$293,000
SOLD DEC 31, 2025

402 Water St Jackson, CA 95642

5 Beds
2 Baths
1,757 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$167 Per Sq Ft

20% Below List Price

104 Days on Market

Highlights

  • Rooftop Deck
  • Engineered Wood Flooring
  • Private Yard
  • Waterfront
  • Victorian Architecture
  • 4-minute walk to Kennedy Tailings Wheels Park

About This Home

As of December 2025

Discover this unique investment opportunity just steps from Jackson's vibrant restaurants and shopping. Built in 1920 and thoughtfully updated over the years, this Victorian-style property offers two self-contained units on a picturesque creekside lot. The upstairs residence features 2 bedrooms + office and 1 bathroom, with its own indoor laundry for convenience. The downstairs unit is a 2 bedroom, 1 bathroom suite, also complete with its own laundry. Both units provide privacy and functionality, making this the perfect setup for an owner-occupant looking to offset their mortgage with rental income, or for investors seeking strong rental potential. Units were rented for $1,700 per month each. Set on a 4,792 sq ft lot, the property spans 1,757 sq ft of living space across both units. Inspections have been completed in advance, giving buyers added peace of mind. With its walkable location, vintage charm, and income potential, this creekside gem offers the best of historic Jackson living with modern practicality.

Last Agent to Sell the Property

John Bonfiglio

RE/MAX Gold El Dorado Hills License #01469549 Listed on: 09/10/2025

RE/MAX Gold El Dorado Hills

Last Buyer's Agent

Kristina Agustin

Vista Sotheby's International Realty License #01393347

Property Details

Home Type

  • Multi-Family

Year Built

  • Built in 1920

Lot Details

  • 4,792 Sq Ft Lot
  • Waterfront
  • Landscaped
  • Private Yard

Home Design

  • Duplex
  • Victorian Architecture
  • Fixer Upper
  • Concrete Foundation
  • Combination Foundation
  • Composition Roof
  • Wood Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,757 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Storage
  • Water Views
  • Basement Storage

Kitchen

  • Free-Standing Electric Oven
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Engineered Wood
  • Laminate

Laundry

  • Laundry closet
  • Washer and Dryer Hookup

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 5 Parking Spaces
  • On-Street Parking
  • 5 Open Parking Spaces
  • Off-Street Parking

Outdoor Features

  • Rooftop Deck

Utilities

  • Mini Split Heat Pump
  • Heating System Uses Natural Gas
  • Separate Meters
  • 220 Volts
  • Natural Gas Connected
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tenant pays for cable TV, electricity, sewer, gas, trash collection, water
  • Assessor Parcel Number 020-246-004-000

Community Details

Overview

  • No Home Owners Association
  • 2 Units

Building Details

  • 2 Vacant Units

Property Details

Home Type

Multi-Family

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: Residential Income
  • Subtype Description: Flats
  • Property Subtype 1: Duplex
  • Stories: 2
  • Year Built: 1920
  • Architectural Style: Victorian
  • Levels: Two
  • Stories: 2
  • Number of Three Bedroom Units: 1
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Appliances: Dishwasher, Microwave, Electric Water Heater, Free Standing Electric Oven, Free Standing Electric Range
  • Interior Amenities: Storage Area(s)
  • Flooring: Simulated Wood, Laminate
  • Basement: Storage Area
  • Price Per Square Foot: 166.76
  • Square Footage: 1757.00
  • Window Features: Dual Pane Partial

Exterior Features

  • Construction Materials: Vinyl Siding, Wood, Wood Siding
  • Disclosures/Documents: See Remarks
  • Exterior Features: Yard Space
  • Foundation: Combination, Concrete, Concrete Perimeter
  • Frontage Type: Waterfront
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 335000.00
  • Lot Features: Curbs/Gutters, Sidewalk, Landscape Front
  • New Construction: No
  • Patio And Porch Features: Roof Deck(s)
  • Pool: No
  • Property Condition: Fixer, Varies by Unit
  • Roof: Composition
  • Spa: No
  • Topography: Downslope,Snow Line Below,Trees Few,Downslope,Snow Line Below,Trees Few
  • View Description: Water

Garage/Parking

  • Open Parking Spaces: 5.00
  • Parking Features: Off Street, Open, Street, Uncovered
  • Total Parking Spaces: 5.00

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Connected, City, DSL Available, Electric, Internet Available, Natural Gas Connected
  • Cooling: Ceiling Fan(s)
  • Electric: 220 Volts
  • Heating: Individual, Natural Gas
  • Laundry Features: Laundry Closet, Washer/Dryer Hookups
  • Water Source: Public
  • Separate Meters: Electricity, Gas

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Amador Unified

Lot Info

  • Zoning: multi residential
  • Irrigation: None
  • Lot Size Acres: 0.1100
  • Lot Size Sq Ft: 4792.00

Rental Info

  • Tenant Pays: Cable TV, Electricity, Sewer, Gas, Trash Collection, Water

Multi Family

  • Income Includes: ["Rent Only"]
  • Number of Units: 2
  • Number of Vacant Units: 2
  • Units Furnished: None

Tax Info

  • Assessor Parcel Number: 020-246-004-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Amador

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2025
Closed on
Dec 17, 2025
Sold by
Page Michael
Bought by
Miser Daniel and Miser Christa
Seller's Agent
John Bonfiglio
RE/MAX Gold El Dorado Hills
Buyer's Agent
Kristina Agustin
Vista Sotheby's International Realty
List Price
$365,000
Sold Price
$293,000
Premium/Discount to List
-$72,000
-19.73%
Views
122

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3216.67%

Purchase Details

Closed on
Dec 12, 2023
Sold by
Page Michael
Bought by
Page Michael

Purchase Details

Closed on
Jul 20, 2001
Sold by
Charamuga Neves and Charamuga Mary E
Bought by
Page Mark S and Louderback Lynn M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,400
Interest Rate
7.15%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $293,000 Western Land Title
Grant Deed -- None Listed On Document
Grant Deed $149,500 First American Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $99,400 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/31/2025 12/31/25 Sold $293,000 -12.5% $167 / Sq Ft
12/23/2025 12/23/25 Pending -- -- --
12/02/2025 12/02/25 Price Changed $335,000 -8.2% $191 / Sq Ft
09/10/2025 09/10/25 For Sale $365,000 -- $208 / Sq Ft
Source: MetroList

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,183 $220,062 $88,620 $131,442
2024 $2,183 $215,748 $86,883 $128,865
2023 $2,141 $211,519 $85,180 $126,339
2022 $2,101 $207,372 $83,510 $123,862
2021 $2,061 $203,307 $81,873 $121,434
2020 $2,040 $201,223 $81,034 $120,189
2019 $2,000 $197,279 $79,446 $117,833
2018 $1,962 $193,412 $77,889 $115,523
2017 $1,925 $189,620 $76,362 $113,258
2016 $1,887 $185,903 $74,865 $111,038
2015 $1,860 $183,112 $73,741 $109,371
2014 $1,823 $179,526 $72,297 $107,229
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 225118748

MetroList

APN: 020-246-004-000