Madelynne M $127,000 None Listed On Document
Bell James P -- None Listed On Document
Bell James P -- None Available
Clayton James W -- Total Title Services Llc
Rudibaugh Kenneth Dean -- None Available
Rudibaugh Kenneth D $55,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kelley Madelynne M $120,650
Previous Owner Bell James P $52,380
Previous Owner Clayton James W $55,967
Previous Owner Rudibaugh Kenneth Dean $45,820
Closed Rudibaugh Kenneth D $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/17/2024 04/17/24 Sold $127,000 +1.7% $104 / Sq Ft
03/14/2024 03/14/24 Pending -- -- --
03/12/2024 03/12/24 For Sale $124,900 +114.6% $102 / Sq Ft
01/26/2017 01/26/17 Sold $58,200 -2.8% $62 / Sq Ft View Prior Sale
12/09/2016 12/09/16 Pending -- -- --
11/16/2016 11/16/16 For Sale $59,900 +5.1% $63 / Sq Ft
12/31/2012 12/31/12 Sold $57,000 -14.8% $47 / Sq Ft View Prior Sale
11/23/2012 11/23/12 Pending -- -- --
09/07/2012 09/07/12 For Sale $66,900 -- $55 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $524 $60,500 $6,000 $54,500
2023 $606 $72,500 $6,000 $66,500
2022 $509 $67,900 $6,000 $61,900
2021 $477 $63,000 $6,000 $57,000
2020 $446 $58,400 $5,900 $52,500
2019 $423 $56,800 $5,900 $50,900
2018 $392 $54,200 $5,900 $48,300
2017 $0 $54,100 $6,400 $47,700
2016 -- $55,400 $6,400 $49,000
2014 -- $57,200 $6,400 $50,800
2013 -- $59,400 $8,100 $51,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202408076

Indiana Regional MLS

APN: 65-27-08-211-075.000-018