$219,000
PENDING

401 Downing St Cold Spring, KY 41076

Estimated payment $1,488/month

Total Views 820
3 Beds
3 Baths
1,293 Sq Ft
$169 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Granite Flooring
  • Deck
  • Crossroads Elementary School Rated A-
  • Open Floorplan
  • Cathedral Ceiling

About This Home

Hard-to-find 3 bedroom, 3 full bath ranch-style condo with private entry, 1-car garage, and a finished basement! Impeccably cared for with no corners cut, this home is truly move-in ready and like new. The gorgeous kitchen features granite countertops, all kitchen appliances included, plus washer/dryer. The great room boasts vaulted ceilings and one of two fireplaces, creating a warm, inviting space. Updated bathrooms with new vanities add a fresh, modern touch. Fresh paint throughout, neutral decor, and low HOA fees make it an easy choice for comfortable living. The finished basement offers a second fireplace and additional living space, ideal for entertaining or guests. Enjoy the outdoors on the new deck with updated patio doors, taking in peaceful views of the pond. Newer HVAC adds peace of mind. Perfectly located just minutes to NKU and downtown Cincinnati—ideal for commuters or as a rental opportunity for college students. Whether you're looking for a home of your own or a smart investment, this one is a rare find!

Listing Agent

Nicole Riegler

RE/MAX Victory + Affiliates License #198576 Listed on: 08/12/2025

RE/MAX Victory + Affiliates

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,566

HOA Fees

  • $200 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Driveway
  • Off-Street Parking

Property Views

  • Pond
  • Woods

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 1,293 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Chandelier
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Insulated Windows
  • French Doors
  • Panel Doors
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Granite
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Garage Access
  • Finished Basement Bathroom
  • Laundry in Basement

Home Security

Outdoor Features

  • Deck
  • Porch

Schools

  • Crossroads Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Central Air
  • Heat Pump System

Listing and Financial Details

  • Assessor Parcel Number 999-99-18-324.00

Community Details

Overview

  • Association fees include association fees, ground maintenance, snow removal, trash
  • London Acres South Association, Phone Number (513) 310-5099
  • On-Site Maintenance

Recreation

  • Snow Removal

Pet Policy

  • Pets Allowed

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,566

Lot Details

0

HOA Fees

$200 per month

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Condominium
  • Lot Size Acres: 0.1
  • Lot Size: unk
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: US 27 to Downing - 401 is on the right
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: Yes
  • Location Tax Legal Info:Property Attached YN: Yes
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Crossroads Elementary
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Location Tax Legal Info:Subdivision2: London Acres South
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: unk
  • General Property Description:Approx SqFt2: 1293.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.0989
  • General Property Description:Living Area: 1293.0
  • General Property Description:Lot Size Square Feet: 4308.0
  • Laundry Features:Laundry Room2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 999-99-18-324.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • General Property Description:Fireplaces Total: 2
  • Appliances Dryer: Yes
  • Washers: Yes
  • View:TreesWoods: Yes
  • Laundry Features:In Basement: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Laundry Features:Lower Level: Yes
  • Percent Basement Finished: Yes
  • Condo Information:Entry Level: 1
  • Pets Allowed:Pets Allowed: Yes
  • Condo Information:Elevator(s)2: No
  • View:Pond2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Walk-In Closet(s), Open Floorplan, Granite Counters, Chandelier, Cathedral Ceiling(s), Ceiling Fan(s), Multi Panel Doors, Vaulted Ceiling(s), Master Downstairs
  • Basement: Full Finished Bath, Fireplace(s), Finished, Walk-Out Access
  • Heating: Heat Pump, Electric
  • Levels: One
  • Entry Level: 1
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 1293.0
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Basement:Walk-Out Access7: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Basement:Fireplace(s)7: Yes
  • Fireplace Features:Wood Burning: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Carpet Flooring7: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Vaulted Ceiling(s): Yes

Exterior Features

  • View: Pond, Trees/Woods
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Door Features:French Doors: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Off Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Off Street2: Yes
  • Condo Information:Direct Entry Garage-Unit: Yes
  • Condo Information:Direct Entry Garage-Building: No

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement, Laundry Room, Lower Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Sewer Available, Water Available
  • Heating:Electric2: Yes
  • Heating:Heat Pump2: Yes

Condo/Co-op/Association

  • Association Fee: 200.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: London Acres South
  • Association Information:Association Management Phone 1: 5133105099
  • Association Information:Total Yearly Fees: 2400.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 200.0
  • Association Information:Association Fee Frequency: Monthly
  • Association Fee Includes:Trash: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Snow Removal, Trash

Schools

  • Elementary School: Crossroads Elementary
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 4308.0
  • Zoning Description: Residential

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,566 $127,500 $0 $127,500
2023 $1,530 $127,500 $0 $127,500
2022 $1,295 $100,000 $0 $100,000
2021 $1,295 $100,000 $0 $100,000
2020 $1,308 $100,000 $0 $100,000
2019 $982 $75,000 $0 $75,000
2018 $989 $75,000 $0 $75,000
2017 $976 $75,000 $0 $75,000
2016 $939 $75,000 $0 $0
2015 $954 $75,000 $0 $0
2014 $978 $115,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 Pending -- -- --
08/12/2025 08/12/25 For Sale $219,000 -- $169 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100,000 Prominent Title Agency
Gift Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $127,500 New Conventional
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 635248

Northern Kentucky Multiple Listing Service

APN: 999-99-18-324.00