$749,900
$75K PRICE DROP

Estimated payment $4,941/month

Total Views 22,979
4 Beds
4.5 Baths
2,950 Sq Ft
$254 Price per Sq Ft

Highlights

  • 20 Feet of Waterfront
  • Beach
  • Open Floorplan
  • Beach Elementary School Rated A-
  • Marina View
  • 3-minute walk to Chesapeake Beach Veterans Memorial Park

About This Home

COASTAL LUXURY MEETS EVERYDAY VACATION LIVING in Windward Key on the Chesapeake Bay. Experience the ultimate waterfront lifestyle in this four-level townhome nestled in the sought-after Windward Key community in the heart of Chesapeake Beach. Whether you are searching for a full-time residence or the perfect weekend retreat, this exceptional home offers resort-style living with water views and upscale amenities throughout. Designed for both comfort and entertaining, the home features 4 bedrooms, 4 full baths, and 1 half bath across four spacious levels filled with natural light. The main living level showcases a well-appointed kitchen, dining area, and expansive great room with a cozy gas fireplace — all enhanced by water views and an open, airy feel. The upper level hosts the primary suite along with two additional bedrooms, while vaulted ceilings create an inviting sense of space and elegance. The top level offers exceptional flexibility with its own full bath, wet bar, and private deck, ideal for a home office, guest suite, lounge, or entertainment space overlooking the Bay. The entry level provides additional finished living space with a full bath, perfect for guests, recreation, fitness, or flex living. Direct access to the attached one-car garage adds convenience and functionality. Outdoor living is elevated with multiple decks on every level, creating seamless indoor-outdoor enjoyment and endless opportunities to relax and take in the coastal setting. Residents of Windward Key enjoy exclusive amenities including a waterfront pool overlooking the Chesapeake Bay and a private beach. Located within walking distance to restaurants, shops, parks, boardwalks, marinas, nature trails, and local entertainment, this is Chesapeake coastal living at its finest.

Listing Agent

Doug Smith

(301) 855-8600 dougsmith.remax100@gmail.com RE/MAX Realty Group Brokerage Phone: 3018558600 License #316176 Listed on: 04/29/2026

RE/MAX Realty Group

Co-Listing Agent

Sharon Smith

(301) 855-8600 sharonsmith0622@aol.com RE/MAX Realty Group Brokerage Phone: 3018558600 License #316156

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,487

Year Built

  • Built in 1989

Lot Details

  • 1,628 Sq Ft Lot
  • 20 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream

HOA Fees

  • $410 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 1 Driveway Space
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Traditional Architecture
  • Slab Foundation
  • Frame Construction

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Double Pane Windows
  • Insulated Doors
  • Family Room Off Kitchen
  • Formal Dining Room
  • Wood Flooring
  • Marina Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Lake Privileges

Schools

  • Beach Elementary School
  • Windy Hill Middle School
  • Northern High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 12
  • Assessor Parcel Number 0503125653

Community Details

Overview

  • Association fees include common area maintenance, lawn maintenance, management, pool(s), snow removal
  • Windward Key HOA
  • Windward Key Subdivision
  • Property Manager

Amenities

  • Common Area

Recreation

  • Beach
  • Community Pool

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,487

Year Built

Built in 1989

Lot Details

1,628 Sq Ft Lot

HOA Fees

$410 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial, Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Year Built: 1989
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Icemaker, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Window Features: Double Pane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated
  • Foundation Details: Slab
  • Levels Count: 4
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 3433
  • Living Area Sq Ft: 2950
  • Price Per Sq Ft: 291.79
  • Above Grade Finished Sq Ft: 2570
  • Above Grade Unfinished Sq Ft: 483
  • Below Grade Finished Sq Ft: 380
  • Total Below Grade Sq Ft: 380
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • View: Marina, Water
  • Water Access: Yes
  • Water Body Name: Fishing Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 20

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 1

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 410.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Common Grounds, Pickleball Courts, Pool - Outdoor, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Lawn Maintenance, Management, Pool(s), Snow Removal
  • HOA Name: WINDWARD KEY HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: BEACH
  • High School: NORTHERN
  • Middle Or Junior School: WINDY HILL

Lot Info

  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1628.00
  • Zoning: C
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 5487.00
  • Assessor Parcel Number: 0503125653
  • Tax Lot: 12
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,077 $487,800 $175,000 $312,800
2024 $4,999 $465,267 $0 $0
2023 $4,584 $442,733 $0 $0
2022 $4,433 $420,200 $175,000 $245,200
2021 $4,328 $411,433 $0 $0
2020 $4,328 $402,667 $0 $0
2019 $4,287 $393,900 $175,000 $218,900
2018 $4,293 $393,900 $175,000 $218,900
2017 $4,372 $393,900 $0 $0
2016 -- $397,200 $0 $0
2015 $4,378 $397,200 $0 $0
2014 $4,378 $397,200 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/29/2026 06/29/26 Price Changed $749,900 -3.2% $254 / Sq Ft
06/11/2026 06/11/26 Price Changed $775,000 -6.0% $263 / Sq Ft
04/29/2026 04/29/26 For Sale $824,900 0.0% $280 / Sq Ft
04/30/2013 04/30/13 Rented $2,500 0.0% --
04/30/2013 04/30/13 Under Contract -- -- --
04/14/2013 04/14/13 For Rent $2,500 -- --
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Deed $500,000 --
Deed $500,000 None Available
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $247,500 Stand Alone Second
Closed $256,500 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2026440

Bright MLS

APN: 03-125653

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