Susan Wise
eXp Realty of California, Inc.
(530) 317-0490
140 Total Sales
1 in Jackson
$495,000 Price
402 Water St Jackson, CA 95642
Jackson AreaEstimated Value: $282,000 - $391,110
5
Beds
2
Baths
1,757
Sq Ft
$185/Sq Ft
Est. Value
Highlights
- Rooftop Deck
- Simulated Wood
- Private Yard
- Waterfront
- Victorian Architecture
- No HOA
About This Home
As of December 2025Discover this unique investment opportunity just steps from Jackson's vibrant restaurants and shopping. Built in 1920 and thoughtfully updated over the years, this Victorian-style property offers two self-contained units on a picturesque creekside lot. The upstairs residence features 2 bedrooms + office and 1 bathroom, with its own indoor laundry for convenience. The downstairs unit is a 2 bedroom, 1 bathroom suite, also complete with its own laundry. Both units provide privacy and functionality, making this the perfect setup for an owner-occupant looking to offset their mortgage with rental income, or for investors seeking strong rental potential. Units were rented for $1,700 per month each. Set on a 4,792 sq ft lot, the property spans 1,757 sq ft of living space across both units. Inspections have been completed in advance, giving buyers added peace of mind. With its walkable location, vintage charm, and income potential, this creekside gem offers the best of historic Jackson living with modern practicality.
Last Agent to Sell the Property
RE/MAX Gold El Dorado Hills License #01469549 Listed on: 09/10/2025
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Property Details
Home Type
- Multi-Family
Year Built
- Built in 1920
Lot Details
- 4,792 Sq Ft Lot
- Waterfront
- Landscaped
- Private Yard
Home Design
- Duplex
- Victorian Architecture
- Fixer Upper
- Concrete Foundation
- Combination Foundation
- Composition Roof
- Wood Siding
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,757 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Double Pane Windows
- Storage
- Water Views
- Basement Storage
Kitchen
- Free-Standing Electric Oven
- Free-Standing Electric Range
- Microwave
- Dishwasher
Flooring
- Simulated Wood
- Laminate Flooring
Laundry
- Laundry closet
- Washer and Dryer Hookup
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- 5 Parking Spaces
- On-Street Parking
- 5 Open Parking Spaces
- Off-Street Parking
Outdoor Features
- Rooftop Deck
Utilities
- Mini Split Heat Pump
- Heating System Uses Natural Gas
- Separate Meters
- 220 Volts
- Natural Gas Connected
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tenant pays for cable TV, electricity, sewer, gas, trash collection, water
- Assessor Parcel Number 020-246-004-000
Community Details
Overview
- No Home Owners Association
- 2 Units
Building Details
- 2 Vacant Units
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 10, 2025
Closed on
Dec 17, 2025
Sold by
Bought by
Seller's Agent
John Bonfiglio
RE/MAX Gold El Dorado Hills
Buyer's Agent
Kristina Agustin
Vista Sotheby's International Realty
List Price
$365,000
Sold Price
$293,000
Premium/Discount to List
-$72,000
-19.73%
Views
122
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,778
Avg. Annual Appreciation
19.07%
Purchase Details
Closed on
Dec 12, 2023
Sold by
Bought by
Purchase Details
Closed on
Jul 20, 2001
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,400
Interest Rate
7.15%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Jackson, CA
-
Susan Wise
-
Sarah Zulim
Sarah Zulim
Sierra Gold Realty
(209) 457-7528
54 Total Sales
6 in Jackson
$123K - $535K Price Range
-
Kandi Thompson
Kandi Thompson
Berkshire Hathaway Home Services-Divine Properties
(209) 806-4927
65 Total Sales
7 in Jackson
$265K - $575K Price Range
-
Kat Spears
Kat Spears
eXp Realty of Northern CA
(209) 268-3742
61 Total Sales
7 in Jackson
$244K - $547K Price Range
-
Kylie Windley
Kylie Windley
Chase International
(209) 231-4284
77 Total Sales
7 in Jackson
$345K - $965K Price Range
-
Terry Santoro
Terry Santoro
Responds QuicklyGold Country Modern Real Estate
(209) 618-2554
78 Total Sales
8 in Jackson
$215K - $540K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $293,000 | Western Land Title | ||
| -- | None Listed On Document | ||
| $149,500 | First American Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $85,300 | ||
| Previous Owner | $99,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/31/2025 12/31/25 | Sold | $293,000 | -12.5% | $167 / Sq Ft |
| 12/23/2025 12/23/25 | Pending | -- | -- | -- |
| 12/02/2025 12/02/25 | Price Changed | $335,000 | -8.2% | $191 / Sq Ft |
| 09/10/2025 09/10/25 | For Sale | $365,000 | -- | $208 / Sq Ft |
Source: MetroList
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,225 | $293,000 | $60,000 | $233,000 |
| 2025 | $2,183 | $220,062 | $88,620 | $131,442 |
| 2024 | $2,183 | $215,748 | $86,883 | $128,865 |
| 2023 | $2,141 | $211,519 | $85,180 | $126,339 |
| 2022 | $2,101 | $207,372 | $83,510 | $123,862 |
| 2021 | $2,061 | $203,307 | $81,873 | $121,434 |
| 2020 | $2,040 | $201,223 | $81,034 | $120,189 |
| 2019 | $2,000 | $197,279 | $79,446 | $117,833 |
| 2018 | $1,962 | $193,412 | $77,889 | $115,523 |
| 2017 | $1,925 | $189,620 | $76,362 | $113,258 |
| 2016 | $1,887 | $185,903 | $74,865 | $111,038 |
| 2015 | $1,860 | $183,112 | $73,741 | $109,371 |
| 2014 | $1,823 | $179,526 | $72,297 | $107,229 |
Source: Public Records
Agents Affiliated with this Home
-
John Bonfiglio
Seller's Agent in 2025
John Bonfiglio
RE/MAX
(510) 290-8098
83 Total Sales
-
Kristina Agustin
Buyer's Agent in 2025
Kristina Agustin
Vista Sotheby's International Realty
(530) 306-8383
132 Total Sales
Map
Source: MetroList
MLS Number: 225118748
APN: 020-246-004-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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