$247,500
SOLD JAN 17, 2025

402 S Water St Saint Joseph, IL 61873

4 Beds
2 Baths
2,068 Sq Ft
0.32 Acres

Recently Sold

$120 Per Sq Ft

8% Below List Price

57 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • Corner Lot
  • St Joseph Middle School Rated A-
  • Bonus Room
  • Stainless Steel Appliances

About This Home

As of January 2025

Have you been looking for a house in the St. Joseph School District that is ready for you to call HOME? Well, here it is and we have the keys for you! This spacious home is flooded with natural light, has been updated from top to bottom featuring a newer architecturally shingled roof, high efficiency heating/cooling system, double hung windows, gleaming hardwood floors, new lighting, paint, brand new kitchen, with stainless steel appliances, luxurious lower level master suite, with spacious bathroom, an abundance of storage, private lot and more! Schedule your tour today and don't forget your checkbook! :)

Last Agent to Sell the Property

Eddie Mullins

RE/MAX REALTY ASSOCIATES-CHA License #475131641 Listed on: 10/24/2024

RE/MAX REALTY ASSOCIATES-CHA

Last Buyer's Agent

Nate Evans

eXp Realty-Mahomet License #475124281

eXp Realty-Mahomet

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,261

Year Built

  • Built in 1959

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 196.31x124x61.11x185.55
  • Corner Lot

Parking

  • 1.5 Car Detached Garage
  • Parking Included in Price

Home Design

  • Split Level Home
  • Tri-Level Property
  • Slab Foundation

Interior Spaces

  • 2,068 Sq Ft Home
  • Built-In Features
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Living Room
  • Combination Kitchen and Dining Room
  • Bonus Room
  • Carbon Monoxide Detectors
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Porch

Schools

  • St. Joseph Elementary School
  • St. Joseph Junior High School
  • St. Joseph-Ogden High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Cable TV Available

Community Details

  • Jessup & Shores Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,261

Year Built

Built in 1959

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level
  • Ownership: Fee Simple
  • ArchitecturalStyle: Tri-Level
  • New Construction: No
  • Property Sub-Type: Split Level
  • Subdivision Name: Jessup & Shores
  • Year Built: 1959
  • Age: 61-70 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Legal Description: LOT 8 JESSUP AND SHORE'S ADD AND OTHER LAND
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s)
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, Wood Laminate Floors, Built-in Features, Walk-In Closet(s)
  • LivingArea: 2068
  • Other Equipment: TV-Cable, CO Detectors
  • Room Type: Bonus Room, Walk In Closet
  • Estimated Total Finished Sq Ft: 2068
  • Basement Description: Slab
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 2068
  • Basement Sq Ft: 0
  • Fireplace Location: Family Room
  • Square Footage Comments: Sqftg from Illini360
  • Total Sq Ft: 2068
  • Unfinished Basement Sq Ft: 0
  • Upper Level Sq Ft: 572
  • Main Level Sq Ft: 720
  • Lower Level Sq Ft: 776
  • Unfinished Lower Sq Ft: 0
  • Flooring: Hardwood
  • ResoLivingAreaSource: Other

Exterior Features

  • ExteriorFeatures: Deck, Porch
  • List Price: 259900
  • Lot Features: Corner Lot
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar

Garage/Parking

  • Garage Spaces: 1.5
  • ParkingTotal: 1.5
  • Driveway: Concrete,Gravel
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: St. Joseph Elementary School
  • High School: St. Joseph-Ogden High School
  • Middle/Junior School: St. Joseph Junior High School
  • Middle/Junior School District: 169

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.32
  • Lot Dimensions: 196.31X124X61.11X185.55
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 22
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4260.7
  • Tax Year: 2023
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 6, 2023
Sold by
Sheriff Of Champaign County Illinois
Bought by
Truth Homes Llc
Current Estimated Value
$253,105

Purchase Details

Closed on
Dec 12, 2017
Sold by
Kayser Matthew and Kayser Jacklyn Sue
Bought by
Bolt John E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,074
Interest Rate
3.95%
Mortgage Type
VA

Purchase Details

Closed on
Jul 24, 2007
Sold by
Vermillion Jeanne and Reinhart Jeanne
Bought by
Kayser Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,187
Interest Rate
6.76%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Sheriffs Deed -- None Listed On Document
Warranty Deed $143,000 Attorney
Warranty Deed $125,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $146,074 VA
Previous Owner $124,894 VA
Previous Owner $129,187 VA
Previous Owner $30,069 Stand Alone Second
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/17/2025 01/17/25 Sold $247,500 -4.8% $120 / Sq Ft
12/20/2024 12/20/24 Pending -- -- --
11/15/2024 11/15/24 Price Changed $259,900 -3.7% $126 / Sq Ft
10/24/2024 10/24/24 For Sale $269,900 -- $131 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,261 $65,100 $12,520 $52,580
2023 $4,261 $58,490 $11,250 $47,240
2022 $3,623 $54,970 $10,570 $44,400
2021 $3,470 $52,310 $10,060 $42,250
2020 $3,432 $51,590 $9,920 $41,670
2019 $3,295 $49,750 $9,570 $40,180
2018 $3,132 $47,830 $9,200 $38,630
2017 $3,077 $46,800 $9,000 $37,800
2016 $3,000 $46,020 $8,850 $37,170
2015 $3,392 $45,470 $8,740 $36,730
2014 $2,850 $43,930 $8,440 $35,490
2013 $2,781 $43,450 $8,350 $35,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12190213

Midwest Real Estate Data (MRED)

APN: 28-22-14-151-005