NOT LISTED FOR SALE

401 Pointe Tremble Rd Algonac, MI 48001

Estimated Value: $309,000 - $360,000

3 Beds
2 Baths
2,000 Sq Ft
$165/Sq Ft Est. Value

Last Sold September 28, 2018

Last sale price $145,000 $72 Per Sq Ft

Est. 127% increase in value since last sale

Current estimated payment $2,234/month

6 Days on Market

Highlights

  • Access To Lake
  • Colonial Architecture
  • Cathedral Ceiling
  • Home fronts a canal
  • Deck
  • Wood Flooring

About This Home

As of September 2018

NICE OPPORTUNITY TO OWN THIS CANAL FRONT HOME IN THE HEART OF ALGONAC. SITTING BACK OVER 400 FT OFF POINTE TREMBLE AND LOCATED WITHIN A STONES THROW OF THE ST. CLAIR RIVER. THIS HOMES FEATURES 2,000 SQFT, THREE LARGE BEDROOMS INCLUDING ONE ON THE FIRST FLOOR AND RIVER VIEWS FROM THE MASTER SUITE. NEWER 30X24 DETACHED GARAGE PERFECT FOR ADDITIONAL STORAGE OR WORKSHOP SETUP. CANAL IS SHALLOW AND NEEDS TO BE DREDGED BUT COULD CURRENTLY ACCOMMODATE A PONTOON BOAT/WAVERUNNER. SEAWALL IS IN NEED OF REPAIR. PRICED TO SELL FAST AT JUST $85/SQFT AND A GREAT CHANCE TO EARN SWEAT EQUITY WITH SOME TLC. SELLERS ARE OFFERING A FREE ONE YEAR HOME WARRANTY FOR THAT EXTRA PEACE OF MIND. SCHEDULE YOUR SHOWING TODAY!

Last Agent to Sell the Property

Eric Covert

KW Platinum License #MISPE-6501356294 Listed on: 07/30/2018

KW Platinum

Last Buyer's Agent

Jeff Gates

House Want Realty License #RCO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1940

Lot Details

  • 0.66 Acre Lot
  • Lot Dimensions are 39x500
  • Home fronts a canal

Parking

  • 3 Car Detached Garage

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 2,000 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Bay Window
  • Family Room

Kitchen

  • Oven or Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Basement

  • Michigan Basement
  • Sump Pump

Outdoor Features

  • Access To Lake
  • Deck
  • Patio
  • Porch

Location

  • Flood Insurance May Be Required
  • Flood Risk

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Hodge Orchard Subdivision

Listing and Financial Details

  • Assessor Parcel Number 01-143-0015-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,584

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Colonial
  • Structure Style: 2 Story
  • Flood Insurance: Required
  • Flood Plain: 100 Year
  • Year Built: 1940
  • Mail City: Algonac
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Bay Window, Cathedral/Vaulted Ceiling, Ceramic Floors, Hardwood Floors, Sump Pump
  • Appliances: Dishwasher, Disposal, Dryer, Range/Oven, Refrigerator, Washer
  • Basement: Yes
  • Basement: MI Basement, Sump Pump
  • Bedrooms: 3
  • Bedroom 1: On 2nd Floor, Dimensions: 23 x 17
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On 2nd Floor, Dimensions: 19 x 15
  • Bedroom 2 Floor Covering: Carpet
  • Bedroom 3: On Entry Level, Dimensions: 14 x 10
  • Bedroom 3 Floor Covering: Ceramic
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Bathroom 1: Dimensions: 8 x 7, On Level: Entry, Flooring: Ceramic
  • Bathroom 2: Dimensions: 9 x 6, On Level: Second, Flooring: Ceramic
  • Room Types: Family Room, First Floor Bedroom, Primary Bedroom, Primary Bathroom
  • Breakfast Nook: On Entry Level, Dimensions: 11 x 9
  • Breakfast Nook Floor Covering: Ceramic
  • Family Room: On Entry Level, Dimensions: 23 x 17
  • Family Room Floor Covering: Wood
  • Kitchen: On Entry Level, Dimensions: 17 x 11
  • Kitchen Floor Covering: Ceramic
  • Below Grade Sq Ft: 700
  • Above Grade Finished Sq Ft: 2000
  • Total Finished Sq Ft: 2000

Exterior Features

  • Exterior: Vinyl Siding
  • Exterior Features: Deck, Patio, Porch
  • Foundation: Basement
  • Frontage: 39
  • Road: City/County
  • Water Features: Canal Frontage, Lake/River Access, Water View, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage: Detached Garage, Electric in Garage
  • Garage Spaces: 3
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s)

Lot Info

  • Assessor Parcel Number: 01-143-0015-000
  • Zoning: Residential
  • Lot Description: Deep Lot - 150+ Ft.
  • Lot Dimensions: 39X500
  • Acreage: 0.66
  • Geo Subdivision: MI
  • Site/Lot Features: Main Street

