$450,000
SOLD SEP 30, 2025

4004 Oakley Dr Waldorf, MD 20602

4 Beds
2.5 Baths
2,509 Sq Ft
0.36 Acres

Recently Sold

$179 Per Sq Ft

3% Below List Price

67 Days on Market

Highlights

  • 0.36 Acre Lot
  • Backs to Trees or Woods
  • Community Center
  • Colonial Architecture
  • Community Pool
  • Breakfast Area or Nook

About This Home

As of September 2025

This expansive two-story residence offers unparalleled functionality and style. Key interior features include:
• A bright living room and dining room designed for sophisticated entertaining.
• An open kitchen with durable Corian countertops ideal for modern meal preparations.
• A sprawling entertainment room enhanced by a pellet stove insert, perfect for cozy evenings.
• Dedicated laundry space and updated new carpeting in select areas.
Outside, enjoy the benefits of a level lot with a large fenced yard, a convenient shed, and a true two-car garage designed to comfortably accommodate two vehicles. Located in a coveted area of Charles County, the property is within easy reach of shopping amenities, local malls, and DC’s dynamic environment. For the sake of transparency, all photos have been altered, manipulated or enhanced by virtual staging, the listing agent makes this disclosure

Last Agent to Sell the Property

Ron Lord

(301) 904-1076 ronlord@verizon.net Home Towne Real Estate License #323184 Listed on: 06/28/2025

Last Buyer's Agent

Sheena Saydam

(202) 243-7700 sheena@saydamproperties.com Keller Williams Capital Properties License #638126

Keller Williams Capital Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,552

Year Built

  • Built in 1977

Lot Details

  • 0.36 Acre Lot
  • Back Yard Fenced
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned PUD

HOA Fees

  • $24 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Aluminum Siding

Interior Spaces

  • 2,509 Sq Ft Home
  • Property has 2 Levels
  • Self Contained Fireplace Unit Or Insert
  • Dining Area

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Patio
  • Shed
  • Porch

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 35
  • Assessor Parcel Number 0906072267

Community Details

Overview

  • Association fees include pool(s), snow removal
  • Bannister Neighborhood HOA
  • Bannister Subdivision

Amenities

  • Community Center

Recreation

  • Community Playground
  • Community Pool
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,552

Year Built

Built in 1977

Lot Details

0

HOA Fees

$24 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 6/28/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1977
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Refrigerator, Stove
  • Interior Amenities: Breakfast Area, Kitchen - Table Space, Dining Area
  • Fireplace Features: Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 2509
  • Living Area Sq Ft: 2509
  • Price Per Sq Ft: 179.35
  • Above Grade Finished Sq Ft: 2509
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Aluminum Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 283.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Bike Trail, Jog/Walk Path, Pool - Outdoor, Tot Lots/Playground, Community Center
  • HOA Condo Co-Op Fee Includes: Pool(s), Snow Removal
  • HOA Name: BANNISTER NEIGHBORHOOD
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Fencing: Rear
  • Lot Features: Backs To Trees
  • Lot Size Acres: 0.36
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15700.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: PUD
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4552.00
  • Assessor Parcel Number: 0906072267
  • Tax Lot: 35
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 28, 2025
Closed on
Sep 24, 2025
Sold by
Mumbulo Marvin R and Mumbulo Mary A
Bought by
Rowe Joshua Alan and Rowe Ashlie
Seller's Agent
Ron Lord
Home Towne Real Estate
Buyer's Agent
Sheena Saydam
Keller Williams Capital Properties
List Price
$465,000
Sold Price
$450,000
Premium/Discount to List
-$15,000
-3.23%
Views
111

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.21%
Original Mortgage
$464,850
Outstanding Balance
$464,850
Interest Rate
6.58%
Mortgage Type
VA
Estimated Equity
-$4,075

Purchase Details

Closed on
Aug 1, 2002
Sold by
Pester James L and Pester Virginia A
Bought by
Mumbulo Mary A and Mumbulo Marvin R

Purchase Details

Closed on
Jan 6, 1987
Sold by
Trimmins Raymond H and Trimmins Mary E
Bought by
Pester James L and Pester Virginia A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,250
Interest Rate
9.37%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $450,000 Universal Title
Deed $189,900 --
Deed $112,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $464,850 VA
Previous Owner $101,250 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $450,000 0.0% $179 / Sq Ft
09/22/2025 09/22/25 Price Changed $450,000 -1.1% $179 / Sq Ft
09/05/2025 09/05/25 Price Changed $455,000 +1.1% $181 / Sq Ft
09/03/2025 09/03/25 Pending -- -- --
07/21/2025 07/21/25 Price Changed $449,950 -3.2% $179 / Sq Ft
06/28/2025 06/28/25 For Sale $465,000 -- $185 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,598 $348,433 -- --
2024 $4,648 $328,500 $125,200 $203,300
2023 $4,382 $306,633 $0 $0
2022 $4,018 $284,767 $0 $0
2021 $3,597 $262,900 $95,200 $167,700
2020 $3,597 $256,133 $0 $0
2019 $3,492 $249,367 $0 $0
2018 $3,362 $242,600 $90,200 $152,400
2017 $3,280 $236,967 $0 $0
2016 -- $231,333 $0 $0
2015 $3,126 $225,700 $0 $0
2014 $3,126 $225,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCH2042900

Bright MLS

APN: 06-072267