$225,000
PENDING OPEN SAT 11AM - 1PM

401 Montclair Ave Ludlow, KY 41016

Estimated payment $1,383/month

Total Views 1,441
3 Beds
2 Baths
1,402 Sq Ft
$160 Price per Sq Ft

Highlights

  • Wood Flooring
  • High Ceiling
  • No HOA
  • Victorian Architecture
  • Private Yard
  • Formal Dining Room

About This Home

Beautiful Well Maintained Victorian 3 bedroom/ 2 full bath, 2 story in the heart of booming Ludlow. This cozy home possess unique 9 ft ceilings, a wrap around porch, original hardwood floors, and exposed brick! Equipped with new 2 stage Furnace, HVAC system, fan powered humidifier and whole home filter. Just minutes from downtown Ludlow, downtown Cincinnati, and the Mainstrasse Village. Come be apart of the renaissance of West Covington/ Ludlow!

Listing Agent

Heather Herr

Private Real Estate Collection License #293393 Listed on: 08/05/2025

Co-Listing Agent

George Paskal

Private Real Estate Collection License #276839

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,885

Year Built

  • Built in 1929

Lot Details

  • 4,356 Sq Ft Lot
  • Wood Fence
  • Private Yard

Home Design

  • Victorian Architecture
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,402 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • High Ceiling
  • Ceiling Fan
  • Fireplace
  • Double Hung Windows
  • Bay Window
  • Family Room
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Detached Garage
  • On-Street Parking
  • Off-Street Parking

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Not Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 040-14-04-012.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,885

Year Built

Built in 1929

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.1
  • Year Built: 1929
  • Lot Size: .1
  • Co List Office Mls Id: 432501877
  • Co List Office Phone: 513-708-7770
  • Ownership: Consumer
  • Directions: Route 8 to Alberta. Property is on the corner of Montclair & Alberta.
  • Architectural Style: Victorian
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: .1
  • General Property Description:Approx SqFt2: 1402.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1
  • General Property Description:Living Area: 1402.0
  • General Property Description:Lot Size Square Feet: 4356.0
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 040-14-04-012.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architecture:Victorian: Yes
  • Fencing:Wood3: Yes
  • Utilities:Natural Gas Not Available: Yes
  • Fencing Fenced: Yes
  • Special Features: OpenHouse

Interior Features

  • Interior Amenities: High Ceilings, Natural Woodwork
  • Basement: Full, Unfinished
  • Heating: Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Gas Cooktop, Gas Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1402.0
  • Window Features: Bay Window(s), Double Hung
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Gas Cooktop: Yes
  • Interior Features:High Ceilings: Yes
  • Basement:Unfinished2: Yes
  • Interior Features:Natural Woodwork: Yes
  • Appliances:Gas Oven: Yes

Exterior Features

  • Fencing: Fenced, Wood
  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Block
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Double Hung: Yes
  • Exterior Features:Private Yard: Yes
  • Window Features:Bay Window(s): Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Garage, Off Street, On Street
  • Parking Features:Garage5: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Not Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 4356.0

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,885 $145,000 $10,000 $135,000
2023 $1,866 $145,000 $10,000 $135,000
2022 $1,888 $145,000 $10,000 $135,000
2021 $1,822 $125,500 $10,000 $115,500
2020 $1,815 $125,500 $10,000 $115,500
2019 $1,805 $125,500 $10,000 $115,500
2018 $1,718 $120,000 $10,000 $110,000
2017 $1,695 $120,000 $10,000 $110,000
2015 $1,618 $120,000 $10,000 $110,000
2014 $1,553 $120,000 $10,000 $110,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 Pending -- -- --
08/13/2025 08/13/25 For Sale $225,000 0.0% $160 / Sq Ft
08/06/2025 08/06/25 Pending -- -- --
08/05/2025 08/05/25 For Sale $225,000 -- $160 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Deed $125,500 --
Warranty Deed $120,000 Homestead Title Agency Ltd
Special Warranty Deed $53,500 Us Title
Commissioners Deed $56,767 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $121,735 No Value Available
Closed -- No Value Available
Closed $5,000 Unknown
Previous Owner $108,850 New Conventional
Previous Owner $118,900 Purchase Money Mortgage
Previous Owner $58,720 Purchase Money Mortgage
Source: Public Records

Similar Homes in the area

  • 246 Glenwood Ave, Ludlow, KY 41016

    $178,800

    • 2 Beds
    • 1 Bath
    • 1,037 Sq Ft
    • 246 Glenwood Ave
    • Ludlow, KY

    This is your chance to own a home in the vibrant Ludlow area! Just steps away from breweries, shops and groceries. This impeccably maintained two-bedroom, one bath home has been lovingly cared for by its previous owner for over 40 years. Enjoy newer flooring throughout, an updated kitchen, with barley-used appliances, and take in the seasonal river views from your fenced-in backyard. Whether

