Seller's Agent in 2023
Katie Hemming
Berkshire Hathaway HomeServices Starck Real Estate
(630) 212-6165
3 in this area
188 Total Sales
401 S 2nd St Saint Charles, IL 60174
Downtown Saint Charles NeighborhoodEstimated Value: $412,000 - $525,000
3
Beds
4
Baths
--
Sq Ft
6,970
Sq Ft Lot
Highlights
- Porch
- Heating System Uses Steam
- Paved or Partially Paved Lot
- Davis Primary School Rated A-
About This Home
As of December 2023AMAZING INVESTMENT OPPORTUNITY! Here's your chance to own a prime property in downtown St. Charles. This 3 unit multi-family conversion property has recently been renovated & is within walking distance to the highly acclaimed river corridor in St. Charles with restaurants, shops & breweries. Across the street from where the new Whole Foods will be sits this gem of a property. A gracious front porch adds to the curb appeal and is accessed by units 1 & 3. Unit 2 is in the back and has its own private patio. The home offers two first floor units and one second floor unit. Both lower units offer complete electrical upgrades and renovated bathrooms and kitchens in 2022. Most of the plumbing was updated and the hardwood floors were refinished as well The second floor unit was totally remodeled in 2016 with new windows, hardwood floors, full kitchen & new appliances. All of the water heaters were replaced in 2018 & 2 of the boilers were replaced in 2019. The home has been recently painted both on the interior and the exterior and is fully rented with timely paying tenants. There are 4 off street parking spaces. Since it is zoned CBD-2, these properties allow full residential uses with an option of mixed retail services. Worth the look for a savvy investor - live in one unit and rent the other two. A stairway to an unfinished attic provides expansion opportunity. Tenants pay all utilities - separate meters for each apartment. The chimney was completely rebuilt in 2022. A pre-approval letter must be presented before showings will be arranged. More information uploaded in Add'l Info. PLEASE NOTE - There was a parcel split in September 2023 so the taxes are approximate. Also, there is a shared driveway with the parcel to the south. There is an egress/ingress easement recorded. The Plat of Survey is uploaded. THIS PROPERTY IS BEING SOLD "AS IS"
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Starck Real Estate License #475125719 Listed on: 10/17/2023
Last Buyer's Agent
Berkshire Hathaway HomeServices Starck Real Estate License #475125719 Listed on: 10/17/2023
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $8,937
Year Built
- Built in 1870 | Remodeled in 2022
Lot Details
- 6,970 Sq Ft Lot
- Paved or Partially Paved Lot
Home Design
- Concrete Perimeter Foundation
Interior Spaces
- 2-Story Property
- Unfinished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 4 Bathrooms
Parking
- 4 Parking Spaces
- Driveway
- Uncovered Parking
- Off-Street Parking
Additional Features
- Porch
- Heating System Uses Steam
Community Details
- 3 Units
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 19, 2014
Closed on
Jun 29, 2016
Sold by
Acciari Doris
Bought by
Graf Brian and Graf Karen
Seller's Agent
James Coleman
Coleman Land Company
Buyer's Agent
Judy Newton
HomeSmart Connect LLC
List Price
$449,000
Sold Price
$350,000
Premium/Discount to List
-$99,000
-22.05%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$138,632
Avg. Annual Appreciation
3.59%
Original Mortgage
$262,500
Outstanding Balance
$210,653
Interest Rate
3.66%
Mortgage Type
New Conventional
Estimated Equity
$272,228
Purchase Details
Closed on
Dec 17, 1999
Sold by
Acciari Doris and Acciari Norma
Bought by
Acciari Doris and Doris Acciari Declaration Of Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Graf Brian | $350,000 | Premier Title | |
| Acciari Doris | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Graf Brian | $262,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/01/2023 12/01/23 | Sold | $465,000 | -7.0% | -- |
| 10/23/2023 10/23/23 | Pending | -- | -- | -- |
| 10/17/2023 10/17/23 | For Sale | $500,000 | +42.9% | -- |
| 06/29/2016 06/29/16 | Sold | $350,000 | -12.5% | -- |
| 05/19/2016 05/19/16 | Pending | -- | -- | -- |
| 10/22/2014 10/22/14 | Price Changed | $399,900 | -10.9% | -- |
| 10/19/2014 10/19/14 | For Sale | $449,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,924 | $147,155 | $35,378 | $111,777 |
| 2023 | $9,385 | $117,267 | $31,664 | $85,603 |
| 2022 | $14,895 | $184,473 | $63,455 | $121,018 |
| 2021 | $12,779 | $156,683 | $42,199 | $114,484 |
| 2020 | $12,655 | $153,761 | $41,412 | $112,349 |
| 2019 | $12,439 | $150,716 | $40,592 | $110,124 |
| 2018 | $11,574 | $139,543 | $39,049 | $100,494 |
| 2017 | $10,944 | $130,608 | $37,713 | $92,895 |
| 2016 | $10,287 | $123,609 | $36,388 | $87,221 |
| 2015 | -- | $112,060 | $35,996 | $76,064 |
| 2014 | -- | $120,014 | $35,996 | $84,018 |
| 2013 | -- | $117,106 | $36,356 | $80,750 |
Source: Public Records
Agents Affiliated with this Home
-
-
J
Seller's Agent in 2016
James Coleman
Coleman Land Company
-
D
Seller Co-Listing Agent in 2016
Dorothy Lundeen Coleman
Coleman Land Company
-
Buyer's Agent in 2016
Judy Newton
HomeSmart Connect LLC
(630) 660-3384
11 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11904831
APN: 09-34-131-014
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