NOT LISTED FOR SALE

Estimated Value: $327,000 - $451,000

4 Beds
3 Baths
1,888 Sq Ft
$211/Sq Ft Est. Value

Last Sold November 13, 2023

Last sale price $360,000 $191 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $2,360/month

9 Days on Market

Highlights

  • Water Oriented
  • Bay View
  • 2 Fireplaces
  • Beach Elementary School Rated A-
  • Attic
  • No HOA

About This Home

As of November 2023

Just steps from the beach and boardwalk, this 4 bedroom/3 bath cottage is full of charm & character, boasting a perfect view of the Chesapeake Bay from the front steps of the house. Situated on a quiet street in the quaint town of Chesapeake Beach, live life by the water every day. Filled with built-ins and special touches, and no-maintenance vinyl plank flooring throughout, this home is so easy to love. The living room offers a big picture window, a wood burning fireplace (sold as is), and a lovely glass wall looking into the foyer. On the other side of the foyer is a relaxing sitting room, just the spot to curl up with a book or sip your morning coffee. This room has a pocket door so it would also work well as a home office or another bedroom! Complete with an attached bath, the primary suite is spacious and well-lit. There are 2 additional bedrooms and an updated hall full bath as well. Just past the bedrooms is the adorable kitchen complete with plenty of eclectic cabinetry, new kitchen sink, newer refrigerator, and the very cool original Dutch door that leads from the kitchen into the Sunroom. Two separate outdoor staircases lead to the basement. This area boasts a 4th bedroom, full bath, playroom, and kitchette - a great space with three separate entrances! At the very back of the property beyond the privacy of greenery runs a lovely small stream and the house sits just a few short steps from the Bay & boardwalk. A short stroll will lead you to Brownies Beach, where treasures such as shark teeth and sea glass are often found. Close to a marina, Water Park, shopping, and great restaurants. Enjoy an easy drive to DC, Solomons Island, or Downtown Annapolis.

Last Agent to Sell the Property

Constance Trujillo

Engel & Völkers Annapolis License #659703 Listed on: 09/28/2023

Engel & Völkers Annapolis

Last Buyer's Agent

April Higgs

JPAR Real Estate Professionals

JPAR Real Estate Professionals

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,953

Year Built

  • Built in 1961

Lot Details

  • 2,730 Sq Ft Lot
  • Property is in very good condition

Property Views

  • Bay
  • Woods

Home Design

  • Cottage
  • Block Foundation
  • Poured Concrete
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Built-In Features
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Attic

Kitchen

  • Stove
  • Extra Refrigerator or Freezer
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • English Basement
  • Heated Basement
  • Walk-Out Basement
  • Exterior Basement Entry
  • Water Proofing System
  • Sump Pump
  • Basement Windows

Parking

  • Free Parking
  • On-Street Parking
  • Unassigned Parking

Outdoor Features

  • Water Oriented
  • Property near a bay

Utilities

  • Window Unit Cooling System
  • Heating System Uses Oil
  • Hot Water Baseboard Heater
  • Above Ground Utilities
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot C
  • Assessor Parcel Number 0503096858

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,953

Year Built

Built in 1961

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1961
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Disposal, Dryer, Washer, Refrigerator, Stove, Extra Refrigerator/Freezer
  • Flooring Type: Ceramic Tile, Laminate Plank
  • Interior Amenities: Attic, Built-Ins, Ceiling Fan(s)
  • Fireplace Features: Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Heated, Improved, Outside Entrance, Partially Finished, Poured Concrete, Walkout Level, Windows, English, Sump Pump, Water Proofing System
  • Laundry Type: Main Floor
  • Total Sq Ft: 2876
  • Living Area Sq Ft: 1888
  • Price Per Sq Ft: 253.13
  • Above Grade Finished Sq Ft: 1438
  • Below Grade Finished Sq Ft: 450
  • Below Grade Sq Ft: 988
  • Total Below Grade Sq Ft: 1438
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 4010

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Mixed
  • Roof: Architectural Shingle
  • View: Bay, Trees/Woods
  • Water Access: No
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Free, Unassigned
  • Type Of Parking: On Street

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Type: Window Unit(s), Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Above Ground
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2730.00
  • Property Condition: Very Good
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2953.00
  • Assessor Parcel Number: 0503096858
  • Tax Lot: C
  • Tax Total Finished Sq Ft: 1888
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 11/13/2023

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2020
Closed on
Feb 12, 2021
Sold by
Finlon Allan Frank and Finlon Harold G
Bought by
Daily Michael I and Croft Cheryl A
Seller's Agent
Janet Jacobs
CENTURY 21 New Millennium
Buyer's Agent
Jon Milburn
Yaffe Real Estate
List Price
$240,000
Sold Price
$217,000
Premium/Discount to List
-$23,000
-9.58%
Total Days on Market
9
Current Estimated Value
$398,985

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$181,985
Avg. Annual Appreciation
15.10%
Original Mortgage
$195,300
Outstanding Balance
$176,518
Interest Rate
2.65%
Mortgage Type
New Conventional
Estimated Equity
$222,467
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Daily Michael I $217,000 Admiral Title Group
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Daily Michael I $195,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/13/2023 11/13/23 Sold $360,000 -1.1% $191 / Sq Ft
10/07/2023 10/07/23 Pending -- -- --
09/28/2023 09/28/23 For Sale $364,000 +67.7% $193 / Sq Ft
02/12/2021 02/12/21 Sold $217,000 -9.6% $115 / Sq Ft
12/31/2020 12/31/20 Pending -- -- --
12/24/2020 12/24/20 For Sale $240,000 0.0% $127 / Sq Ft
12/12/2020 12/12/20 Pending -- -- --
12/05/2020 12/05/20 For Sale $240,000 +10.6% $127 / Sq Ft
12/03/2020 12/03/20 Off Market $217,000 -- --
11/11/2020 11/11/20 For Sale $240,000 0.0% $127 / Sq Ft
11/11/2020 11/11/20 Price Changed $240,000 -7.3% $127 / Sq Ft
10/30/2020 10/30/20 Pending -- -- --
08/03/2020 08/03/20 Price Changed $259,000 -2.3% $137 / Sq Ft
06/25/2020 06/25/20 Price Changed $265,000 -5.4% $140 / Sq Ft
06/09/2020 06/09/20 For Sale $280,000 -- $148 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,901 $263,667 $0 $0
2023 $2,722 $256,633 $0 $0
2022 $2,694 $249,600 $91,400 $158,200
2021 $2,694 $244,433 $0 $0
2020 $2,631 $239,267 $0 $0
2019 $2,463 $234,100 $91,400 $142,700
2018 $2,439 $230,667 $0 $0
2017 $2,536 $227,233 $0 $0
2016 -- $223,800 $0 $0
2015 $2,539 $223,800 $0 $0
2014 $2,539 $223,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2013054

Bright MLS

APN: 03-096858