NOT LISTED FOR SALE

401 Montserrat Dr St. Augustine, FL 32092

Saint Augustine Area

Estimated Value: $448,000

4 Beds
3 Baths
2,027 Sq Ft
$221/Sq Ft Est. Value

Sale Details

Date Sold: March 24, 2025

Last sale price $475,000 $234 Per Sq Ft

Est. 6% decrease in value since last sale

Current estimated payment $2,981 / mo

46 Days on Market

Highlights

  • Heated Community Pool
  • Tile Flooring
  • Water Softener
  • Mill Creek Academy Rated A
  • Central Heating and Cooling System
  • 1-Story Property

About This Home

As of March 2025

Welcome to this beautifully maintained 4-bed, 3-bath home in Windward Ranch, a gated community in St. Johns County with A-rated schools. Enjoy low HOA fees, NO CDD fees, and natural gas. This 2,027 sq ft home features 9' ceilings, an open concept, and a spacious kitchen with quartz countertops, 42" cabinets, and stainless steel appliances. The master suite offers double sinks, a garden tub, and custom walk-in closets. Nestled on a peaceful lot, the screened lanai overlooks a secluded, fenced backyard. SmartHome, a 2-car garage, and ample storage add convenience. The community offers a resort-style pool, gym, pickleball, a mini-golf, and a cafe! Not in a flood zone—no flood insurance required!

Last Agent to Sell the Property

Steven Koleno

Beycome Brokerage Realty Listed on: 01/02/2025

Last Buyer's Agent

Memory Hopkins

Memory Hopkins Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,235

Year Built

  • Built in 2022

Lot Details

  • 7,405 Sq Ft Lot
  • Property is zoned PUD

HOA Fees

  • $143 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,027 Sq Ft Home
  • 1-Story Property

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Schools

  • Mill Creek Elementary School
  • Mill Creek Middle School
  • St. Augustine High School

Utilities

  • Central Heating and Cooling System
  • Water Softener

Listing and Financial Details

  • Assessor Parcel Number 027442-2750

Community Details

Recreation

  • Heated Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,235

Year Built

Built in 2022

Lot Details

7,405 Sq Ft Lot

HOA Fees

$143 per month

Listing Details

  • Acreage: Less Than 1/4 Acre
  • Association Maintenance Fee: 143
  • Class: Residential
  • Closing Price Per Sq Ft: 234.34
  • Construction: Vinyl Siding
  • Heat: Central
  • Hoa Term: Monthly
  • HOA: Yes
  • Legal Description: 97/44-51 WINDWARD RANCH PHASE THIRTEEN LOT 275 OR5502/184
  • Listing Price Sq Ft: 234.34
  • Lvt Date: 01/02/2025
  • Personal Property: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • Style: Single Family Home
  • Type Of Property: Single Family Residence
  • Waste: Sewer
  • Year Built: 2022
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bathrooms: 3
  • Bedroom 2: Dimensions: 12x10
  • Bedrooms: 4
  • Dining Room: Dimensions: 19x13
  • Entry Level: Ground Level
  • Flooring: Carpet, Tile
  • Living Room: Dimensions: 19x13
  • Living Sq Ft: 2027
  • Master Bedroom: Dimensions: 15x14, On Level: 1
  • Price Per Sq Ft: 234.34

Exterior Features

  • Roof: Shingle
  • Stories: 1
  • Substructure: Slab

Garage/Parking

  • Parking Facilities: 2 Car Garage

Utilities

  • Air Conditioner: Central
  • Water: County

Condo/Co-op/Association

  • Community Features: Community Pool Heated, Community Pool Unheated

Schools

  • Elementary School: Mill Creek Elementary
  • High School: St. Augustine High
  • Middle School: Mill Creek

Lot Info

  • Acres: 0.17
  • Lot Size: 7405
  • Zoning: PUD
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 027442-2750
  • Taxes: 4235.1
  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 2, 2025
Closed on
Mar 24, 2025
Sold by
Bought by
Seller's Agent
Steven Koleno
Beycome Brokerage Realty
Buyer's Agent
Memory Hopkins
Memory Hopkins Real Estate
List Price
$475,000
Sold Price
$475,000
Views
46
Current Estimated Value
$448,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$27,000
Avg. Annual Appreciation
-4.30%
Original Mortgage
$356,250
Interest Rate
0.0685%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 24, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$357,679
Interest Rate
0.0355%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$475,000 None Listed On Document
$376,600 New Title Company Name
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $356,250
Previous Owner $357,679
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/24/2025 03/24/25 Sold $475,000 0.0% $234 / Sq Ft
02/17/2025 02/17/25 For Sale $475,000 0.0% $234 / Sq Ft
02/17/2025 02/17/25 Pending -- -- --
01/02/2025 01/02/25 For Sale $475,000 -- $234 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,851 $364,763 $100,000 $264,763
2025 $4,235 $374,110
2024 $4,235 $363,567
2023 $4,235 $352,978 $90,720 $262,258
2022 $1,179 $84,000 $84,000 $0
2021 $789 $60,000 $0 $0
2020 $799 $60,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Steven Koleno

    Seller's Agent in 2025

    Steven Koleno

    Beycome Brokerage Realty

    (312) 300-6768

    12,916 Total Sales

    Steven Koleno
    Section Image
  • Memory Hopkins

    Buyer's Agent in 2025

    Memory Hopkins

    Memory Hopkins Real Estate

    (386) 931-9464

    47 Total Sales

    Memory Hopkins
    Section Image
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Map

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 250003

St. Augustine and St. Johns County Board of REALTORS®

APN: 027442-2750

Florida St. Johns County Saint Augustine 32092

401 Montserrat Dr, Saint Augustine, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

St. Augustine and St. Johns County Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
© 2026 St Augustine &
St. Johns County Board of REALTORS®. All rights reserved.

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