$716,500
SOLD MAY 23, 2025

401 Lora St Neptune Beach, FL 32266

3 Beds
3.5 Baths
2,262 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$317 Per Sq Ft

16% Below List Price

83 Days on Market

Highlights

  • Open Floorplan
  • Wood Flooring
  • No HOA
  • Duncan U. Fletcher High School Rated A-
  • 1 Fireplace
  • Balcony

About This Home

As of May 2025

This one-of-a-kind home in Neptune Beach, FL invites you into a warm space filled with natural light throughout while being surrounded by its beautiful Florida landscaping. Originally built as a 1-bedroom/2-bathroom, the home now offers an additional 1-bedroom, 1.5-bathrooms, a balcony, and a flex space (3rd Bedroom). This home was most recently used as two separate dwelling units connected by a shared wall and doorway. However, this property could easily be converted to a three or four bedroom residence. The primary bedroom is attached to a spacious balcony. The low maintenance yard features a wrap around private patio space with lush landscaping. Just three (3) blocks from the beach, the new owners of this home will be within walking distance to many shops, restaurants, and parks. New Roof replaced in 2023. Additional features include a 3-car garage, skylights in the living area along with a second kitchen in the built-in addition as an opportunity to rent out one side of the home

Last Agent to Sell the Property

Britt Sanders

FLUID REALTY, LLC. License #BK3350477 Listed on: 01/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,058

Year Built

  • Built in 1990

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 55 x 100
  • Back Yard Fenced

Parking

  • 3 Car Garage
  • Additional Parking

Home Design

  • Multigenerational Home
  • Wood Frame Construction
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,262 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Skylights
  • 1 Fireplace
  • Hurricane or Storm Shutters

Kitchen

  • Breakfast Bar
  • Convection Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on lower level
  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Balcony

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Neptune Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1735710000

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,058

Year Built

Built in 1990

Lot Details

7,405 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 1990
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.17
  • Lot Size: 55 X 100
  • Road Frontage Type: City Street
  • Subdivision Name: Neptune Beach
  • Architectural Style: Multi Generational
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Living Area2: 2262.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 353.23
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing Back Yard: Yes
  • Flooring Laminate: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.17
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • Levels Two: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Lower Level: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Open Floorplan, Walk-In Closet(s)
  • Major Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Laminate, Tile, Wood
  • Living Area: 2262.0
  • Window Features: Skylight(s)
  • ResoLivingAreaSource: Appraiser
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Skylight(s): Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: No
  • Exterior: Balcony, Storm Shutters
  • Fencing: Back Yard
  • Roof: Shingle
  • Construction Type: Frame, Shell Dash, Stucco
  • Exterior Features:Balcony: Yes
  • Construction Materials:Frame: Yes
  • Construction Materials:Stucco: Yes
  • Exterior Features:Storm Shutters: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features: Additional Parking, Garage
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Garage: Yes
  • Parking Features:Additional Parking: Yes
  • Laundry Features:In Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Gas Dryer Hookup, In Garage, Lower Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Single Family
  • Lot Size Sq Ft: 7405.2
  • Parcel #: 1735710000
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 11058.02
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2025
Closed on
May 23, 2025
Sold by
Nettuno Anthony and Smith Anna Nettuno
Bought by
Andrews Max W
Seller's Agent
Britt Sanders
FLUID REALTY, LLC.
List Price
$849,000
Sold Price
$716,500
Premium/Discount to List
-$132,500
-15.61%
Views
88
Current Estimated Value
$816,992

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,492
Avg. Annual Appreciation
16.87%
Original Mortgage
$680,675
Outstanding Balance
$676,511
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$140,236

Purchase Details

Closed on
Dec 21, 2018
Sold by
Oesterreicher Angela Oleta
Bought by
Nettuno Smith Anna and Nettuno Anthony Anthony

Purchase Details

Closed on
Aug 18, 2008
Sold by
Oesterreicher Angela Oleta
Bought by
Oesterreicher Michel L and Oesterreicher Angela Oleta
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $716,500 None Listed On Document
Warranty Deed $716,500 None Listed On Document
Quit Claim Deed $100 --
Quit Claim Deed $100 None Listed On Document
Quit Claim Deed $100 --
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $680,675 New Conventional
Closed $680,675 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/23/2025 05/23/25 Sold $716,500 -10.3% $317 / Sq Ft
03/20/2025 03/20/25 Price Changed $799,000 -5.9% $353 / Sq Ft
01/30/2025 01/30/25 For Sale $849,000 -- $375 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $11,933 $667,857 $392,398 $275,459
2025 $11,058 $615,920 $338,548 $277,372
2024 $11,058 $616,393 $337,755 $278,638
2023 $2,031 $158,726 $0 $0
2022 $1,909 $154,103 $0 $0
2021 $1,887 $149,615 $0 $0
2020 $1,864 $147,550 $0 $0
2019 $1,835 $144,233 $0 $0
2018 $1,805 $141,544 $0 $0
2017 $1,776 $138,633 $0 $0
2016 $1,760 $135,782 $0 $0
2015 $1,778 $134,839 $0 $0
2014 $1,779 $133,769 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Britt Sanders

    Seller's Agent in 2025

    Britt Sanders

    FLUID REALTY, LLC.

    (904) 334-8422

    6 in this area

    61 Total Sales

    Britt Sanders
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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2067355

realMLS (Northeast Florida Multiple Listing Service)

APN: 173571-0000

Florida Duval County Neptune Beach 32266

401 Lora St, Neptune Beach, FL

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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