$825,000
COMING SOON

401 Armstrong Dr Belmont, NC 28012

Cramerton Area

Estimated payment $5,007/month

3 Beds
3.5 Baths
3,597 Sq Ft
1.04 Acre Lot

Highlights

  • Waterfront
  • 1.04 Acre Lot
  • Wood Flooring
  • Belmont Central Elementary School Rated A-
  • Deck
  • Whirlpool Bathtub

About This Home

Location, Location, Location: waterfront lot with a floating dock, walkable to downtown Cramerton, Goat Island Park, Carolina Thread Trail. All of this and a full brick 3597 +/- heated square feet home with a BRAND new roof in August 2026. The HVAC was updated in 2021 for the main level and in 2025 in the basement. There are laundry locations on the main level and basement as well, both offering electric or gas dryer availability. The main level has a split bedroom floor plan. The primary suite has a water view, a whirlpool tub and separate shower, walk-in closet. A formal living room as well as a formal dining room offering loads of options for office space, play room or whatever you desire. The kitchen is complete with an updated dishwasher and oven, a breakfast bar, and dining area as well, with a water view. The 2nd bedroom also has a water view as well. In the basement, you will find all kinds of options and lots of space. There is room for everyone in this house! An oversized garage/shop, a billiard room complete with a pool table to remain. A safe will remain. An office or media room with a full bath and a walk-in closet. There is also a large rec room or family room complete with a wet bar and lots of seating. In addition to all of this, there is a ton of floor attic storage and room for possible expansion if needed. Outside, there is landscape lighting throughout the front and back yard, programmed to come on at dusk. The floating dock offers a great area to relax and enjoy your private waterfront oasis! Come check this one out for yourself!!

Listing Agent

Greg Holland

Moss Realty Brokerage Email: greg@mossrealty.com License #221197

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1999

Lot Details

  • 1.04 Acre Lot
  • Waterfront

Parking

  • 3 Car Attached Garage
  • Basement Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Architectural Shingle Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 1-Story Property
  • Wet Bar
  • Gas Fireplace
  • Insulated Windows
  • Storage
  • Water Views
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Down Draft Cooktop
  • Kitchen Island

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Gas Dryer Hookup

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Basement Storage

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Belmont Central Elementary School
  • Belmont Middle School
  • Stuart W Cramer High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Club Colony Subdivision

Listing and Financial Details

  • Assessor Parcel Number 195239

Home Details

Home Type

Single Family

Year Built

Built in 1999

Lot Details

1.04 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1999
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 229.36
  • Geocode Confidence: High
  • Attribution Contact: greg@mossrealty.com
  • Special Features: 4128

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Laminate, Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Kitchen Island, Split Bedroom, Storage, Walk-In Closet(s), Wet Bar, Whirlpool
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2028
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 116
  • Sq Ft Unheated Total: 116
  • Sq Ft Upper: 0
  • Appliances: Down Draft, Electric Oven
  • Above Grade Finished Sq Ft: 2028
  • Has Basement: Basement Garage Door, Exterior Entry, Full, Interior Entry, Partially Finished, Storage Space
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1569
  • Fireplace Features: Gas
  • Living Area: 3597
  • Window Features: Insulated Window(s)
  • Bedroom Main: 3

Exterior Features

  • Exterior Features: Dock - Floating
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water
  • Water Body Name: South Fork River
  • Waterfront Features: Dock
  • Construction Type: Brick Full
  • Patio And Porch Features: Covered, Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Basement, Circular Driveway, Attached Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Central, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, In Basement, Main Level, Multiple Locations, Washer Hookup
  • Cooling: Central Air, Electric
  • Utilities: Electricity Connected, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Belmont
  • HOA Subject To: None

Lot Info

  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 195239
  • Plat Reference Section Pages: 46/112
  • Lot Size Acres: 1.04
  • Additional Parcels: No
  • Zoning Specification: R-1

MLS Schools

  • Elementary School: Belmont Central
  • High School: Stuart W Cramer

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,727 $556,530 $47,500 $509,030
2025 $5,727 $556,530 $47,500 $509,030
2024 $5,743 $555,440 $47,500 $507,940
2023 $5,860 $555,440 $47,500 $507,940
2022 $3,971 $309,000 $38,750 $270,250
2021 $4,032 $309,000 $38,750 $270,250
2019 $4,063 $309,000 $38,750 $270,250
2018 $4,068 $302,485 $55,000 $247,485
2017 $4,068 $302,485 $55,000 $247,485
2016 $4,068 $302,485 $0 $0
2014 $3,567 $265,199 $55,000 $210,199
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $42,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $198,000 New Conventional
Closed $100,000 Credit Line Revolving
Closed $85,000 Credit Line Revolving
Closed $55,000 Credit Line Revolving
Closed $25,000 Credit Line Revolving
Closed $114,000 New Conventional
Closed $40,000 Credit Line Revolving
Closed $32,841 No Value Available
Source: Public Records

About the Listing Agent

Greg Holland

Moss Realty

(980) 252-7812

Section Image

Real Estate has been Greg’s full time career and personal passion for over 15 years. Greg takes pride in the fact that all those years have been spent with one company, Moss Realty. Greg feels all clients are important no matter the real estate need. Whether you are a first time home buyer or buying your luxury dream home you will be treated with the same priority and personal care that Greg is known for. Greg is specialized in all areas of real estate from residential, commercial,

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Source: Canopy MLS

MLS Number: 4420913

Canopy MLS

APN: 195239

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