$555,000
SOLD JUL 29, 2025

4020 Alligator Point Cumming, GA 30028

5 Beds
3 Baths
2,699 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$206 Per Sq Ft

3% Below List Price

34 Days on Market

Highlights

  • Home Theater
  • Home fronts a creek
  • View of Trees or Woods
  • Matt Elementary School Rated A
  • Gated Community
  • Dining Room Seats More Than Twelve

About This Home

As of July 2025

It's not to late to close quickly and move in before school starts! Located on a cul-de-sac in sought-after "Burnt Bridge on Settendown" gated community with all the amenties you could want....pool, pavilion, tennis, playground, etc! This home is a garden oasis in a neighborhood with amenities for everyone! In-law suite partially finished downstairs, with private entrance and patio. Square footage does NOT reflect partially finished basement. Almost new huge, covered backporch addition with cathedral ceilings overlooking the beautiful, fenced backyard filled with raised garden beds and landscaped so beautifully you have to see it to believe it! There is even a budding peach tree! Enter the front door to a 2-story foyer with a nice size office on the left and formal dining on the right. Open floor plan for living room, breakfast area and kitchen plus a guest/in-law bedroom with full bath. The kitchen features stainless appliances (all included), granite countertops with tile backsplash, center island and walk-in pantry. It's light and bright with all the inset and undermount lighting. Ceiling fans in every room and the porch. Upstairs features a huge loft for extra TV/Play area. Double doors lead to the spacious master suite with luxurious master bathroom and walk-in closet. Also upstairs is 3 additional bedrooms and the huge laundry room (no shortage of space in this laundry). The lower terrace level is perfect for multigenerational (in-law) living with a private entry and patio. Partially finished with 5 nice size rooms, stubbed full bath backing up to room with double sinks already in the workroom (perfect for future kitchen). Extra care given to the basement and it was drylocked and sealed tight before drywall. HVAC and electrical is in place too, so it's ready for you to add your personal finishes to fit your families needs. (The square footage noted does not include this space because it is not totally finished). Step out of the lower level onto a huge patio overlooking the gardens within the privacy fencing. There is a small creek along the back of the property that is behind the fence tucked within the trees. 3 Google Nest HVAC controllers in place with fiber optic cable for internet. Neighbor to the right has an invisible fence in the front yard for their pets. Fast closing available for this one too! Neighborhood is gated, so NO driveby's on this one. Call today to set up a time to preview this property before it's gone!

Last Agent to Sell the Property

Jeani Harrell

Virtual Properties Realty.com License #240691 Listed on: 05/16/2025

Virtual Properties Realty.com

Last Buyer's Agent

Shahniza Jooma

Virtual Properties Realty.com License #377157

Virtual Properties Realty.com

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,944

Year Built

  • Built in 2016

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 36x120x124x128
  • Home fronts a creek
  • Property fronts a county road
  • Cul-De-Sac
  • Wood Fence
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Garden
  • Back Yard Fenced

HOA Fees

  • $86 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Brick Front
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Rear Stairs
  • Crown Molding
  • Ceiling height of 9 feet on the lower level
  • Ceiling Fan
  • Recessed Lighting
  • Factory Built Fireplace
  • Gas Log Fireplace
  • Double Pane Windows
  • Insulated Windows
  • Window Treatments
  • Private Rear Entry
  • Two Story Entrance Foyer
  • Living Room with Fireplace
  • Dining Room Seats More Than Twelve
  • Formal Dining Room
  • Home Theater
  • Home Office
  • Loft
  • Bonus Room
  • Game Room
  • Workshop
  • Views of Woods
  • Pull Down Stairs to Attic

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Walk-In Pantry
  • Double Self-Cleaning Oven
  • Electric Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops
  • White Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • Oversized primary bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • Vaulted Bathroom Ceilings
  • Dual Vanity Sinks in Primary Bathroom
  • Low Flow Plumbing Fixtures
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on upper level

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Stubbed For A Bathroom
  • Natural lighting in basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Accessible Home Design

  • Accessible Bedroom
  • Accessible Kitchen
  • Accessible Hallway
  • Accessible Doors

Outdoor Features

  • Creek On Lot
  • Deck
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Matt Elementary School
  • Liberty - Forsyth Middle School
  • North Forsyth High School

Utilities

  • Cooling System Powered By Gas
  • Central Heating and Cooling System
  • Air Source Heat Pump
  • Heating System Uses Natural Gas
  • Underground Utilities
  • 220 Volts
  • Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 129
  • Assessor Parcel Number 095 211

Community Details

Overview

  • $1,265 Initiation Fee
  • Secondary HOA Phone (770) 777-6890
  • Burnt Bridge At Settendown Subdivision

Recreation

  • Tennis Courts
  • Community Playground
  • Swim or tennis dues are required
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,944

Year Built

Built in 2016

Lot Details

0

HOA Fees

$86 per month

Parking

2

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Condition: Resale
  • Year Built: 2016
  • Accessibility Features: Accessible Bedroom, Accessible Doors, Accessible Hallway(s), Accessible Kitchen, Accessible Central Living Area
  • Levels Stories: Two
  • Cert Prof Home Bldrs Legacy: KM Home
  • Above Grade Finished Sq Ft: 2699.00
  • Below Grade Sq Ft: 12011.00
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Ceramic Tile, Hardwood, Vinyl
  • Fireplace Features: Factory Built, Gas Log, Gas Starter, Living Room
  • Number Of Fireplaces: 1
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Refrigerator, Self Cleaning Oven
  • Interior Amenities: Crown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer, Entrance Foyer 2 Story, High Ceilings, High Ceilings 9 ft Lower, High Ceilings 9 ft Main, High Speed Internet, Low Flow Plumbing Fixtures, Recessed Lighting, Walk-In Closet(s)
  • Basement: Bath/Stubbed, Daylight, Exterior Entry, Full, Interior Entry, Unfinished
  • Kitchen Features: Cabinets White, Eat-in Kitchen, Kitchen Island, Pantry, Pantry Walk-In, Stone Counters, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Basement, Bonus Room, Game Room, Loft, Media Room, Office, Workshop
  • Dining Room Features: Seats 12+, Separate Dining Room
  • Square Footage: 2699.00
  • Spa Features: None
  • Window Features: Double Pane Windows, Insulated Windows, Window Treatments

