NOT LISTED FOR SALE

4020 Cardinal St Bay Saint Louis, MS 39520

Bay Saint Louis Area

Estimated Value: $373,658 - $394,000

3 Beds
2 Baths
1,190 Sq Ft
$323/Sq Ft Est. Value

Sale Details

Date Sold: March 8, 2023

Current estimated payment $2,349 / mo

24 Days on Market

Highlights

  • Private Dock
  • Boating
  • Barn
  • Waveland Elementary School Rated 10
  • Water access To Gulf or Ocean
  • Property fronts a bayou

About This Home

As of March 2023

If you're looking for a waterfront home with character and style look no further ... here it is! Be the first to own this 3 BD 2BA home with a customized floor plan.

This home offers a dine-in kitchen with a window view of the front deck and canal from the kitchen sink, hard surface counters throughout and a custom barn door that opens to a coffee or cocktail station.

The living room & bathrooms each have a shiplac accent wall and the master bath has a full size walk-in shower. The master bedroom is spacious and has a walk-in closet with built-ins. Each bedroom has ceiling fans with lights.

This home is built above the newest standards for elevation making it a stable investment with lower insurance premiums.

Don't miss your opportunity to own your piece of paradise ready for 2023 and years to come.

Last Agent to Sell the Property

Thad McIntyre

ERA PowerMark Properties License #B21322 Listed on: 01/17/2023

Last Buyer's Agent

Thad McIntyre

ERA PowerMark Properties License #B21322 Listed on: 01/17/2023

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2023

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 50 x 100
  • Property fronts a bayou
  • Home fronts a canal
  • Zoning described as General Residential

Home Design

  • Raised Foundation
  • Metal Roof
  • Piling Construction
  • HardiePlank Type

Interior Spaces

  • 1,190 Sq Ft Home
  • 1-Story Property
  • Wired For Data
  • High Ceiling
  • Recessed Lighting
  • Window Screens
  • Combination Kitchen and Living
  • Vinyl Flooring
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Home Security

  • Storm Windows
  • Fire and Smoke Detector

Parking

  • 6 Parking Spaces
  • Parking Pad
  • Covered Parking

Outdoor Features

  • Water access To Gulf or Ocean
  • River Access
  • Bulkhead
  • Private Dock
  • Docks
  • Balcony
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Prewired Cat-5 Cables
  • Phone Available
  • Cable TV Available

Additional Features

  • City Lot
  • Barn

Listing and Financial Details

  • Assessor Parcel Number 135n-1-39-225.000

Community Details

Overview

  • No Home Owners Association
  • Shoreline Park Subdivision

Recreation

  • Boating
  • Fishing

Home Details

Home Type

Single Family

Year Built

Built in 2023

Lot Details

5,227 Sq Ft Lot

Listing Details

  • Unit Levels: One
  • Lot Size: 50 X 100
  • Parking Features Parking Total: 6.0
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2023
  • Lot Size Acres: 0.12
  • Subdivision Name: Shoreline Park
  • Directions: From HWY 603 take Central Ave to Cardinal St. Take a left and home is down on right.
  • New Construction: No
  • General Property Information:List PriceSqFt: 306.64
  • General Property Information:New Construction: No
  • Special Features: NewHome

Interior Features

  • Appliances: Dishwasher, Electric Range
  • AtticFeaturesAttic: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Vinyl
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Kitchen Island, Recessed Lighting, Wired for Data
  • Window Features: Screens, Storm Window(s)
  • Fireplace: No
  • ResoLivingAreaSource: Builder
  • Community Features:Boating: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Near Entertainment: Yes
  • Community Features:Street Lights: Yes
  • Community Features:Fishing: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Recessed Lighting: Yes
  • Kitchen Features:Kitchen Island2: Yes
  • Kitchen Features:KitchenFamily Room Combo: Yes
  • Appliances:Electric Range: Yes
  • Kitchen Features:Custom Cabinets: Yes
  • Bathroom Features:Fiberglass Tub: Yes
  • Kitchen Features:Solid Surface Counters: Yes
  • Interior Features:Wired for Data: Yes

Exterior Features

  • Disclosures: Flood Insurance Required
  • Exterior Features: Balcony, Dock
  • Fencing: None
  • Foundation Details: Pilings/Steel/Wood, Raised
  • Lot Features: City Lot, Views
  • Roof: Metal
  • Other Structures: Barn(s)
  • Patio And Porch Features: Front Porch
  • Waterfront Features: Bayou, Boat Dock, Bulkhead, Canal Front, Gulf Access, River Access, Waterfront
  • WaterfrontFeaturesWaterfront: Yes
  • Pool Private: No
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Waterfront Features:Bayou: Yes
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Driveway Features:Concrete Drive: Yes
  • Lot Features:City Lot: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Lot Features:Views: Yes
  • Window Features:Screens: Yes
  • Exterior Features:Balcony: Yes
  • Window Features:Storm Window(s): Yes
  • Waterfront Features:Gulf Access: Yes
  • Waterfront Features:Waterfront2: Yes
  • Waterfront Features:River Access: Yes
  • Door Features:Barn Door: Yes
  • Waterfront Features:Bulkhead: Yes
  • Waterfront Features:Canal Front: Yes
  • Waterfront Features:Boat Dock: Yes
  • Exterior Features:Dock: Yes

