$592,500
SOLD MAY 9, 2025

4000 Spring Cove Way Belmont, NC 28012

3 Beds
2.5 Baths
2,098 Sq Ft
0.28 Acres

Recently Sold

$282 Per Sq Ft

1% Below List Price

20 Days on Market

Highlights

  • Access To Lake
  • Open Floorplan
  • Transitional Architecture
  • Cramerton Middle School Rated A-
  • Pond
  • Wood Flooring

About This Home

As of May 2025

Practically brand new! This stunning 2021-built single-family home in McLean Overlake offers a lifestyle like no other! Featuring 3 bedrooms and 2.5 baths, this home boasts an upgraded gourmet kitchen with quartz countertops, a farmhouse sink, stainless steel appliances, and more. Enjoy your backyard oasis, complete with a screened-in porch for year-round relaxation. The sellers spared no expense on professional landscaping, featuring drip irrigation, sprinkler heads, and spacious 16x30 patio-Perfect for outdoor entertaining. Nestled in an incredible community with 10+ miles of scenic trails, residents enjoy seamless access to the natural beauty of Lake Wylie and its breathtaking surroundings. Plus, you're just steps from the award-winning waterfront restaurant, Drift on Lake Wylie, and a short drive to charming downtown Belmont.Don't miss this rare opportunity to own in one of the regions most sought-after neighborhoods! Who's ready to make this dream home theirs?

Last Agent to Sell the Property

Rachael Bryant

The Agency - Charlotte Brokerage Email: Rachael.Bryant@theagencyre.com License #292215 Listed on: 03/06/2025

The Agency - Charlotte

Last Buyer's Agent

Jack Kester

Dickens Mitchener & Associates Inc License #345307

Dickens Mitchener & Associates Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,028

Year Built

  • Built in 2021

Lot Details

  • Corner Lot
  • Level Lot

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 2,098 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Mud Room
  • Screened Porch
  • Wood Flooring
  • Laundry Room

Kitchen

  • Built-In Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet

Outdoor Features

  • Access To Lake
  • Pond
  • Patio

Schools

  • New Hope Elementary School
  • Cramerton Middle School
  • South Point High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Generator Hookup

Listing and Financial Details

  • Assessor Parcel Number 301039

Community Details

Overview

  • Property Matters Realty Association, Phone Number (704) 861-0833
  • Mclean Overlake Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area

Recreation

  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,028

Year Built

Built in 2021

Lot Details

0

HOA Fees

$100 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Transitional
  • Year Built: 2021
  • Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 282.41
  • Geocode Confidence: High
  • Attribution Contact: Rachael.Bryant@theagencyre.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: No
  • Flooring: Carpet, Wood
  • Interior Amenities: Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2098
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Microwave, Wall Oven
  • Other Equipment: Generator Hookup
  • Above Grade Finished Sq Ft: 2098
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 2098
  • Bedroom Main: 3
  • Room Count: 9

Exterior Features

  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Waterfront Features: Paddlesport Launch Site - Community
  • Exclusions: Generator, Outdoor Pergola, Both Refrigerators, washer & dryer, front office fan, TV mounts
  • Construction Type: Brick Partial, Fiber Cement
  • Patio And Porch Features: Covered, Front Porch, Patio, Rear Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Lower Level
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Lake Access, Outdoor Pool, Picnic Area, Playground, Pond, Sidewalks, Street Lights, Walking Trails
  • Association Fee: 1195
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Property Matters Realty
  • Phone: 704-861-0833
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 1195.00

Schools

  • Middle Or Junior School: Cramerton
  • HOA Subject To: Required

Lot Info

  • Lot Features: Corner Lot, Level
  • Lot Size Area: 0.28
  • Lot Size Units: Acres
  • Parcel Number: 301039
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: New Hope
  • High School: South Point (NC)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2025
Closed on
May 9, 2025
Sold by
Barbieri Michael A and Barbieri Jeanmarie H
Bought by
Nelaturu Phalgun
Seller's Agent
Rachael Bryant
The Agency - Charlotte
Buyer's Agent
Jack Kester
Dickens Mitchener & Associates Inc
List Price
$599,900
Sold Price
$592,500
Premium/Discount to List
-$7,400
-1.23%
Views
56
Current Estimated Value
$596,041

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,541
Avg. Annual Appreciation
2.51%
Original Mortgage
$503,625
Outstanding Balance
$502,738
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$93,303

Purchase Details

Listed on
Sep 19, 2020
Closed on
May 24, 2021
Sold by
Evans Coghill Homes Ii Llc
Bought by
Barbieri Michael A and Barbieri Jean Marie
Seller's Agent
Non Member
Canopy Administration
Buyer's Agent
Rachael Bryant
The Agency - Charlotte
List Price
$391,907
Sold Price
$391,907

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.00%
Original Mortgage
$313,525
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 17, 2020
Sold by
Nw Lake Wylie Llc
Bought by
Evans Coghill Homes Ii Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$312,000
Interest Rate
2.8%
Mortgage Type
Construction
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $592,500 Investors Title
Warranty Deed $592,500 Investors Title
Warranty Deed $392,000 None Available
Warranty Deed $79,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $503,625 New Conventional
Closed $503,625 New Conventional
Previous Owner $313,525 New Conventional
Previous Owner $312,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/09/2025 05/09/25 Sold $592,500 -1.2% $282 / Sq Ft
03/06/2025 03/06/25 For Sale $599,900 +53.1% $286 / Sq Ft
05/24/2021 05/24/21 Sold $391,907 0.0% $187 / Sq Ft
09/19/2020 09/19/20 Pending -- -- --
09/19/2020 09/19/20 For Sale $391,907 -- $187 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,028 $477,000 $82,000 $395,000
2023 $5,080 $477,000 $82,000 $395,000
2022 $4,522 $346,520 $60,000 $286,520
2021 $807 $60,000 $60,000 $0
2020 $807 $60,000 $60,000 $0
2019 $0 $60,000 $60,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4226064

Canopy MLS (Canopy Realtor® Association)

APN: 301039