Beds/Baths

  • Total Bedrooms: 5
  • Bedroom Features: In-Law Floorplan, Oversized Master, Split Bedroom Plan
  • Main Bedrooms: 1
  • Total Bathrooms: 3
  • Total Full Baths: 3
  • Main Full Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Separate Tub/Shower, Soaking Tub, Vaulted Ceilings

Exterior Features

  • Construction Materials: Brick, Brick Front, Fiber Cement
  • Roof Type: Composition
  • Fencing: Back Yard, Privacy, Wood
  • Patio And Porch Features: Covered, Deck, Patio, Rear Porch
  • Exterior Features: Garden, PRVTR, Private Yard, Rain Gutters, Rear Stairs
  • View: Trees/Woods
  • Pool Private: No
  • Foundation: Concrete Perimeter

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Number Of Parking Spaces: 8
  • Parking Features: Attached, Garage, Garage Door Opener, Kitchen Level

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric, Gas, Heat Pump
  • Heating: Central, Electric, Heat Pump, Natural Gas
  • Laundry Features: Laundry Room, Upper Level
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available
  • Electric: 220 Volts

Condo/Co-op/Association

  • HOA Fee Includes: Swim, Tennis
  • Community Features: Gated, Homeowners Assoc, Playground, Pool, Street Lights, Tennis Court(s)
  • Association Fee: 1035
  • Association Fee Frequency: Annually
  • Master Association Fee: 1035
  • Master Association Fee Frequency: Annually
  • Swim Tennis Fee Due: Required
  • Association: Yes
  • Management Company Email: info@accessmgt.com
  • Management Phone: 770-777-6890
  • Subdivision Complex: Burnt Bridge at Settendown

Schools

  • Elementary School: Matt
  • Middle School: Liberty - Forsyth
  • High School: North Forsyth

Lot Info

  • Acres: 0.2100
  • Lot: 129
  • Land/Lot: 449
  • Deed Book: 10604
  • Deed Page: 585
  • Lot Features: Back Yard, Cleared, Creek On Lot, Cul-De-Sac, Landscaped, Level
  • Lot Dimensions: 36x120x124x128
  • Parcel Number: 095 211
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Rental Info

  • Initiation Fee: 1265

Tax Info

  • Taxes: 4944.00
  • Assessor Parcel Number: 095-000-211
  • Close Date: 2025-07-29
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Creek

MLS Schools

  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Matt
  • High School: North Forsyth
  • Middle School: Liberty - Forsyth

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2025
Closed on
Jul 29, 2025
Sold by
Shah Fawad Inam and Khan Zohaib H
Bought by
Shah Fawad Inam and Khan Zohaib H
Seller's Agent
Jeani Harrell
Virtual Properties Realty.com
Buyer's Agent
Shahniza Jooma
Virtual Properties Realty.com
List Price
$575,000
Sold Price
$555,000
Premium/Discount to List
-$20,000
-3.48%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.93%
Original Mortgage
$527,250
Outstanding Balance
$527,250
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$36,504

Purchase Details

Listed on
Feb 5, 2016
Closed on
Mar 18, 2016
Sold by
Reo Funding Solutions Iii Llc Iii
Bought by
Km Homes Llc
Seller's Agent
LISA Orr
NOT A VALID MEMBER
Buyer's Agent
Jeani Harrell
Virtual Properties Realty.com
List Price
$317,480
Sold Price
$319,010
Premium/Discount to List
$1,530
0.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.09%
Original Mortgage
$325,107
Interest Rate
3.65%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Special Warranty Deed $550,000 None Listed On Document
Special Warranty Deed $550,000 None Listed On Document
Warranty Deed $58,085 --
Warranty Deed $319,010 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $527,250 New Conventional
Closed $527,250 New Conventional
Previous Owner $40,000 New Conventional
Previous Owner $292,000 New Conventional
Previous Owner $275,500 New Conventional
Previous Owner $325,107 New Conventional
Previous Owner $213,274 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 Sold $555,000 -1.8% $206 / Sq Ft
06/19/2025 06/19/25 Pending -- -- --
06/12/2025 06/12/25 Price Changed $565,000 -1.7% $209 / Sq Ft
05/16/2025 05/16/25 For Sale $575,000 +80.2% $213 / Sq Ft
03/18/2016 03/18/16 Sold $319,010 +0.5% $119 / Sq Ft
02/19/2016 02/19/16 Pending -- -- --
02/05/2016 02/05/16 For Sale $317,480 -- $118 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,445 $217,612 $54,000 $163,612
2024 $4,445 $215,512 $50,000 $165,512
2023 $3,843 $200,876 $38,000 $162,876
2022 $3,992 $133,552 $28,000 $105,552
2021 $3,452 $133,552 $28,000 $105,552
2020 $3,246 $123,572 $22,800 $100,772
2019 $3,212 $121,692 $22,800 $98,892
2018 $3,137 $117,852 $20,800 $97,052
2017 $3,039 $112,640 $22,400 $90,240
2016 $622 $22,400 $22,400 $0
2015 $890 $32,000 $32,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 7581341

First Multiple Listing Service (FMLS)

APN: 095-211