NOT LISTED FOR SALE

400 W Mill St Ruma, IL 62278

Estimated Value: $253,000 - $375,000

4 Beds
2.5 Baths
2,617 Sq Ft
$124/Sq Ft Est. Value

Last Sold March 26, 2021

Last sale price $238,000 $91 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $2,139/month

3 Days on Market

Highlights

  • Craftsman Architecture
  • Center Hall Plan
  • Wooded Lot
  • Deck
  • Lake, Pond or Stream
  • Main Floor Primary Bedroom

About This Home

As of March 2021

If you are looking for a home in the country this could be the one. Cap Cod style that features a large entry area. Formal living room to the right and formal dining to the left. Center hallway with storage leads to the kitchen/breakfast area wit a built in wooden rolltop desk ad wood shelving. Large family room features a wood burning fireplace and a walk out to a large wooden deck overlooking a pond and wooded area. Main floor Master Bedroom has a large closet and opens to another Private deck. Upper level has 3 nice bedrooms and a full bath. here is a small office area an a large bonus room for a recreation area. Separate heating and cooling for each level. Attic fan and central vacuum system on both levels. 2 car attached garage and a 1 car detached garage. Walking path by pond with a bridge. All on 2.7 acres. County road access.

Last Listed By

Timothy Lowry

Worth Clark Realty License #471013420 Listed on: 01/28/2021

Worth Clark Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,145

Year Built

  • Built in 1989

Lot Details

  • 2.7 Acre Lot
  • Wooded Lot

Parking

  • 2 Car Garage

Home Design

  • Craftsman Architecture
  • Brick or Stone Veneer Front Elevation
  • Vinyl Siding

Interior Spaces

  • 2,617 Sq Ft Home
  • 1.5-Story Property
  • Central Vacuum
  • Wood Burning Fireplace
  • Center Hall Plan
  • Family Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Storage
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Double Oven
  • Electric Cooktop
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Primary Bathroom is a Full Bathroom

Outdoor Features

  • Lake, Pond or Stream
  • Deck
  • Covered patio or porch

Schools

  • Red Bud Dist 132 Elementary And Middle School
  • Redbud High School

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Propane Water Heater
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 14-052-015-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,145

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1.5 Story
  • Special Areas: Main Floor Laundry
  • Special Description: Owner Occupied
  • Age: 32
  • Ownership: Private
  • Year Built: 1989
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Bedroom Types: Main Floor Master
  • Dining Room: Kitchen/Dining Combo, Separate Dining
  • Fireplace Location: Family Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Center Hall Plan
  • Kitchen: Breakfast Bar, Breakfast Room
  • Main Level Bedrooms: 1
  • Main Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bed.: Full Bath
  • Misc Features: Deck, Porch-Covered
  • Total Living Area: 2617.00
  • Appliances: Central Vacuum, Disposal, Double Oven, Electric Cooktop
  • Bathrooms: 3.00
  • Bedrooms: 4.00
  • Room Cnt: 15
  • Square Footage: 2617
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Craftsman
  • Construction: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Detached

Utilities

  • Sewer: Septic
  • Water: Well
  • Water Heater: Propane
  • Cooling: Central-Electric
  • Heating: Forced Air

Schools

  • School District: RED BUD DIST 132
  • Elementary School: RED BUD DIST 132
  • Middle School: RED BUD DIST 132
  • High School: Redbud
  • Elementary School: RED BUD DIST 132
  • Junior High School: RED BUD DIST 132
  • School District: RED BUD DIST 132
  • Senior High School: Redbud

Lot Info

  • Lot Description: Pond/Lake, Wooded
  • Lot Dimensions: 2.70 acres
  • Lot Sq Ft: 117612
  • Acres: 2.7000

Building Info

  • Buildings: Garage(s), Storage

Tax Info

  • Taxes Paid: 4494
  • Taxes Paid Year: 2019
  • Assessor Parcel Number: 14-052-015-00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 26, 2020
Sold by
Steibel Trust
Bought by
Whelan Dwayne E and Whelan Karen R
Total Days on Market
3
Current Estimated Value
$323,707

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,400
Interest Rate
2.75%
Mortgage Type
New Conventional

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Whelan Dwayne E $238,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Whelan Dwayne E $190,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/26/2021 03/26/21 Sold $238,000 +3.9% $91 / Sq Ft
02/01/2021 02/01/21 Pending -- -- --
01/28/2021 01/28/21 For Sale $229,000 -- $88 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,145 $85,360 $13,775 $71,585
2022 $3,812 $80,445 $12,980 $67,465
2021 $3,787 $78,515 $12,670 $65,845
2020 $3,608 $80,405 $12,975 $67,430
2019 $4,495 $88,505 $4,185 $84,320
2018 $4,443 $97,577 $4,614 $92,963
2017 $4,182 $87,630 $4,145 $83,485
2016 $3,956 $86,505 $4,090 $82,415
2015 $3,845 $84,810 $4,010 $80,800
2014 $3,845 $84,810 $4,010 $80,800
2013 $3,838 $84,810 $4,010 $80,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MAR21006338

MARIS MLS

APN: 14-052-015-00