NOT LISTED FOR SALE

4015 Sumac Rd Valparaiso, IN 46383

Estimated Value: $305,000 - $313,000

4 Beds
2.5 Baths
2,888 Sq Ft
$107/Sq Ft Est. Value

Last Sold September 28, 2025

Last sale price $305,000 $106 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,786/month

29 Days on Market

Highlights

  • Views of Trees
  • Wooded Lot
  • Covered Patio or Porch
  • Flint Lake Elementary School Rated A-
  • No HOA
  • Living Room

About This Home

As of September 2025

NEW PRICE ALERT! ALMOST 3,000 SQ. FT! LOWER TAXES, AND MINUTES FROM FLINT LAKE - THIS IS THE VALPO HOME YOU'VE BEEN WAITING FORSpacious living, lake access, and unbeatable Valpo location! Just half a mile from the Flint Lake Gateway boat ramp, this raised ranch offers nearly 3,000 sq ft of finished living space across two levels. Upstairs, you'll find a beautifully refreshed kitchen with brand-new stainless appliances, open concept living space, dining room, two baths, and oversized bedrooms - including a standout front bedroom that's nearly 20 feet long (perfect for a shared kids' room, guest suite, or dreamy home office!).The finished lower level is bright and inviting with natural light from daylight windows, a fourth bedroom, half bath, bonus room for hobbies or storage, and a large open area just waiting to become your movie den, playroom, or home gym.Located in Center Township with highly rated Valparaiso Schools and lower taxes, this home combines the feeling of a peaceful neighborhood with the convenience of being just minutes from downtown Valpo, shopping, restaurants, parks, and easy access to toll road or expressway to Chicago or Michigan. So much room to live, grow, and personalize! Don't miss this one!

Last Agent to Sell the Property

Amy O'Brien

New Chapter Real Estate License #RB23001329 Listed on: 07/28/2025

Last Buyer's Agent

Mariah Bement

Realty Executives Premier License #RB25000133

Realty Executives Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,033

Year Built

  • Built in 2006

Lot Details

  • 7,405 Sq Ft Lot
  • Landscaped
  • Wooded Lot
  • Zoning described as Agriculture

Parking

  • 2 Car Garage
  • Garage Door Opener

Property Views

  • Trees
  • Neighborhood

Home Design

  • Stone

Interior Spaces

  • 1-Story Property
  • Living Room
  • Dining Room
  • Natural lighting in basement
  • Fire and Smoke Detector

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Covered Patio or Porch

Schools

  • Flint Lake Elementary School
  • Thomas Jefferson Middle School
  • Valparaiso High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • 1St Add Burlington Bch Subdivision

Listing and Financial Details

  • Assessor Parcel Number 64100706025000003
  • Seller Considering Concessions

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,033

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Reso Property Sub Type: Single Family Residence
  • ResoLaundryFeatures: Gas Dryer Hookup, Sink, Washer Hookup, Lower Level, Laundry Room
  • ResoLotFeatures: Back Yard, Wooded, Landscaped
  • ResoPoolFeatures: None
  • Reso View: Neighborhood, Trees/Woods
  • ResoSecurityFeatures: Fire Alarm, Smoke Detector(s)
  • Co List Office Mls Id: NRA2187
  • Subdivision Name: 1st Add Burlington Bch
  • Above Grade Finished Sq Ft: 1668
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: 200+ Amp Service
  • AuctionYN: No
  • AccessibilityFeaturesYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Refrigerator, Washer, Gas Range, Microwave, Gas Water Heater, Dryer, Disposal
  • Interior Amenities: Ceiling Fan(s), Open Floorplan, Walk-In Closet(s), Recessed Lighting, High Ceilings
  • Basement: Daylight, Storage Space, Finished
  • Flooring: Carpet, Tile, Laminate
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1220

Exterior Features

  • Exterior Features: Rain Gutters
  • Acres: 0.17
  • Waterfront: No
  • Construction Type: Stone, Vinyl Siding
  • Patio And Porch Features: Covered, Patio, Porch, Front Porch
  • Reso Roof: Shingle

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Driveway, Garage Faces Front, Garage Door Opener

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Connected, Sewer Connected, Water Connected, Natural Gas Connected, Electricity Connected
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Valparaiso
  • Middle Or Junior School: Thomas Jefferson Middle School

Lot Info

  • Lot Size Sq Ft: 7405.2
  • Additional Parcels: No
  • Parcel #: 64100706025000003
  • Zoning Description: Agriculture

Tax Info

  • Year: 2023
  • Tax Annual Amount: 2033

MLS Schools

  • HighSchool: Valparaiso High School
  • Elementary School: Flint Lake Elementary School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 28, 2025
Closed on
Sep 26, 2025
Sold by
Wheeland Mark and Wheeland Julie A
Bought by
Otero Elias
Seller's Agent
Amy O'Brien
New Chapter Real Estate
Buyer's Agent
Mariah Bement
Realty Executives Premier
List Price
$325,000
Sold Price
$305,000
Premium/Discount to List
-$20,000
-6.15%
Views
130
Current Estimated Value
$308,944

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,944
Avg. Annual Appreciation
4.70%
Original Mortgage
$299,475
Outstanding Balance
$299,475
Interest Rate
6.58%
Mortgage Type
FHA
Estimated Equity
$9,469

Purchase Details

Listed on
Nov 14, 2013
Closed on
Feb 18, 2014
Sold by
Kwaiser Michael E and Kwaiser Sally A
Bought by
Wheeland Mark and Wheeland Julie A
Seller's Agent
Sally Kwaiser
Boulder Bay Realty Group
Buyer's Agent
Patty Raffin
McColly Real Estate
List Price
$174,000
Sold Price
$174,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.95%

Purchase Details

Closed on
Jul 23, 2012
Sold by
Blum Matthew A
Bought by
Kwaiser Michael E and Kwaiser Sally A

Purchase Details

Closed on
Aug 15, 2008
Sold by
Blum Matthew A
Bought by
Kwaiser Michael E and Kwaiser Sally A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,405
Interest Rate
6.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 14, 2006
Sold by
Rogers Rayma
Bought by
Blum Matthew A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Otero Elias -- Fidelity National Title
Wheeland Mark -- Community Title Co
Kwaiser Michael E -- None Available
Kwaiser Michael E -- Ticor Title Ins
Blum Matthew A -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Otero Elias $299,475
Previous Owner Kwaiser Michael E $142,405
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/28/2025 09/28/25 Sold $305,000 +1.7% $106 / Sq Ft
08/12/2025 08/12/25 Price Changed $299,999 -7.7% $104 / Sq Ft
07/28/2025 07/28/25 For Sale $325,000 +86.8% $113 / Sq Ft
02/18/2014 02/18/14 Sold $174,000 0.0% $60 / Sq Ft View Prior Sale
01/27/2014 01/27/14 Pending -- -- --
11/14/2013 11/14/13 For Sale $174,000 -- $60 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,053 $347,400 $37,500 $309,900
2023 $1,996 $263,500 $35,100 $228,400
2022 $1,976 $235,000 $35,100 $199,900
2021 $1,809 $204,600 $35,100 $169,500
2020 $1,692 $190,100 $30,400 $159,700
2019 $1,518 $171,600 $30,400 $141,200
2018 $1,439 $164,500 $30,400 $134,100
2017 $1,281 $154,300 $30,400 $123,900
2016 $1,388 $170,600 $30,700 $139,900
2014 $1,144 $164,100 $29,100 $135,000
2013 -- $154,500 $29,000 $125,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 825035

Northwest Indiana Association of REALTORS®

APN: 64-10-07-106-025.000-003