$324,000
$40K PRICE DROP

4000 Bal Harbor Blvd Unit 127 Punta Gorda, FL 33950

Punta Gorda Isles Neighborhood

Estimated payment $2,744/month

Total Views 4,168
3 Beds
2 Baths
1,682 Sq Ft
$193 Price per Sq Ft

Highlights

  • 300 Feet of Salt Water Canal Waterfront
  • Dock made with concrete
  • Heated In Ground Pool
  • Sallie Jones Elementary School Rated A-
  • Water access To Gulf or Ocean
  • Open Floorplan

About This Home

END-UNIT CONDO IN PGI W/UPDATED INTERIOR & DIRECT SAILBOAT ACCESS - Spacious 3 bed/2 bath end-unit at Spinnaker Point in Punta Gorda Isles w/quick sailboat access to Charlotte Harbor. Docks are available on a 1st come/1st serve basis (dock space can accommodate boats up to 34 feet & at time of listing, dock space is available). Condo features NEW luxury vinyl plank floors throughout main living areas, NEW granite counters, NEW stainless steel appliances & fresh interior paint. Open floor plan offers a large great room, formal dining area & updated kitchen w/ample cabinet space, breakfast bar seating & tray ceiling detail. Lots of natural light thanks to end-unit location. Enjoy year-round water views from the screened & vinyl-enclosed tiled lanai that spans the width of the unit. Lanai has new epoxy flooring for an updated look & feel. Owner's suite has oversized walk-in closet & private bath w/dual sinks & walk-in shower. Guest rooms are large w/ample closet space. The guest bath offers a tub/shower combination. Separate laundry room includes full-sized washer/dryer, utility sink & overhead storage. Unit includes an assigned parking space w/ample guest parking available. Whether you’re a full-time resident or looking for your seasonal getaway, don’t miss this move-in ready (furniture optional) waterfront opportunity. Other updates include NEW HVAC (2023). Condo amenities include a tennis/pickleball court, heated pool & wraparound dock that is just waiting for your boat or kayak. Located near St. Andrews Golf Course - you choose boating from your backyard or hitting the links out the front door. This condo has everything you need to enjoy the Florida lifestyle. Punta Gorda also boasts a lively music & art scene w/live music & art exhibits/fairs frequently found around town. Come find out why Punta Gorda is often voted one of the best places to live, work & retire in Florida. Make an appointment today. **FURNITURE NEGOTIABLE/OPTIONAL**

Listing Agent

Luke Andreae

RE/MAX HARBOR REALTY Brokerage Phone: 941-639-8500 License #3056380 Listed on: 07/25/2025

RE/MAX HARBOR REALTY

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,377

Year Built

  • Built in 1989

Lot Details

  • 300 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • South Facing Home
  • Landscaped with Trees

HOA Fees

  • $597 Monthly HOA Fees

Home Design

  • Florida Architecture
  • Entry on the 2nd floor
  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,682 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Combination Dining and Living Room
  • Inside Utility
  • Canal Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Parking

  • Guest Parking
  • Assigned Parking

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Water access To Gulf or Ocean
  • River Access
  • No Fixed Bridges
  • Access to Saltwater Canal
  • First Come-First Served Dock
  • Seawall
  • Dock made with concrete
  • Screened Patio

Location

  • Flood Zone Lot
  • Property is near a golf course

Schools

  • Sallie Jones Elementary School
  • Punta Gorda Middle School
  • Charlotte High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, pool, escrow reserves fund, fidelity bond, insurance, maintenance structure, ground maintenance, management, pest control, recreational facilities, sewer, trash, water
  • Real Mgmt Tim White Association
  • Spinnaker Point Community
  • Spinnaker Point Ph 03 Bldg 01 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Tennis Courts
  • Community Pool

