Seller's Agent in 2025
Nicole Riegler
RE/MAX
(859) 866-3261
2 in this area
146 Total Sales
401 Downing St Cold Spring, KY 41076
3
Beds
3
Baths
1,293
Sq Ft
$200/mo
HOA Fee
Highlights
- View of Trees or Woods
- Granite Flooring
- Deck
- Crossroads Elementary School Rated A-
- Open Floorplan
- Cathedral Ceiling
About This Home
As of September 2025Hard-to-find 3 bedroom, 3 full bath ranch-style condo with private entry, 1-car garage, and a finished basement! Impeccably cared for with no corners cut, this home is truly move-in ready and like new. The gorgeous kitchen features granite countertops, all kitchen appliances included, plus washer/dryer. The great room boasts vaulted ceilings and one of two fireplaces, creating a warm, inviting space. Updated bathrooms with new vanities add a fresh, modern touch. Fresh paint throughout, neutral decor, and low HOA fees make it an easy choice for comfortable living. The finished basement offers a second fireplace and additional living space, ideal for entertaining or guests. Enjoy the outdoors on the new deck with updated patio doors, taking in peaceful views of the pond. Newer HVAC adds peace of mind. Perfectly located just minutes to NKU and downtown Cincinnati—ideal for commuters or as a rental opportunity for college students. Whether you're looking for a home of your own or a smart investment, this one is a rare find!
Last Agent to Sell the Property
RE/MAX Victory + Affiliates License #198576 Listed on: 08/12/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $1,566
HOA Fees
- $200 Monthly HOA Fees
Parking
- 1 Car Garage
- Driveway
- Off-Street Parking
Property Views
- Pond
- Woods
Home Design
- Traditional Architecture
- Entry on the 1st floor
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 1,293 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Chandelier
- 2 Fireplaces
- Wood Burning Fireplace
- Insulated Windows
- French Doors
- Panel Doors
- Family Room
- Living Room
- Dining Room
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Carpet
- Granite
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Garage Access
- Finished Basement Bathroom
- Laundry in Basement
Home Security
Outdoor Features
- Deck
- Porch
Schools
- Crossroads Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Central Air
- Heat Pump System
Listing and Financial Details
- Assessor Parcel Number 999-99-18-324.00
Community Details
Overview
- Association fees include association fees, ground maintenance, snow removal, trash
- London Acres South Association, Phone Number (513) 310-5099
- On-Site Maintenance
Recreation
- Snow Removal
Pet Policy
- Pets Allowed
Security
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 12, 2025
Closed on
Sep 24, 2025
Sold by
Murphy Ron E and Murphy Melinda J
Bought by
Ziegler Angela Marie
Seller's Agent
Nicole Riegler
RE/MAX Victory + Affiliates
Buyer's Agent
Julie Feagan
Huff Realty - Florence
List Price
$219,000
Sold Price
$219,000
Views
69
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.40%
Original Mortgage
$149,000
Outstanding Balance
$149,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$69,843
Purchase Details
Closed on
Oct 31, 2019
Sold by
Ollberding Dianne and Baker Theresa
Bought by
Murphy Ron E and Murphy Melinda J
Purchase Details
Closed on
Mar 17, 2004
Sold by
Neiheisel Ina C
Bought by
Neiheisel Ina C and Hornsby Darlene Rose
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $219,000 | Homestead Title | |
| Warranty Deed | $100,000 | Prominent Title Agency | |
| Gift Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $149,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/24/2025 09/24/25 | Sold | $219,000 | 0.0% | $169 / Sq Ft |
| 08/14/2025 08/14/25 | Pending | -- | -- | -- |
| 08/12/2025 08/12/25 | For Sale | $219,000 | -- | $169 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,566 | $127,500 | $0 | $127,500 |
| 2024 | $1,566 | $127,500 | $0 | $127,500 |
| 2023 | $1,530 | $127,500 | $0 | $127,500 |
| 2022 | $1,295 | $100,000 | $0 | $100,000 |
| 2021 | $1,295 | $100,000 | $0 | $100,000 |
| 2020 | $1,308 | $100,000 | $0 | $100,000 |
| 2019 | $982 | $75,000 | $0 | $75,000 |
| 2018 | $989 | $75,000 | $0 | $75,000 |
| 2017 | $976 | $75,000 | $0 | $75,000 |
| 2016 | $939 | $75,000 | $0 | $0 |
| 2015 | $954 | $75,000 | $0 | $0 |
| 2014 | $978 | $115,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nicole Riegler
-
Julie Feagan
Buyer's Agent in 2025
Julie Feagan
Huff Realty - Florence
(859) 547-8500
4 in this area
195 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 635248
APN: 999-99-18-324.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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