$910,000
SOLD MAY 12, 2025
Last list price

401 Gallup Trail Kerrville, TX 78028

3 Beds
3.5 Baths
5,136 Sq Ft
2.7 Acres

Recently Sold

$177 Per Sq Ft

13 Days on Market

Highlights

  • Private Pool
  • Ceramic Tile Flooring
  • Ceiling Fan
  • Fred H. Tally Elementary School Rated A-
  • Central Heating and Cooling System

About This Home

As of May 2025

Discover the perfect blend of luxury and country living at 401 Gallup Trail. This magnificent two-story home features three spacious bedrooms and three-and-a-half baths, with a master suite on the main floor that includes a walk-in closet accessible from both the bathroom and bedroom. The gourmet kitchen, complete with a six-burner Viking gas range, double ovens, and black granite countertops, is ideal for family gatherings and everyday life. The spacious living room, anchored by a wood-burning fireplace, is perfect for making cherished memories. The light-enhancing floors create an inviting atmosphere, while the upstairs office with a full bathroom offers a versatile space. Outside, the fully insulated workshop adds endless possibilities. The highlight is the saltwater pool and deck, perfect for sunbathing and hosting unforgettable Fourth of July parties. With 2.7 acres in a gated community, your home offers a private, serene environment with apple trees and six planters ready for a spring and summer garden.

Last Agent to Sell the Property

John Barrera

eXp Realty Listed on: 03/14/2025

Last Buyer's Agent

Elizabeth Avila

1st Choice Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,017

Year Built

  • Built in 2005

HOA Fees

  • $32 Monthly HOA Fees

Parking

  • 3 Car Garage

Home Design

  • Slab Foundation
  • Composition Roof
  • Stone Siding

Interior Spaces

  • 5,136 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Window Treatments
  • Stone or Rock in Basement

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Schools

  • Tally Elementary School
  • Tivy High School

Additional Features

  • Private Pool
  • 2.7 Acre Lot
  • Central Heating and Cooling System

Community Details

  • $150 HOA Transfer Fee
  • Saddlewood Estates Association
  • Saddlewood Estates Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Legal Lot and Block 2 / 4
  • Assessor Parcel Number 66643

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,017

Year Built

Built in 2005

Lot Details

0

HOA Fees

$32 per month

Listing Details

  • Year Built: 2005
  • Prop. Type: RE
  • Lot Size Acres: 2.7
  • Subdivision Name: SADDLEWOOD ESTATES
  • Directions: Head Northwest on Hwy 27, turn left on Thompson Drive, Turn right on Saddlewood Blvd, turn right on Gallup Trail, Home is on right hand side.
  • Unit Levels: _2
  • SAB_Exterior_RR: ROCKSTONE, OTHER
  • SAB_Fireplace_RR: NA
  • FoundationDetails_RR: SLAB
  • SAB_HeatingFuel_RR: ELEC
  • SAB_Inclusions_RR: CLFNS, WSHER, DRYER
  • SAB_Interior_RR: _1LVAR, SPDIN
  • PoolFeatures_RR: NONE
  • Roof_RR: COMP
  • SAB_WindowCoverings: ALL
  • SAB_Construction_RR: PRE_OWNED
  • SAB_HoaMandatory: MAND
  • SAB_AssocTransferFee: 150.0
  • SAB_Water_sewer_CM: OTHER
  • SAB_Construction_RINC: PRE_OWNED
  • SAB_Exterior_RINC: ROCKSTONE, OTHER
  • FoundationDetails_RINC: SLAB
  • SAB_HeatingFuel_RINC: ELEC
  • SAB_Exterior_RLSE: ROCKSTONE, OTHER
  • SAB_Fireplace_RLSE: NA
  • FoundationDetails_RLSE: SLAB
  • SAB_Inclusions_RLSE: CLFNS, WSHER, DRYER
  • SAB_Interior_RLSE: _1LVAR, SPDIN
  • PoolFeatures_RLSE: NONE
  • Roof_RLSE: COMP
  • SAB_Water_sewer_RLSE: OTHER
  • SAB_Construction_RLSE: PRE_OWNED
  • SAB_Exterior_CO: ROCKSTONE, OTHER
  • SAB_HeatingFuel_CO: ELEC
  • SAB_Inclusions_CO: CLFNS, WSHER, DRYER
  • SAB_Construction_CO: PRE_OWNED
  • SAB_Exterior_FR: ROCKSTONE, OTHER
  • SAB_Water_sewer_FR: OTHER
  • SAB_Exterior_RESI: ROCKSTONE, OTHER
  • Flooring_RESI: CRPT, CTILE, OTHER
  • FoundationDetails_RESI: SLAB
  • SAB_HeatingFuel_RESI: ELEC
  • SAB_Inclusions_RESI: CLFNS, WSHER, DRYER
  • SAB_Interior_RESI: _1LVAR, SPDIN
  • PoolFeatures_RESI: NONE
  • Roof_RESI: COMP
  • SAB_Water_sewer_RESI: OTHER
  • SAB_Construction_RESI: PRE_OWNED
  • SAB_AirConditioning: _1CNTR
  • SAB_Exterior_RE: ROCKSTONE, OTHER
  • SAB_Fireplace: NA
  • Flooring_RE: CRPT, CTILE, OTHER
  • FoundationDetails_RE: SLAB
  • SAB_HeatingFuel_RE: ELEC
  • SAB_Heating: CNTRL
  • SAB_Inclusions_RE: CLFNS, WSHER, DRYER
  • SAB_Interior_RE: _1LVAR, SPDIN
  • PoolFeatures_RE: NONE
  • Roof_RE: COMP
  • SAB_Water_sewer_RE: OTHER
  • SAB_Construction_RE: PRE_OWNED
  • SAB_Exterior_FARM: ROCKSTONE, OTHER
  • SAB_Water_sewer_FARM: OTHER
  • SAB_Construction_MF: PRE_OWNED
  • SAB_Exterior_MF: ROCKSTONE, OTHER
  • FoundationDetails_MF: SLAB
  • SAB_HeatingFuel_MF: ELEC
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: NA
  • Living Area: 5136.0
  • Window Features: ALL