Pet Policy

  • Pets up to 40 lbs
  • Pet Size Limit
  • 1 Pet Allowed

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,377

Year Built

Built in 1989

Lot Details

0

HOA Fees

$597 per month

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Escrow Reserves Fund, Fidelity Bond, Insurance, Maintenance Structure, Maintenance Grounds, Management, Pest Control, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1682
  • Lot Size Acres: 0.05
  • New Construction: No
  • Year Built: 1989
  • Building Area Total: 1682
  • Lot Size Sq Ft: 2009
  • Status: Active
  • Ownership: Condominium
  • Entry Level: 2
  • Building Area Total Srch Sq M: 156.26
  • Escrow City: Punta Gorda
  • Escrow State: FL
  • Escrow Street Name: Nesbit St
  • Floor Number: 2
  • Minimum Lease: 1 Month
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 192.63
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Concrete,Dock - Slip 1st Come
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Water Access,Waterfront
  • Attribution Contact: 941-639-8500
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 2
  • Window Features: Blinds
  • Additional Rooms: Inside Utility
  • Living Area Meters: 156.26

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, Heated, In Ground
  • Exterior Features: Sliding Doors
  • Roof: Tile
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Screened
  • Road Surface Type: Paved
  • Water Access: Bay/Harbor,Canal - Saltwater,Gulf/Ocean,River
  • Water Extras: Bridges - No Fixed Bridges,Sailboat Water,Seawall - Concrete
  • Water Frontage Feet Canal Salt: 300
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 300
  • Flood Zone Panel: 12015C0239G

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Assigned, Guest

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Pool, Sidewalks, Tennis Court(s)
  • Association Amenities: Pool, Tennis Court(s)
  • Association Fee: 597
  • Association Fee Frequency: Monthly
  • Association Name: Real Mgmt - Tim White
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please see condo declaration & rule/regulations for full pet restrictions.
  • Association Fee Requirement: Required
  • Condo Fees: 0
  • Condo Land Included YN: 0
  • Max Pet Weight: 40
  • Association Email: tim.white@realmanagement.com
  • Pet Size: Medium (36-60 Lbs.)

Fee Information

  • Total Annual Fees: 7164.00
  • Total Monthly Fees: 597.00
  • Monthly HOA Amount: 597.00

Schools

  • Elementary School: Sallie Jones Elementary
  • High School: Charlotte High
  • Middle Or Junior School: Punta Gorda Middle

Lot Info

  • Zoning: GM-15
  • Parcel Number: 412224726037
  • Additional Parcels: No
  • Lot Features: FloodZone, City Limits, Near Golf Course, Oversized Lot, Paved
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Number Limit, Size Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please see condo declarations (16E) & rules/regulations for complete lease restrictions.

Tax Info

  • Tax Annual Amount: 5377
  • Tax Lot: 0127

Multi Family

  • Waterfront Features: Canal - Saltwater
  • Approval Process: Please see condo docs for lease approval process.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,377 $343,128 -- $343,128
2024 $6,006 $343,128 -- $343,128
2023 $6,006 $357,425 $0 $357,425
2022 $5,274 $293,089 $0 $293,089
2021 $4,423 $244,479 $0 $244,479
2020 $3,894 $217,314 $0 $217,314
2019 $3,761 $207,307 $0 $207,307
2018 $1,572 $127,305 $0 $0
2017 $1,532 $124,687 $0 $0
2016 $1,523 $122,122 $0 $0
2015 $1,404 $121,273 $0 $0
2014 $1,404 $120,311 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 Price Changed $324,000 -3.0% $193 / Sq Ft
09/29/2025 09/29/25 Price Changed $334,000 -4.3% $199 / Sq Ft
09/08/2025 09/08/25 Price Changed $349,000 -4.1% $207 / Sq Ft
07/25/2025 07/25/25 For Sale $364,000 -- $216 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $295,000 Attorney
Warranty Deed $245,000 Accurate Compelete Title Inc
Warranty Deed $125,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $221,250 New Conventional
Previous Owner $196,000 New Conventional
Previous Owner $65,000 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: C7512805

Stellar MLS

APN: 412224726037