$98,000
SOLD OCT 7, 2025

401 E Ferry St Cayuga, IN 47928

2 Beds
1 Bath
953 Sq Ft
0.97 Acres

Recently Sold

$103 Per Sq Ft

15% Below List Price

154 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Laundry Room
  • Wood Flooring
  • 4 Car Detached Garage
  • Accessible Entrance

About This Home

As of October 2025

Nestled at 401 E Ferry ST, CAYUGA, IN, this single-family residence in Vermillion County presents an inviting home, ready to be moved into. The kitchen provides a warm, rustic atmosphere with its wood ceiling and wood wall features, offering a unique space for culinary creativity and memorable gatherings. Imagine the aroma of home-cooked meals filling this characterful space. The property includes two bedrooms and one full bathroom within its square feet of living area. ALSO a garage with an attached bathroom and office space! ANOTHER two car garage with openers and ANOTHER bonus garage!! A porch on the home provides a space to sit and relax. Hvac was recently serviced with a new coupler and a few other parts and is in great working condition. The property occupies a generous 42149 square feet lot area!! This single-story home, built in 1958, offers a fantastic opportunity to own a home with unique character. Recently updated the paneling in the laundry room and new drop ceiling in the garage/office/bathroom area

Last Agent to Sell the Property

Heagen Wickens

Dream Home Realty Group, LLC License #RB21000027 Listed on: 04/02/2025

Last Buyer's Agent

Tammy Pearman

Legacy Land & Homes of Indiana License #RB25001175

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $518

Year Built

  • Built in 1958

Lot Details

  • 0.97 Acre Lot

Parking

  • 4 Car Detached Garage
  • Carport

Home Design

  • Traditional Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 953 Sq Ft Home
  • 1-Story Property
  • Combination Kitchen and Dining Room
  • Electric Oven
  • Laundry Room
  • Basement

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Accessible Home Design

  • Accessibility Features
  • Accessible Entrance

Schools

  • North Vermillion Elementary School
  • North Vermillion High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Private Water Source

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 505
  • Assessor Parcel Number 830605140001000006
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$518

Year Built

Built in 1958

Lot Details

0

Parking

4

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Accessibility Features: Accessible Entrance
  • Tax Year: 2024
  • Year Built: 1958
  • Building Area Total: 953
  • Garage Y N: Yes
  • Lot Size Acres: 0.97
  • Subdivision Name: No Subdivision
  • Transaction Type: Sale
  • Accessibility Features YN: Yes
  • Special Features: None

Interior Features

  • Basement: Yes
  • Appliances: Electric Oven
  • Levels: One
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 953
  • Eating Area: Dining Combo/Kitchen
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 953
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Upper Level Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Disclosures: BankOwned
  • Foundation Details: Block
  • View Y N: No
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 4
  • Parking Features: Carport, Detached, Gravel

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Private
  • Solid Waste: No

Condo/Co-op/Association

  • Association YN: No

Lot Info

  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 42149
  • Parcel Number: 830605140001000006
  • Acres: 1/2-1 Acre

Tax Info

  • Tax Annual Amount: 518
  • Tax Lot: 505
  • Semi Annual Property Tax Amt: 259
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: North Vermillion Elementary School
  • High School: North Vermillion High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2025
Closed on
Oct 7, 2025
Sold by
Laws Scott Alan and Laws Shane Michael
Bought by
Pickett Jayden and Rivers Bayleigh
Seller's Agent
Heagen Wickens
Dream Home Realty Group, LLC
Buyer's Agent
Tammy Pearman
Legacy Land & Homes of Indiana
List Price
$115,000
Sold Price
$98,000
Premium/Discount to List
-$17,000
-14.78%
Views
172

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
58.47%
Original Mortgage
$95,060
Outstanding Balance
$94,890
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$12,069

Purchase Details

Closed on
Sep 16, 2015
Sold by
Laws Donna M
Bought by
Laws Scott Alan and Laws Shane Michael
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $95,060 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/07/2025 10/07/25 Sold $98,000 0.0% $103 / Sq Ft
09/03/2025 09/03/25 Pending -- -- --
07/08/2025 07/08/25 Price Changed $98,000 -14.8% $103 / Sq Ft
06/19/2025 06/19/25 For Sale $115,000 0.0% $121 / Sq Ft
06/03/2025 06/03/25 Pending -- -- --
05/13/2025 05/13/25 Price Changed $115,000 -4.2% $121 / Sq Ft
04/24/2025 04/24/25 Price Changed $120,000 -4.0% $126 / Sq Ft
04/02/2025 04/02/25 For Sale $125,000 -- $131 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $452 $87,600 $11,100 $76,500
2023 $518 $88,100 $11,100 $77,000
2022 $854 $86,600 $8,500 $78,100
2021 $607 $60,700 $8,900 $51,800
2020 $600 $60,900 $8,900 $52,000
2019 $348 $44,900 $8,900 $36,000
2018 $360 $46,000 $8,900 $37,100
2017 $327 $44,700 $8,900 $35,800
2016 $654 $43,400 $8,900 $34,500
2014 $586 $42,100 $8,900 $33,200
2013 $586 $42,300 $8,900 $33,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22030588

MIBOR Broker Listing Cooperative®

APN: 83-06-05-140-001.000-006