NOT LISTED FOR SALE

4014 Cutty Sark Rd Middle River, MD 21220

Estimated Value: $322,000 - $338,000

3 Beds
2.5 Baths
1,712 Sq Ft
$192/Sq Ft Est. Value

Last Sold October 12, 2023

Last sale price $315,000 $184 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,074/month

14 Days on Market

Highlights

  • Colonial Architecture
  • Recreation Room
  • No HOA
  • Deck
  • Cathedral Ceiling
  • Upgraded Countertops

About This Home

As of October 2023

*** ABSOLUTELY GORGEOUS! *** MOVE RIGHT INTO THIS TRULY REMARKABLE 3-STORY GARAGE TOWNHOME! STUNNING NEW KITCHEN W/BAY WINDOW, FULL WOOD CABINETS, UPGRADED COUNTERTOPS & RECENT APPLIANCES (INCL NEW FRIG & RANGE!). SPACIOUS LIVING ROOM WITH NEW BUILT-IN WALL SYSTEM, GAS FIREPL W/NEW CUSTOM TILE SURROUND, RECESSED LIGHTING & SLIDERS TO LARGE DECK. PRIMARY BEDROOM W/CATHEDRAL CEILING, BAY WINDOW W/STORAGE SEAT, CEILING FAN, DUAL CLOSETS & PRIMARY BATH. UPDATED HALL BATH. ENTRY LEVEL W/ RECENTLY REMODELED FOYER, GARAGE ACCESS, POWDER ROOM, REC ROOM (PRE-WIRED FOR SPEAKERS) & LAUNDRY W/RECENT WASHER/DRYER ('19). WALKOUT TO PATIO, FENCED YARD & SHED. NEW HVAC ('21). NEW UPGRADED FLOORING ON 2ND LEVEL. NO HOA! *** A SHOWPLACE! ***

Last Agent to Sell the Property

Robert Lomonico

Coldwell Banker Realty License #84627 Listed on: 08/23/2023

Coldwell Banker Realty

Last Buyer's Agent

Jane Moore

EXP Realty, LLC License #615329

EXP Realty, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,135

Year Built

  • Built in 1997

Lot Details

  • 1,601 Sq Ft Lot
  • Privacy Fence
  • Landscaped
  • Back Yard
  • Property is in excellent condition

Parking

  • 1 Car Attached Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Bump-Outs
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • 1,712 Sq Ft Home
  • Property has 3 Levels
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Corner Fireplace
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Gas Fireplace
  • Double Pane Windows
  • Window Screens
  • Six Panel Doors
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Recreation Room

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Laundry on lower level
  • Front Loading Dryer
  • Front Loading Washer

Home Security

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 51
  • Assessor Parcel Number 04151800010062

Community Details

Overview

  • No Home Owners Association
  • Carrollwood Manor Subdivision

Security

  • Storm Doors
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,135

Year Built

Built in 1997

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Year Built: 1997
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 0

Interior Features

  • Appliances: Refrigerator, Icemaker, Oven/Range - Gas, Oven - Self Cleaning, Built-In Microwave, Dishwasher, Disposal, Washer - Front Loading, Dryer - Front Loading, Exhaust Fan
  • Flooring Type: Carpet, Laminated, Ceramic Tile
  • Interior Amenities: Built-Ins, Carpet, Ceiling Fan(s), Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Kitchen - Island, Upgraded Countertops, Pantry, Primary Bath(s), Recessed Lighting
  • Window Features: Double Pane, Screens
  • Fireplace Features: Corner, Fireplace - Glass Doors, Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel, Storm
  • Wall Ceiling Types: Cathedral Ceilings
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Recreation Room
  • Basement: No
  • Laundry Type: Lower Floor
  • Total Sq Ft: 1712
  • Living Area Sq Ft: 1712
  • Price Per Sq Ft: 184.00
  • Above Grade Finished Sq Ft: 1712
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 4014

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level 2 Bathrooms: 2.00
  • Upper Level 2 Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick Front, Vinyl Siding
  • Exterior Features: Sidewalks, Street Lights, Exterior Lighting, Bump-Outs
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Electric Service: Circuit Breakers
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Fencing: Privacy
  • Land Use Code: R
  • Lot Features: Landscaping, Rear Yard
  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1601.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3135.00
  • Assessor Parcel Number: 04151800010062
  • Tax Lot: 51
  • Tax Total Finished Sq Ft: 1712
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 10/12/2023

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2023
Closed on
Oct 12, 2023
Sold by
Crouse Alex R and Crouse Alyssa K
Bought by
Cruz Ismael Torres
Seller's Agent
Robert Lomonico
Coldwell Banker Realty
Buyer's Agent
Jane Moore
EXP Realty, LLC
List Price
$315,000
Sold Price
$315,000
Views
279
Current Estimated Value
$329,526

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,526
Avg. Annual Appreciation
2.41%
Original Mortgage
$9,166
Outstanding Balance
$9,016
Interest Rate
7.31%
Estimated Equity
$320,510

Purchase Details

Listed on
Dec 12, 2017
Closed on
Jan 30, 2018
Sold by
Andrews Tamy Lynn and Decosmo Tammy Lynn
Bought by
Drasal Alyssa K and Crouse Alex R
Seller's Agent
Lisa St. Clair-Kimmey
Realty Plus Associates
Buyer's Agent
Kevin Smoley
Dandas Realty
List Price
$199,900
Sold Price
$199,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.31%
Original Mortgage
$196,278
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 20, 2014
Sold by
Decosmo Edward Joseph
Bought by
Decosmo Tammy Lynn

Purchase Details

Closed on
Oct 30, 2006
Sold by
Decosmo Edward J
Bought by
Decosmo Edward J and Decosmo Tammy Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,000
Interest Rate
6.14%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Oct 4, 2006
Sold by
Decosmo Edward J
Bought by
Decosmo Edward J and Decosmo Tammy Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,000
Interest Rate
6.14%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
May 15, 1997
Sold by
Clarklein Development Co Inc
Bought by
Decosmo Edward J and Andrews Tammy Lynn
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cruz Ismael Torres $315,000 Wfg National Title
Drasal Alyssa K $199,900 Lakeside Title Co
Decosmo Tammy Lynn -- None Available
Decosmo Edward J -- --
Decosmo Edward J -- --
Decosmo Edward J $111,750 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cruz Ismael Torres $9,166
Open Cruz Ismael Torres $305,550
Previous Owner Drasal Alyssa K $196,278
Previous Owner Decosmo Edward J $174,000
Previous Owner Decosmo Edward J $174,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/12/2023 10/12/23 Sold $315,000 0.0% $184 / Sq Ft
09/06/2023 09/06/23 Pending -- -- --
08/23/2023 08/23/23 For Sale $315,000 +57.6% $184 / Sq Ft
01/30/2018 01/30/18 Sold $199,900 0.0% $117 / Sq Ft
12/20/2017 12/20/17 Pending -- -- --
12/12/2017 12/12/17 For Sale $199,900 -- $117 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,389 $244,367 -- --
2024 $3,389 $222,233 $0 $0
2023 $1,608 $200,100 $70,000 $130,100
2022 $3,114 $192,467 $0 $0
2021 $2,841 $184,833 $0 $0
2020 $2,841 $177,200 $85,000 $92,200
2019 $2,805 $177,200 $85,000 $92,200
2018 $2,857 $177,200 $85,000 $92,200
2017 $2,996 $177,800 $0 $0
2016 $2,701 $171,600 $0 $0
2015 $2,701 $165,400 $0 $0
2014 $2,701 $159,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2075690

Bright MLS

APN: 15-1800010062