Garage/Parking

  • Parking Features: Concrete, Covered, Parking Pad
  • Attached Garage: No
  • Total Parking Spaces: 6.0
  • Parking Features:Parking Pad: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Central Air, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected, Cat-5 Prewired
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Electric2: Yes
  • Heating:Heat Pump2: Yes

Condo/Co-op/Association

  • Community Features: Boating, Fishing, Near Entertainment, Street Lights

Association/Amenities

  • HorseAmenitiesHorseAmenities: No
  • Tax and Financial Information:Association: No

Lot Info

  • Parcel #: 135n-1-39-225.000
  • Lot Size Sq Ft: 5227.2
  • Zoning Description: General Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 24, 2025
Sold by
Mittal Investments Llc
Bought by
Current Estimated Value
$383,829

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$296,000
Outstanding Balance
$290,395
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$93,434

Purchase Details

Listed on
Jan 17, 2023
Closed on
Mar 20, 2023
Sold by
David L Moore Construction Llc
Bought by
Mittal Investments Llc
Seller's Agent
Thad McIntyre
ERA PowerMark Properties
Buyer's Agent
Thad McIntyre
ERA PowerMark Properties
List Price
$364,900
Views
138

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.46%
Original Mortgage
$200,000
Interest Rate
6.32%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Bay Saint Louis, MS

  • Cassie Webb Real Estate Agent - ELEVATE REALTY LLC

    Cassie Webb

    ELEVATE REALTY LLC

    (228) 400-2894

    62 Total Sales

    2 in Bay Saint Louis

    $35K - $90K Price Range

    Cassie Webb
     Section Image
  • Andrew White Real Estate Agent - The Compass Group

    Andrew White

    The Compass Group

    (769) 333-8389

    78 Total Sales

    1 in Bay Saint Louis

    $460,000 Price

    Andrew White
     Section Image
  • Mark Morgan Real Estate Agent - Halsey Real Estate

    Mark Morgan

    Halsey Real Estate

    (870) 558-5772

    201 Total Sales

    1 in Bay Saint Louis

    $1,048,267 Price

    Mark Morgan
     Section Image
  • Emily Phillips Real Estate Agent - Havard Real Estate Group, LLC

    Emily Phillips

    Havard Real Estate Group, LLC

    (769) 200-4237

    117 Total Sales

    1 in Bay Saint Louis

    $65,000 Price

    Emily Phillips
     Section Image
  • Tesia Lee Real Estate Agent - HL Raymond Properties

    Tesia Lee

    HL Raymond Properties

    (251) 283-2361

    55 Total Sales

    18 in Bay Saint Louis

    $2K - $400K Price Range

    Tesia Lee
     Section Image
  • Felix Forjet Real Estate Agent - Thrive Real Estate LLC

    Felix Forjet

    Thrive Real Estate LLC

    (504) 977-2733

    76 Total Sales

    1 in Bay Saint Louis

    $500,000 Price

    Felix Forjet
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Pilger Title
Mittal Investments Llc -- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $296,000
Previous Owner Mittal Investments Llc $184,400
Previous Owner Champagne Brian $281,250
Previous Owner -- $200,000
Previous Owner David L Moore Construction Llc $279,900
Previous Owner David L Moore Construction Llc $279,900
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/08/2023 03/08/23 Sold -- -- --
01/17/2023 01/17/23 For Sale $364,900 -- $307 / Sq Ft
Source: MLS United

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,902 $25,232 $2,250 $22,982
2024 $2,902 $25,232 $2,250 $22,982
2023 $173 $1,500 $1,500 $0
2022 $345 $3,000 $3,000 $0
2021 $239 $2,100 $2,100 $0
2020 $265 $2,100 $2,100 $0
2019 $263 $2,100 $2,100 $0
2018 $263 $2,100 $2,100 $0
2017 $259 $2,100 $2,100 $0
2016 $254 $2,100 $2,100 $0
2015 $247 $2,100 $2,100 $0
2014 $246 $2,100 $2,100 $0
2013 $518 $2,100 $2,100 $0
Source: Public Records

Agents Affiliated with this Home

  • Thad McIntyre Real Estate Agent - ERA PowerMark Properties

    Seller's Agent in 2023

    Thad McIntyre

    ERA PowerMark Properties

    (228) 493-2295

    13 Total Sales

    Thad McIntyre
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Map

Source: MLS United

MLS Number: 4037272

MLS United

APN: 135N-1-39-225.000

Mississippi Hancock County Bay Saint Louis 39520

4020 Cardinal St, Bay Saint Louis, MS

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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