Exterior Features

  • Builder Name: Unknown
  • Pool Private: Yes

Garage/Parking

  • SAB_GarageParking: _3GAR

Utilities

  • Heating_RR: CNTRL
  • Heating_CM: CNTRL
  • Heating_RLSE: CNTRL
  • Heating_CO: CNTRL
  • Heating_COMS: CNTRL
  • Heating_RESI: CNTRL
  • Heating_COML: CNTRL

Condo/Co-op/Association

  • Amenities: NONE
  • Association Fee: 378.0
  • Association Fee Frequency: A
  • Association Name: SADDLEWOOD ESTATES

Schools

  • Elementary School: TALLY
  • High School: TIVY

Lot Info

  • Parcel #: 66643

Tax Info

  • Tax Annual Amount: 11017.0
  • Tax Block: 4
  • Tax Lot: 2
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2020
Closed on
Mar 30, 2020
Sold by
Calobreves W H W and Calobreves Debra
Bought by
Schwab Kyle Allen and Schwab Jamie
Seller's Agent
Kathryn McHone
CENTURY 21 The Hills Realty
Buyer's Agent
Claire McKenzie
Fore Premier Properties
List Price
$665,000
Current Estimated Value
$880,257

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.56%
Original Mortgage
$565,000
Outstanding Balance
$503,766
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$389,101

Purchase Details

Listed on
Jun 28, 2016
Closed on
Oct 6, 2016
Sold by
Tucker Chad and Tucker Sommer
Bought by
401 Gallup Trailtrust
Seller's Agent
Chad Simpson
Keller Williams Realty - Kerrville
Buyer's Agent
Harvey Jensen, Jr
Keller Williams Realty - Kerrville
List Price
$515,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.47%
Original Mortgage
$412,000
Interest Rate
3.43%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 28, 2016
Closed on
Sep 13, 2016
Sold by
Brown Jesse and Brown April
Bought by
Tucker Chad and Tucker Sommer
Seller's Agent
Chad Simpson
Keller Williams Realty - Kerrville
Buyer's Agent
Harvey Jensen, Jr
Keller Williams Realty - Kerrville
List Price
$515,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$412,000
Interest Rate
3.43%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 31, 2013
Closed on
Jan 3, 2014
Sold by
Riker Ronald D and Riker Deborah J
Bought by
Brown Jesse and Brown April
Seller's Agent
Christine Tegeler
Coldwell Banker Heart of the Hills, Realtors
Buyer's Agent
Ronald Hackett
Coldwell Banker Heart of the Hills, Realtors
List Price
$450,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.12%
Original Mortgage
$360,000
Interest Rate
4.26%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 6, 2005
Sold by
David Weekley Homes Lp
Bought by
Richardson David L and Raynor Catherine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
5.62%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Dec 30, 2004
Sold by
Saddlewood Partners I Ltd
Bought by
David Weekly Homes Lp
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Vendors Lien -- Kerr Cnty Abstract & Ttl Co
Warranty Deed -- None Available
Vendors Lien -- Fidelity Abstract & Title Co
Vendors Lien -- Kerrville Title Co
Vendors Lien $340,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $565,000 New Conventional
Previous Owner $412,000 New Conventional
Previous Owner $360,000 New Conventional
Previous Owner $225,000 Unknown
Previous Owner $340,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Sold -- -- --
03/27/2025 03/27/25 Pending -- -- --
03/14/2025 03/14/25 For Sale $910,000 +36.8% $177 / Sq Ft
03/31/2020 03/31/20 Sold -- -- --
02/24/2020 02/24/20 Pending -- -- --
02/17/2020 02/17/20 For Sale $665,000 +23.2% $180 / Sq Ft
06/30/2017 06/30/17 Sold -- -- --
06/02/2017 06/02/17 Pending -- -- --
04/08/2017 04/08/17 For Sale $539,700 +4.8% $146 / Sq Ft
09/13/2016 09/13/16 Sold -- -- --
07/25/2016 07/25/16 Pending -- -- --
06/29/2016 06/29/16 For Sale $515,000 +14.4% $139 / Sq Ft
01/03/2014 01/03/14 Sold -- -- --
12/04/2013 12/04/13 Pending -- -- --
10/31/2013 10/31/13 For Sale $450,000 +25.0% $122 / Sq Ft
02/11/2013 02/11/13 Sold -- -- --
01/12/2013 01/12/13 Pending -- -- --
09/06/2011 09/06/11 For Sale $360,000 -- $97 / Sq Ft
Source: San Antonio Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,018 $855,004 $67,500 $787,504
2023 $9,791 $819,497 $67,500 $787,504
2022 $10,896 $760,188 $67,500 $692,688
2021 $10,955 $677,270 $67,500 $609,770
2020 $9,497 $660,994 $67,500 $593,494
2019 $8,691 $550,005 $51,300 $498,705
2018 $7,835 $457,969 $51,300 $406,669
2017 $7,840 $457,969 $51,300 $406,669
2016 $6,993 $408,488 $51,300 $357,188
2015 -- $408,488 $51,300 $357,188
2014 -- $408,488 $51,300 $357,188
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Antonio Board of REALTORS®

MLS Number: 1853154

San Antonio Board of REALTORS®

APN: R66643