    Cindy Shetterly Keller Williams Realty Services

    Section Image
  • 351 Altamont Rd, Covington, KY 41016

    $249,995

    • 3 Beds
    • 2 Baths
    • 1,928 Sq Ft
    • 351 Altamont Rd
    • Covington, KY

    Comfort and value in a convenient location. From the large windows that let in tons of natural light to the thoughtfully remolded kitchen and baths that are both functional and beautiful. This house will check all the boxes. With spacious bedrooms and soaring ceilings throughout the home. possible 4th bedroom on the first floor. The beautifully refinished hardwood floors showcase the

    Stacy Droz Haven Homes Group

    Section Image
  • 42 Euclid St, Ludlow, KY 41016

    $180,000

    • 2 Beds
    • 1.5 Baths
    • 1,134 Sq Ft
    • 42 Euclid St
    • Ludlow, KY

    Ludlow- 2 Bedroom, 1 1/2 Bath,Each Bedroom features 2 Walk in Closets, Hardwood floors, Natural Woodwork, New Furnace in (2022) Detached 1 car garage and long Driveway for additional parking.New Shingles 2019, Full Basement, Natural Gas heat,Conventional or Cash only.

    Michael Helson The Realty Place

    Section Image
  • 11 Carneal St, Ludlow, KY 41016

    $199,900

    • 2 Beds
    • 2 Baths
    • 11 Carneal St
    • Ludlow, KY

    Step into this beautifully updated 2-bedroom, 2-bath brick home, complete with a versatile bonus room—perfect for a home office, guest space, or creative studio. Every inch has been thoughtfully renovated with modern comfort in mind.Enjoy peace of mind with brand-new HVAC, energy-efficient windows. The kitchen shines with all-new cabinetry, sleek quartz counter tops, and stainless steel

    Josh Crawford Paragon Realty Partners

    Section Image
  • 8 Carneal St, Ludlow, KY 41016

    $260,000

    • 3 Beds
    • 2.5 Baths
    • 1,682 Sq Ft
    • 8 Carneal St
    • Ludlow, KY

    SELLER IS MOTIVATED + NEW AC UNIT!!-Welcome to 8 Carneal Street in the heart of Ludlow! This beautifully updated 3-bedroom, 2.5-bath home is move-in ready and packed with charm. You'll love the gorgeous granite countertops, sleek stainless steel appliances, and modern finishes throughout. Conveniently located just minutes from downtown Cincinnati, Main Strasse Village, and the Ludlow Bromley

    Cara Chitwood eXp Realty, LLC

    Section Image
  • 314 Howard St, Ludlow, KY 41016

    $205,000

    • 3 Beds
    • 1.5 Baths
    • 869 Sq Ft
    • 314 Howard St
    • Ludlow, KY

    Beautiful updated 3 bedroom 1 and 1/2 bath. New carpet in basement. Roof replaced 2019. Updated Kitchen and bathroom. Walkout to backyard with privacy fence. Pending when submitted

    Eric Keel Haven Homes Group

    Section Image
  • 305 Helen St, Ludlow, KY 41016

    $269,000

    • 3 Beds
    • 2 Baths
    • 1,369 Sq Ft
    • 305 Helen St
    • Ludlow, KY

    Tucked in the heart of Ludlow, this delightful ranch-style home offers a finished basement featuring a full bath, wet bar, and dedicated office space, so you'll finally have room to spread out and play or work in peace.Upstairs, the 3-bedroom, 2-bath layout is warm and inviting, complemented by a cozy covered porch and a separate patio—perfect for morning coffee or evening

    Annie Venerable Pivot Realty Group

    Section Image
  • 314 Ludford St, Ludlow, KY 41016

    $207,000

    • 3 Beds
    • 2 Baths
    • 818 Sq Ft
    • 314 Ludford St
    • Ludlow, KY

    Welcome to Ludford Street, where charm meets convenience in the heart of Ludlow! Nestled on a quiet street, this home is perfectly positioned just steps from the scenic Ludford Pass—a unique public walkway offering peaceful strolls alongside the river. Enjoy easy access to Devou Park, one of Northern Kentucky's most beloved outdoor spaces, ideal for hiking, biking, picnicking, and soaking in

    Lainy Chambliss Keller Williams Advisors

    Section Image
  • 408 Lake St, Ludlow, KY 41016

    $225,000

    • 4 Beds
    • 2 Baths
    • 1,321 Sq Ft
    • 408 Lake St
    • Ludlow, KY

    This updated single-level Ludlow home offers 4 bedrooms, 2 bathrooms + a spacious workshop. Inside, you'll find charming details like refinished hardwood floors and classic window and door trim paired with modern updates including renovated bathrooms, new light fixtures, ceiling fans, and energy saving blinds. The bright kitchen features appliances that are only three years old and walks out

    Scott Oyler Coldwell Banker Realty

    Section Image

Source: Northern Kentucky Multiple Listing Service

MLS Number: 635042

Northern Kentucky Multiple Listing Service

APN: 040-14-04-012.00