$865,000
SOLD AUG 6, 2025
4 Beds
3.5 Baths
3,092 Sq Ft
2,741 Sq Ft Lot

Recently Sold

$280 Per Sq Ft

2% Below List Price

4 Days on Market

Highlights

  • Primary bedroom faces the bay
  • Spa
  • Bay View
  • Beach Elementary School Rated A-
  • Water Oriented
  • Eat-In Gourmet Kitchen

About This Home

As of August 2025

Contemporary coastal style, sweeping Bay views, and over 3,500 square feet of pure Chesapeake charm—this is the ultimate weekend retreat or forever home for anyone craving that salty air lifestyle. Not to mention, this home has a 2.75% VA Assumable Loan!

Step up to the welcoming front porch and feel your shoulders drop. Inside, soaring ceilings and a dramatic wall of glass bring the Bay front and center, creating a light-soaked space that’s equal parts chic and comfortable.

The kitchen? Absolutely made for a chef—high-end appliances, a six-burner gas stove, and a sleek microwave seamlessly built into the oversized island. It’s a showstopper setup for your next dinner party, where everyone gathers around the heart of the home.

Step outside and you’ll see why this property is all about embracing the outdoors. The maintenance-free deck is right off the main living area—perfect for entertaining with those breathtaking Bay views, and with easy access down to the meticulously maintained backyard. Below, a cozy covered space features a hot tub—ideal for a morning yoga flow, a quiet reading nook, or unwinding under the stars.

Upstairs, the private balcony off the top level sets the scene for sunset cocktails, lazy afternoons with a good book, or soaking up the sun. That upper level could easily be a luxurious primary suite, but right now it is styled as a stunning home office—because, let’s be honest, working with views like doesn't feel like work.

The current primary suite on the third level offers Bay views and a spa-inspired bath that feels right out of a boutique resort. Two additional bedrooms and a beautifully remodeled full bath complete this floor.

Want more? The lower level features a spacious media room that opens directly to the covered patio under the deck—a tucked-away spot that feels like your own private hideout. An oversized two-car garage plus ample parking make it easy to host guests for long, carefree weekends.

From mornings on the deck with coffee and sunrise views to evenings hopping between local seafood spots and live music, this Chesapeake Beach gem is all about easy coastal living—with just the right touch of upscale flair.

Last Agent to Sell the Property

Randall Utz

EXP Realty, LLC License #652069 Listed on: 07/17/2025

EXP Realty, LLC

Co-Listed By

Vicky Horsmon

EXP Realty, LLC

Last Buyer's Agent

Laura Litten

Laura Litten Real Estate License #87039

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,040

Year Built

  • Built in 1991 | Remodeled in 2014

Lot Details

  • 2,741 Sq Ft Lot
  • Decorative Fence
  • Landscaped
  • Corner Lot
  • Back and Front Yard

Parking

  • 2 Car Attached Garage
  • 2 Driveway Spaces
  • Basement Garage
  • Side Facing Garage

Home Design

  • Contemporary Architecture
  • Transitional Architecture
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 4 Levels
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Awning
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Recreation Room
  • Storage Room
  • Bay Views
  • Finished Basement
  • Garage Access

Kitchen

  • Eat-In Gourmet Kitchen
  • Built-In Range
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Water Oriented
  • Property near a bay
  • Deck
  • Exterior Lighting
  • Porch

Location

  • Bayside

Utilities

  • Heat Pump System
  • Propane Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 0503049272

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,040

Year Built

Built in 1991 | Remodeled in 2014

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Transitional
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Expected On Market: 7/17/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1991
  • Year Renovated: 2014
  • Automatically Close On Close Date: No
  • Remarks Public: Contemporary coastal style, sweeping Bay views, and over 3,500 square feet of pure Chesapeake charm—this is the ultimate weekend retreat or forever home for anyone craving that salty air lifestyle. Not to mention, this home has a 2.75% VA Assumable Loan! Step up to the welcoming front porch and feel your shoulders drop. Inside, soaring ceilings and a dramatic wall of glass bring the Bay front and center, creating a light-soaked space that’s equal parts chic and comfortable. The kitchen? Absolutely made for a chef—high-end appliances, a six-burner gas stove, and a sleek microwave seamlessly built into the oversized island. It’s a showstopper setup for your next dinner party, where everyone gathers around the heart of the home. Step outside and you’ll see why this property is all about embracing the outdoors. The maintenance-free deck is right off the main living area—perfect for entertaining with those breathtaking Bay views, and with easy access down to the meticulously maintained backyard. Below, a cozy covered space features a hot tub—ideal for a morning yoga flow, a quiet reading nook, or unwinding under the stars. Upstairs, the private balcony off the top level sets the scene for sunset cocktails, lazy afternoons with a good book, or soaking up the sun. That upper level could easily be a luxurious primary suite, but right now it is styled as a stunning home office—because, let’s be honest, working with views like doesn't feel like work. The current primary suite on the third level offers Bay views and a spa-inspired bath that feels right out of a boutique resort. Two additional bedrooms and a beautifully remodeled full bath complete this floor. Want more? The lower level features a spacious media room that opens directly to the covered patio under the deck—a tucked-away spot that feels like your own private hideout. An oversized two-car garage plus ample parking make it easy to host guests for long, carefree weekends. From mornings on the deck with coffee and sunrise views to evenings hopping between local seafood spots and live music, this Chesapeake Beach gem is all about easy coastal living—with just the right touch of upscale flair.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Dishwasher, Dryer, Refrigerator, Washer
  • Flooring Type: Carpet, Hardwood, Ceramic Tile
  • Interior Amenities: Kitchen - Gourmet, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Primary Bedroom - Bay Front, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Upgraded Countertops
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, 2 Story Ceilings, Beamed Ceilings, Dry Wall, Cathedral Ceilings, High, Vaulted Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bedroom 1, Great Room, Laundry, Recreation Room, Storage Room, Bathroom 1, Bathroom 2, Bathroom 3, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Garage Access
  • Laundry Type: Main Floor
  • Total Sq Ft: 3568
  • Living Area Sq Ft: 3092
  • Price Per Sq Ft: 367.85
  • Above Grade Finished Sq Ft: 2392
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 476
  • Total Below Grade Sq Ft: 1176
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 4001