Tax Info

  • Summer Tax: Year: 2017, Amount: $2,395.00
  • Winter Tax: Year: 2017, Amount: $189.00
  • Total Tax: Year: 2017, Amount: $2,584.00

MLS Schools

  • School District: Algonac Community School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 1, 2022
Sold by
Salvatore Ponessa
Bought by
Mcghee Zachary
Current Estimated Value
$329,791

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,900
Outstanding Balance
$294,432
Interest Rate
5.25%
Mortgage Type
VA
Estimated Equity
$35,175

Purchase Details

Listed on
Jul 30, 2018
Closed on
Oct 10, 2018
Sold by
Woodruff Danny R and Woodruff Jennifer K
Bought by
Ponessa Sal
Seller's Agent
Eric Covert
KW Platinum
Buyer's Agent
Jeff Gates
House Want Realty
List Price
$169,900
Sold Price
$145,000
Premium/Discount to List
-$24,900
-14.66%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.98%
Original Mortgage
$146,464
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 30, 2018
Closed on
Sep 28, 2018
Sold by
Woodruff Danny R and Woodruff Jennifer K
Bought by
Ponessa Sal
Seller's Agent
Eric Covert
KW Platinum
Buyer's Agent
Jeff Gates
House Want Realty
List Price
$169,900
Sold Price
$145,000
Premium/Discount to List
-$24,900
-14.66%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,464
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2013
Sold by
Woodruff Danny R and Woodruff Jennifer K
Bought by
Woodruff Danny R and Woodruff Jennifer K

Purchase Details

Listed on
Jan 23, 2013
Closed on
Jul 11, 2013
Sold by
Rupoersburg Jeffery Madison and Bennett John E
Bought by
Woodruff Danny R
Seller's Agent
Susan Dieter
KW Platinum
Buyer's Agent
Maria McGuire
RE/MAX Advisors
List Price
$129,000
Sold Price
$95,000
Premium/Discount to List
-$34,000
-26.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.97%
Original Mortgage
$76,000
Interest Rate
3.91%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 23, 2013
Closed on
Jul 6, 2013
Sold by
Rupersburg Jodi
Bought by
Rupersburg Jeffery Madison and Bennett John E
Seller's Agent
Susan Dieter
KW Platinum
Buyer's Agent
Maria McGuire
RE/MAX Advisors
List Price
$129,000
Sold Price
$95,000
Premium/Discount to List
-$34,000
-26.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,000
Interest Rate
3.91%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2012
Sold by
Rupersburg Jeffery Madison
Bought by
Rupersburg Jeffery Madison and Bennett John E

Purchase Details

Closed on
Oct 11, 2007
Sold by
Mortgage Electronic Registration Systems
Bought by
Jp Morgan Chase Bank

Purchase Details

Closed on
Aug 2, 2006
Sold by
Mortgage Electronic Registration Systems
Bought by
Jpmorgan Chase Bank

Purchase Details

Closed on
Jan 5, 2006
Sold by
Kleckner Beth and Kleckner Joseph
Bought by
Mortgage Electronic Registration Systems
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcghee Zachary $300,000 Fidelity National Title
Ponessa Sal $145,000 Sterling Title Agency
Ponessa Sal $145,000 Sterling Title Agency
Woodruff Danny R -- None Available
Woodruff Danny R $95,000 Sterling Title Agency
Rupersburg Jeffery Madison -- Sterling Title Agency
Rupersburg Jeffery Madison -- None Available
Jp Morgan Chase Bank -- E Title Agency
Jpmorgan Chase Bank -- E Title Agency
Mortgage Electronic Registration Systems $324,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcghee Zachary $306,900
Previous Owner Ponessa Sal $146,464
Previous Owner Ponessa Sal $146,464
Previous Owner Woodruff Danny R $76,000
Previous Owner Kleckner Beth $380,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/28/2018 09/28/18 Sold $145,000 -14.7% $73 / Sq Ft
08/05/2018 08/05/18 Pending -- -- --
07/30/2018 07/30/18 For Sale $169,900 +78.8% $85 / Sq Ft
07/11/2013 07/11/13 Sold $95,000 -26.4% $48 / Sq Ft
06/07/2013 06/07/13 Pending -- -- --
01/23/2013 01/23/13 For Sale $129,000 -- $65 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,759 $142,600 $0 $0
2023 $4,439 $123,200 $0 $0
2022 $3,790 $102,600 $0 $0
2021 $3,624 $92,800 $0 $0
2020 $3,627 $89,400 $12,900 $76,500
2019 $3,611 $88,500 $0 $0
2018 $2,738 $77,600 $0 $0
2016 $2,384 $68,500 $0 $0
2015 -- $67,100 $12,900 $54,200
2014 -- $62,700 $12,900 $49,800
2013 -- $61,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 31355294

Michigan Multiple Listing Service

APN: 01-143-0015-000