NOT LISTED FOR SALE

401 American Dr Montross, VA 22520

Estimated Value: $322,677 - $365,000

3 Beds
2 Baths
1,792 Sq Ft
$192/Sq Ft Est. Value

Last Sold October 30, 2020

Last sale price $235,000 $131 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $1,967/month

5 Days on Market

Highlights

  • Marina
  • Boat Ramp
  • Canoe or Kayak Water Access
  • Montross Middle School Rated 9+
  • Home fronts navigable water
  • Fitness Center

About This Home

As of October 2020

Charming, Peaceful, Impressively priced and remodeled rancher set on .40 acres of land, which backs to trees for privacy, located in the Waterfront / Lake Community of Stratford Harbour nearby Historic Montross VA, just a short walk to the Marina and Lake, as well as, minutes to Westmoreland State Park. If your looking for your own Oasis, walk or ride your bikes to the Community Pools, Outdoor Amenities, Lake, Beach Access, Marina you will be very impressed with this lovely, like new home! This home offers endless interior highlights, impressive quartz kitchen upgraded counter tops, bamboo flooring flow through out, tile bathrooms, window treatments, Impressive top of line Kitchen, Stainless Steele Appliances, Butcher Block top Island with under cabinets, custom cabinetry all in an open floor plan concept, great for entertaining. The home currently utilizes 3 bedrooms, 4th bedroom currently used as the family office with access to the outdoor patio area. The primary bedroom offers a Beautifully designed bathroom , tile floors with walk in closet space, dual modern sinks plus a unique "Wet Room" which encloses a gorgeous spacious shower and tub in the same area, guest bath with tile and granite, Large Laundry area, tasteful modern fixtures throughout, Exterior highlights include a nice open mature back yard over looking the scenic woods, 16 x 16 shed for excellent storage space, nicely built large raised dog pen, motion lights, low maintenance vinyl siding and key less entry doors ! This one will not last long and a must see!

Last Agent to Sell the Property

Cinthia Neumer

(301) 672-1101 Cneumer21@gmail.com Coldwell Banker Elite License #0225218414 Listed on: 09/12/2020

Coldwell Banker Elite

Co-Listed By

Debb Riston

(804) 450-2233 debbriston@gmail.com Coldwell Banker Elite

Last Buyer's Agent

Lori Irwin

(540) 850-9075 lirwinrealestate@gmail.com Coldwell Banker Elite

Coldwell Banker Elite

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,082

Year Built

  • Built in 2003

Lot Details

  • Home fronts navigable water
  • Kennel
  • Electric Fence
  • Landscaped
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Back and Front Yard
  • Property is in very good condition
  • Property is zoned R1

HOA Fees

  • $10 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,792 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Window Screens
  • Combination Dining and Living Room
  • Home Office
  • Crawl Space
  • Attic

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Bamboo
  • Wood
  • Tile or Brick

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Front Loading Dryer
  • Front Loading Washer

Home Security

  • Exterior Cameras
  • Storm Doors
  • Fire and Smoke Detector

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Gravel Driveway

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Sail
  • Swimming Allowed
  • Non Powered Boats Only
  • Lake Privileges
  • Patio
  • Shed
  • Storage Shed
  • Outbuilding

Schools

  • Washington District Elementary School
  • Montross Middle School
  • Washington And Lee High School

Utilities

  • Central Air
  • Heat Pump System
  • Tankless Water Heater
  • Septic Equal To The Number Of Bedrooms

Listing and Financial Details

  • Tax Lot 106
  • Assessor Parcel Number 23C 106

Community Details

Overview

  • Association fees include road maintenance, snow removal
  • Stratford Harbour Property Management HOA
  • Stratford Harbour Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • 1 Community Docks
  • Mooring Area
  • Marina
  • Beach
  • Community Playground
  • Fitness Center
  • Community Pool
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,082

Year Built

Built in 2003

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2020-09-12
  • Federal Flood Zone: No
  • Year Built: 2003
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Dryer - Front Loading, Icemaker, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Water Heater, Water Heater - Tankless
  • Flooring Type: Bamboo, Tile/Brick
  • Interior Amenities: Attic, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Soaking Tub, Stall Shower, Tub Shower, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors
  • Window Features: Screens
  • Fireplace: No
  • Door Features: Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Bedroom 1, Office, Bathroom 1, Primary Bathroom
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1792
  • Living Area Sq Ft: 1792
  • Price Per Sq Ft: 131.08
  • Above Grade Finished Sq Ft: 1792
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Storage Barn/Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s), Kennels
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • Water Access Features: Boat - Non Powered Only, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Lake Independence
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Tankless
  • Security: Exterior Cameras, Smoke Detector
  • Sewer/Septic System: Septic = # Of Br
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 125.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Dock/Slip, Boat Ramp, Club House, Community Center, Exercise Room, Lake, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Water/Lake Privileges, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Snow Removal
  • HOA Name: STRATFORD HARBOUR PROPERTY MANAGEMENT
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: WASHINGTON DISTRICT
  • High School: WASHINGTON AND LEE
  • Middle Or Junior School: MONTROSS

Lot Info

  • Additional Parcels: No
  • Fencing: Electric
  • Improvement Assessed Value: 147800.00
  • Land Assessed Value: 26800.00
  • Lot Features: Backs To Trees, Front Yard, Landscaping, Partly Wooded, Rear Yard
  • Lot Size Units: Square Feet
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Very Good
  • Zoning: R1
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 19774831
  • Tax Annual Amount: 1082.00
  • Assessor Parcel Number: 23C 106
  • Tax Lot: 106
  • Tax Page Number: 1311
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2020
Closed on
Oct 30, 2020
Sold by
Fox James William and Martin Jill Marie
Bought by
Church Lauren
Seller's Agent
Cinthia Neumer
Coldwell Banker Elite
Buyer's Agent
Lori Irwin
Coldwell Banker Elite
List Price
$234,900
Sold Price
$235,000
Premium/Discount to List
$100
0.04%
Current Estimated Value
$343,919

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$108,919
Avg. Annual Appreciation
7.80%
Original Mortgage
$230,743
Outstanding Balance
$205,697
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$138,222

Purchase Details

Closed on
May 15, 2019
Sold by
Gooch Daniel E and Gooch Devon W
Bought by
Fox James William and Martin Jill Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,196
Interest Rate
4.49%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Church Lauren $235,000 Attorney
Fox James William $210,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Church Lauren $230,743
Previous Owner Fox James William $206,196
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2020 10/30/20 Sold $235,000 0.0% $131 / Sq Ft
09/18/2020 09/18/20 Pending -- -- --
09/12/2020 09/12/20 For Sale $234,900 -- $131 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,695 $249,300 $26,800 $222,500
2023 $1,546 $249,300 $26,800 $222,500
2022 $1,546 $249,300 $26,800 $222,500
2021 $1,385 $182,300 $26,800 $155,500
2020 $1,385 $182,300 $26,800 $155,500
2019 $1,185 $182,300 $26,800 $155,500
2018 $1,065 $182,300 $26,800 $155,500
2017 -- $174,600 $26,800 $147,800
2016 $1,048 $174,600 $26,800 $147,800
2015 -- $180,800 $26,800 $154,000
2014 -- $0 $0 $0
2013 -- $180,800 $26,800 $154,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE117064

Bright MLS

APN: 23C-106