Seller's Agent in 2025
Sara Mirus
eXp Realty, LLC
(859) 835-6553
2 in this area
117 Total Sales
402 Napa Valley Unit 303 Highland Heights, KY 41076
2
Beds
2
Baths
1,162
Sq Ft
9,256
Sq Ft Lot
Highlights
- Fitness Center
- Open Floorplan
- Deck
- Donald E. Cline Elementary School Rated A
- Clubhouse
- Traditional Architecture
About This Home
As of July 2025LOCATION - LOCATION! Best of both worlds! Minutes to downtown Cincy - yet Quiet and tucked away - WELCOME to Chardonnay! This upper level (one set of steps) is AWESOME and move in ready! The garage is direct entry to the building (check) soaring cathedral ceilings (double check) and spotless condition (triple check)! A cozy corner fireplace anchorst the Great Room - open to the dining area that walks out to a covered deck! The kitchen is fully equipped with stainless appliances and has a great pantry - good amount of cabinets and counter space! Two full bathrooms and two generous bedrooms. Buy with confidence - the HVAC is just a year new - and a 5 year water heater and nice updates including lighting! Easy living - the HOA not only has beautiful grounds, gazebo, pool, clubhouse, and workout facility - it ALSO covers water, sanitation, and trash! You will LOVE the neighborhood and be excited to call this spot HOME!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,572
Year Built
- Built in 2001
Lot Details
- 9,256 Sq Ft Lot
- Landscaped
HOA Fees
- $285 Monthly HOA Fees
Parking
- 1 Car Garage
- Driveway
- Parking Garage Space
- Off-Street Parking
Home Design
- Traditional Architecture
- Entry on the 1st floor
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,162 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Cathedral Ceiling
- Chandelier
- Wood Burning Fireplace
- Insulated Windows
- Panel Doors
- Living Room
- Formal Dining Room
Kitchen
- Electric Oven
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Outdoor Features
- Deck
- Covered Patio or Porch
- Gazebo
Schools
- Donald E.Cline Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Central Air
- Heat Pump System
Listing and Financial Details
- Assessor Parcel Number 999-99-20-464.72
Community Details
Overview
- Association fees include association fees, ground maintenance, sewer, snow removal, trash, water
- Towne Properties Association, Phone Number (859) 291-5858
- On-Site Maintenance
Amenities
- Clubhouse
Recreation
- Fitness Center
- Community Pool
- Snow Removal
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2025
Closed on
Jul 24, 2025
Sold by
Mcbeath Ryan B and Mcbeath Natalie
Bought by
Kerlin James C
Seller's Agent
Sara Mirus
eXp Realty, LLC
Buyer's Agent
Jennifer Vories
Keller Williams Realty Services
List Price
$199,000
Sold Price
$193,500
Premium/Discount to List
-$5,500
-2.76%
Views
66
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.72%
Original Mortgage
$199,885
Outstanding Balance
$199,885
Interest Rate
6.84%
Mortgage Type
VA
Estimated Equity
-$7,183
Purchase Details
Closed on
Apr 30, 2020
Sold by
Ossege Daniel J and Ossege Helen Diane
Bought by
Mcbeath Ryan B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,400
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 29, 2000
Sold by
Fischer Attached Homes
Bought by
Smith Connie M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,240
Interest Rate
7.82%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $193,500 | 360 American Title | |
| Warranty Deed | $193,500 | 360 American Title | |
| Deed | $118,000 | Kentucky Land Title Agency | |
| Deed | $96,940 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $199,885 | VA | |
| Previous Owner | $94,400 | New Conventional | |
| Previous Owner | $98,000 | New Conventional | |
| Previous Owner | $39,000 | New Conventional | |
| Previous Owner | $15,000 | Unknown | |
| Previous Owner | $84,800 | Unknown | |
| Previous Owner | $87,240 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/24/2025 07/24/25 | Sold | $193,500 | -0.8% | $167 / Sq Ft |
| 06/04/2025 06/04/25 | Pending | -- | -- | -- |
| 06/04/2025 06/04/25 | Price Changed | $195,000 | -2.0% | $168 / Sq Ft |
| 05/20/2025 05/20/25 | For Sale | $199,000 | -- | $171 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,572 | $128,000 | $0 | $128,000 |
| 2023 | $1,536 | $128,000 | $0 | $128,000 |
| 2022 | $1,515 | $118,000 | $0 | $118,000 |
| 2021 | $1,515 | $118,000 | $0 | $118,000 |
| 2020 | $1,184 | $90,000 | $0 | $90,000 |
| 2019 | $1,165 | $90,000 | $0 | $90,000 |
| 2018 | $1,172 | $90,000 | $0 | $90,000 |
| 2017 | $1,157 | $90,000 | $0 | $90,000 |
| 2016 | $1,118 | $90,000 | $0 | $0 |
| 2015 | $1,087 | $86,000 | $0 | $0 |
| 2014 | $1,285 | $105,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sara Mirus
-
Jennifer Vories
Buyer's Agent in 2025
Jennifer Vories
Keller Williams Realty Services
(859) 240-0727
17 in this area
629 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 632634
APN: 999-99-20-464.72
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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