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Upper Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Exterior Lighting, Sidewalks, Awning(s), Hot Tub
  • Roof: Architectural Shingle
  • Spa: No
  • View: Bay
  • Water Access: No
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Basement Garage, Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Attached Garage, Off Street
  • Number of Spaces in Driveway: 2
  • Off Street Parking Spaces: 2

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Electric Available, Propane, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Fencing: Decorative
  • Lot Features: Corner, Front Yard, Landscaping, Rear Yard
  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2741.00
  • Outdoor Living Structures: Deck(s), Porch(es), Roof
  • Year Assessed: 2025
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 7040.00
  • Assessor Parcel Number: 0503049272
  • Tax Lot: 26
  • Tax Total Finished Sq Ft: 3092
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025
  • Close Date: 08/06/2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2025
Closed on
Aug 6, 2025
Sold by
Hacker Joseph F and Hacker Juanita
Bought by
Mccarthy Kevin and Mele-Mccarthy Joan
Seller's Agent
Randall Utz
EXP Realty, LLC
Buyer's Agent
Laura Litten
Laura Litten Real Estate
List Price
$879,900
Sold Price
$865,000
Premium/Discount to List
-$14,900
-1.69%
Views
115

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.15%

Purchase Details

Listed on
Sep 14, 2021
Closed on
Oct 20, 2021
Sold by
Shah Rizwan and Shah Trisha M
Bought by
Hacker Joseph F and Hacker Juanita
Seller's Agent
Marie Lally
O'Brien Realty ERA Powered
Buyer's Agent
Randall Utz
EXP Realty, LLC
List Price
$650,000
Sold Price
$675,000
Premium/Discount to List
$25,000
3.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.74%
Original Mortgage
$675,000
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Listed on
Sep 25, 2015
Closed on
May 25, 2016
Sold by
Heal Gordon B and Heal Diane M
Bought by
Shah Rizwan and Shah Trisha M
Seller's Agent
Don Wares
Long & Foster Real Estate, Inc.
Buyer's Agent
Marie Lally
O'Brien Realty ERA Powered
List Price
$479,000
Sold Price
$447,000
Premium/Discount to List
-$32,000
-6.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.92%
Original Mortgage
$357,600
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 20, 1997
Sold by
Coffin James D and Coffin Karen Jamison
Bought by
Heal Gordon B and Heal Diane M

Purchase Details

Closed on
Jun 22, 1990
Sold by
Rubins John C
Bought by
Coffin James D and Karen Jamison

Purchase Details

Closed on
Jul 7, 1988
Sold by
Bequeaith Donald D and Joyce Ann
Bought by
Rubins John C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,226
Interest Rate
10.39%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $865,000 Maryland Trust Title
Deed $865,000 Maryland Trust Title
Deed $675,000 Titlemax Llc
Deed $447,000 Maryland Title Center Llc
Deed $265,000 --
Deed $64,500 --
Deed $73,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $675,000 VA
Previous Owner $75,000 Unknown
Previous Owner $357,600 New Conventional
Previous Owner $31,000 Credit Line Revolving
Previous Owner $336,000 Stand Alone Second
Previous Owner $46,226 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 Sold $865,000 -1.7% $280 / Sq Ft
07/17/2025 07/17/25 For Sale $879,900 +30.4% $285 / Sq Ft
10/20/2021 10/20/21 Sold $675,000 0.0% $218 / Sq Ft
09/20/2021 09/20/21 Pending -- -- --
09/20/2021 09/20/21 Price Changed $675,000 0.0% $218 / Sq Ft
09/19/2021 09/19/21 Off Market $675,000 -- --
09/14/2021 09/14/21 For Sale $650,000 +45.4% $210 / Sq Ft
05/25/2016 05/25/16 Sold $447,000 -2.8% $187 / Sq Ft
04/12/2016 04/12/16 Pending -- -- --
03/22/2016 03/22/16 Price Changed $459,900 -1.1% $192 / Sq Ft
01/10/2016 01/10/16 Price Changed $464,900 -2.9% $194 / Sq Ft
09/25/2015 09/25/15 For Sale $479,000 -- $200 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,378 $708,600 $257,500 $451,100
2024 $6,378 $637,067 $0 $0
2023 $5,592 $565,533 $0 $0
2022 $5,185 $494,000 $257,500 $236,500
2021 $10,370 $477,067 $0 $0
2020 $3,985 $460,133 $0 $0
2019 $4,664 $443,200 $257,500 $185,700
2018 $4,686 $443,200 $257,500 $185,700
2017 $4,937 $443,200 $0 $0
2016 -- $446,600 $0 $0
2015 -- $446,600 $0 $0
2014 -- $446,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2021916

Bright MLS

APN: 03-049272